# North One - Business Banking — Simple Business Banking > Simple business checking account with essential banking features and low fees. (iPhone/iPad app by NorthOne Inc.) - Source: https://appshunter.io/ios/app/north-one-business-banking/id1466648407 (this page in markdown: same URL + `.md`) - Developer: [NorthOne Inc](https://appshunter.io/developer/1368542809) - Category: Finance, Business - Price: Free - Rating: 4.72/5 from 2,797 App Store ratings · 104 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 104 MB - Languages: English - Released: 2019-09-04 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/north-one-business-banking/id1466648407/reviews.md ## What is North One? North One is a Business Checking Account that simplifies your banking experience, allowing you to focus on what matters most—growing your business. Simplify your finances with one Account Access all the essential banking features you need without the usual fees, branch visits, or paperwork. With the North One app, you can: - Earn money back on your Mastercard® Small Business Debit Card purchases - Send and receive payments any time with Standard ACH, Same-day ACH, wire transfers, paper checks⁶, & more - Apply for a Business Line of Credit and Business Term Loan⁴ - Receive payments instantly from Stripe, Cash App, Square, Amazon, PayPal, Venmo, and more⁵ - Bank anywhere, any time - Enjoy low fees and high limits - Buy with physical and virtual debit cards - Invite your accountant, bookkeeper, and team members - Free inbound wires - Give each of your co-owners their own login and debit card - Millions of ATMs with fee refunds - Deposit cash at over 90,000 retail locations⁷ - Talk to a local Customer Care expert who understands your business North One is a financial technology company, not a bank.
Banking services for the deposit account provided by The Bancorp Bank, N.A., Member FDIC. The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. 1. Based on North One user data. Time saved compared to sending the same type of payment at a traditional bank. Learn how we calculate time saved here: help.northone.com/en/articles/9095567-time-saved-counter 2. Applicable to the North One Standard Plan. Optional North One Plus Plan available for $20/month. 3. North One does not charge a fee for this service, but may reimburse you for third-party fees charged. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply. 4. North One is a financial technology company, not a lender. North One does not issue loans or make credit decisions in connection with loans. North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon at kanmon.com. 5. Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details. 6. See Deposit Account Agreement for details on ACH transfers, Same-day ACH transfers, mobile check deposit, physical checks, domestic wire transfers, and third party cash transfers (subject to terms and conditions of GreenDot® Corporation). 7. Cash deposits are subject to terms and conditions of Green Dot Corporation. © Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account. ## Key features - Business checking account - Earn money back on debit card purchases - Send and receive payments - Apply for loans and credit lines - Receive instant payments from platforms - Low fees and high limits - Deposit cash at retail locations ## What do users think of North One? Overall sentiment: mixed **Pros** - 🚀 Reliable business backbone - 👍 Intuitive and user-friendly app - 💡 Profit First model integration - 👍 Seamless banking experience - 🚀 Fast and easy setup **Cons** - 🐛 Technical issues with login and app functionality - ⚠️ Lack of 24/7 customer support - 💰 Concerns about fees and account closures - ⚠️ Unreliable deposit and transfer processing - ⚠️ Poor communication from the company **Commonly reported bugs** - Frequent app crashes and login issues - Problems with mobile deposits and fund transfers - Inconsistent account access and unexpected account closures **Most requested features** - Add Zelle, Venmo, and other popular payment integrations - Improve mobile deposit functionality - Provide a way to easily add external bank accounts - Offer 24/7 live customer support ## Recent user reviews (10 of 104) All indexed reviews: https://appshunter.io/ios/app/north-one-business-banking/id1466648407/reviews.md ### 2/5 — Fix the login on Apple device *2025-12-06, version 15.20.1* The app always crash when I try to open it using face recognition. I’m about to delete this app because it’s annoying. ### 5/5 — Been a reliable business backbone for years *2025-10-30, version 15.19.0* NorthOne’s been fantastic at supporting the infrastructural and organizational needs of my business and has transformed the way I approach revenue allocation and long term planning. Peace of mind with consistently reliable support and great ease of use with their app! ### 1/5 — Horrible Fake Bank *2025-10-08, version 15.19.0* Don’t bank with them. Check on Better Business bureau… They have horrible reviews. I would not ever allow my account to go over 1k without ach transfer because I Didn’t trust them. Simple because he app always had issues. Then to learn they will just take your money and close your account the 1st time you have a complaint. It’s horrible! I’m just happy they were only allowed to take $153 usd from me. They are scammers and I’m not sure how they are allowed to do this in this country. I should alert the Trump administration of the scam group! ### 2/5 — Running a 24/7 business without 24/7 support *2025-10-06* The platform is user friendly but on three occasions they have denied me access to MY money. First time they they didn’t like my virtual address that my company is registered too. I