# North: Future Finance — Teen Money & Budget Planner > Teen money management app for budgeting, saving, and investing with automatic paycheck splitting. (iPhone/iPad app by Giller LLC.) - Source: https://appshunter.io/ios/app/north-future-finance/id6757566461 (this page in markdown: same URL + `.md`) - Developer: [Giller LLC](https://appshunter.io/developer/1867636235) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 4.71/5 from 14 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 75 MB - Languages: English - Released: 2026-02-17 - Data updated: 2026-09-02 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/north-future-finance/id6757566461/reviews.md ## What is North? North teaches teens and young adults real money habits. And now it can connect to your bank and run itself. Most people get paid, spend it, and wonder where it went. North fixes that by giving every dollar a job before you spend it. Every paycheck is split into four buckets (Spend, Save, Invest, and Goals) so you always know exactly what's safe to spend, and what's working toward your future. HOW IT WORKS 1. Log a paycheck (takes seconds), or link your bank and North catches it for you 2. North splits it into your buckets automatically 3. Move your money, check it off, and build the habit LINK YOUR BANK AND NORTH RUNS ITSELF (PREMIUM) Connect your checking and savings, and North does the busywork: - Paycheck detection: North spots your paycheck the moment it lands. One tap and it's split - Auto-tracked spending: every purchase logs itself, no manual entry - Live Safe to Spend: always accurate, to the dollar - Subscription finder: catches recurring charges you forgot you're paying - Bills on autopilot: bills check themselves off as they get paid Bank linking is completely optional. North works fully manual, privacy-first by design. FEATURES - Safe-to-Spend number so you always know what you can use guilt-free - Auto-split paychecks into Spend, Save, Invest, and Goals - Goals with progress tracking and a trophy case: car, college, trips, anything - On-pace projections so you can see where you'll be by year end - Home Screen and Lock Screen widgets with your Safe to Spend at a glance - Roth IRA tracker to help max out contributions - Streaks, achievements, and payday celebrations that make saving feel like a game - Choose a money personality (Spender, Saver, Balanced, Goal Getter) or set custom percentages - Light and dark mode FOR FAMILIES - Parents can link to their teen's account for guidance, not control - Set budget percentages, view progress, and send encouragement - Co-parent support for blended and separated families - No bank linking required, privacy-first by design FOR SOLO USERS - Full independence: manage your own budget and subscription - All the same features, completely self-directed BUILT FOR THE NEXT GENERATION North is designed to feel simple, fast, and motivating, so you actually stick with it every payday. The habits you build now become the instincts you rely on for life. Start simple. Build consistency. Watch your savings grow. North is a budgeting tool and does not provide financial, investment, or tax advice. SUBSCRIPTION PLANS - Solo: $4.99/month or $55.00/year - Family: $9.99/month or $79.99/year - 30-day free trial included with eligible plans - Payment is charged to your Apple ID at confirmation of purchase - Subscription automatically renews unless canceled at least 24 hours before the end of the current period - Manage or cancel anytime in Settings > Apple ID > Subscriptions Terms of Use: https://www.northfuturefinance.com/terms Privacy Policy: https://www.northfuturefinance.com/privacy ## Key features - Automatic paycheck splitting - Safe-to-spend tracking - Goal progress tracking - On-pace financial projections - Roth IRA contributions tracker - Gamified savings with streaks - Parental guidance features ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | North Solo Monthly | $4.99 | per month | | North Solo Yearly | $55.00 | per year | | North Family | $9.99 | per month | | North Family | $79.99 | per year | | North Family | $9.99 | per month | ## Frequently asked questions about North ### What is North's pricing structure? North offers 'Solo' plans at $4.99/month or $39.99/year, and 'Family' plans at $9.99/month or $79.99/year. A 30-day free trial is included with eligible plans. ### How does North ensure user privacy? North is designed with a privacy-first approach and does not require linking bank accounts. This minimizes data exposure and provides users with greater control over their financial information. ### Can parents monitor their teen's finances with North? Yes, parents can link to their teen's account for guidance, allowing them to view progress and set budget percentages. This feature supports blended and separated families with co-parent support. ### Does North provide financial advice? No, North is a budgeting tool and does not provide financial, investment, or tax advice. It focuses on teaching money habits and tracking financial activities. ### How often is North updated? The latest version of North is 2.0.0, and it was last updated on April 1, 2026. This indicates a commitment to ongoing development and improvements. ### What devices is North available on? North is compatible with iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### How do I cancel my North subscription? You can manage or cancel your subscription anytime by going to Settings > Apple ID > Subscriptions. Cancellations must be made at least 24 hours before the end of the current period to avoid renewal. ### What is the age rating for North? North has an age rating of 4+, making it suitable for a broad audience of young users and their families. ## Version history (last 5 releases) ### 3.2.0 — 2026-07-15 North 3.2 - North now works passively • Passive mode: North watches your spending and updates your Safe to Spend automatically — no manual logging required. • Rollover: choose what happens to leftover money at the end of each period — roll it forward, save it, or start fresh. • Your Bills tab now surfaces subscriptions we detect in your transactions, so nothing slips through. • Add more bank accounts anytime from Linked Banks. • Log checks and past transactions the app spots for you, with a single tap. • Plus performance improvements and bug fixes. ### 2.0.0 — 2026-04-01 - New themes: Liquid Glass, Mission Control, Paper & Ink, Botanical, and more — customize how North looks and feels - Promo codes: redeem codes during signup or in settings - Light mode and dark mode with system-aware toggle - Redesigned appearance settings with theme picker - Bug fixes and performance improvements ### 1.5.0 — 2026-02-27 - Guided onboarding tutorial to help you get started - Log expenses and track your Safe to Spend - Paycheck celebration with streaks, milestones, and achievements - Redesigned settings with quick access to share, rate, and feedback - Bug fixes and performance improvements ### 1.4 — 2026-02-19 Thanks for using North! This update includes improved App Store listings and updated support links. More features coming soon — if you're enjoying North, we'd love a quick rating! ### 1.3.1 — 2026-02-17 No release notes. ## Apps similar to North | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paydrop: Live Earnings Tracker](https://appshunter.io/ios/app/paydrop-live-earnings-tracker/id6760142255) | 3.0 (2) | Free | Finance | | [WalletIN: Budget & Expense AI](https://appshunter.io/ios/app/walletin-budget-and-expense-ai/id1564572022) | 5.0 (6) | Free | Finance | | [DebtUnlocked - Payoff Planner](https://appshunter.io/ios/app/debtunlocked-payoff-planner/id6761954787) | 5.0 (2) | Free | Finance | | [Smartr: No More Overspending](https://appshunter.io/ios/app/smartr-no-more-overspending/id6755710633) | 5.0 (23) | Free | Finance | | [Surplus Budget & Money Tracker](https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238) | 4.6 (10) | Free | Finance | | [Lumi Money: Spend Better Today](https://appshunter.io/ios/app/lumi-money-spend-better-today/id6756831779) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*