gave my personal address to ship the card but being a truck driver I would never have an actual office. Second time the app said too many wrong password attempts when I was LITERALLY using my same password and it locked me out. Third time I never got paid on Friday when I get paid EVERY Friday. Other coworkers got paid and I work the largest reefer division in the United States so it wasn’t them. I waited ALL weekend without being paid because they only have customer support M-F. When they finally opened they still had no idea what was going on. Even with the trace ID they still couldn’t get it together. Im a new business so my funds aren’t that deep. I needed to make a rather large purchase and now dont have all the funds to do it and missed out on a deal. I will no longer use North One ### 5/5 — Very few issues in 3+ years *2025-08-06* I’ve had terrible results with a local bank (required two in person visits to a branch to set up online banking, charged fees every month, functionality/interface from 1996) and tried out NorthOne after seeing it recommended as Profit First friendly. My biggest complaint is I would have to visit a shady strip mall if I ever want to deposit cash. So, no, it’s not a bank. Other than that - using NorthOne for a small business is so much easier than trying to find a local bank who will let me split sales income into different “envelopes” and the technology always works. ### 1/5 — Tech issues *2025-07-23, version 15.13.2* Think twice do not have a phone number when a tech issues happens like not being able to log in to your account there is no one to reach out to except an AI ### 2/5 — Login doesn’t work half the time *2025-07-11, version 15.13.0* Really need to fix login. Even with Face ID it sometimes asks for password then says there is an error. I feel like having a seamless login should be the absolute highest priority Every other banking app like SoFi etc have perfect login UX ### 1/5 — No human customer service *2025-07-04, version 15.12.0* You have to rely on email to reach anyone and will not get a call. They have 1 phone number listed but it rings to a vm that tells you to email them. I can’t understand how a bank could operate like that our leave you locked out of an account for Days without response. Find a legit bank ### 2/5 — NO PHONE SUPPORT *2025-07-02, version 15.12.0* I have been locked out of my account for ‘security reasons’ with no way to login to contact support. I drive all over the U.S as a truck driver which I selected as my profession so of course my card is going to be used in several states. I can neither use my card or have app access. This is a serious joke and EXTREMELY inconvenient ### 2/5 — Updates *2025-06-25, version 15.11.0* Every time I blink my eye I have to update this app! It’s a forced update that so if don’t I can’t use the app. It’s very inconsiderate of rather I have storage on my phone to keep doing this. Plus I can’t do anything online only though the app. I won’t be using this device much longer. ## Frequently asked questions about North One ### What is North One? North One is a financial technology company that provides a business checking account designed to simplify banking for entrepreneurs. It offers essential banking features without the typical fees and paperwork associated with traditional banks, allowing users to focus on growing their business. ### What are the key features of North One? Key features include earning money back on debit card purchases, sending and receiving payments via ACH, wire transfers, and checks, applying for business loans and lines of credit, receiving instant payments from popular platforms, and depositing cash at over 90,000 retail locations. It also offers low fees, high limits, and physical/virtual debit cards. ### How much does North One cost? North One offers a Standard Plan which is generally free of monthly fees. An optional Plus Plan is available for $20 per month, which may offer additional benefits. Specific transaction fees may apply depending on the service used, but the app emphasizes low overall fees. ### Is North One available on all devices? While the description focuses on the mobile app's functionality, it implies availability for users to bank anywhere, anytime. It is designed for mobile access, suggesting compatibility with major smartphone operating systems like iOS and Android. ### Who is North One best suited for? This app is best suited for small business owners, freelancers, and entrepreneurs who need a straightforward and affordable business checking account. It's ideal for those who want to manage their finances efficiently, receive payments easily, and access banking services conveniently without visiting a physical branch. ## Version history (last 5 releases) ### 15.21.0 — 2026-01-15 We're excited to share North One's latest app update with you. This release includes minor improvements and bug fixes for a smoother business banking experience. Stay informed on new features by keeping your updates and notifications on. Thank you for choosing North One as your business' financial partner. We're dedicated to providing you with the best connected banking experience and continually improving our app. For assistance, you can reach our Customer Care team at support@northone.com. ### 15.20.1 — 2025-12-02 We’ve made updates to keep your North One experience fast, reliable, and secure. For support, contact the Customer Care team at support@northone.com. ### 15.20.0 — 2025-11-28 We’ve made updates to keep your North One experience fast, reliable, and secure. For support, contact the Customer Care team at support@northone.com. ### 15.19.1 — 2025-11-13 We’ve made updates to keep your North One experience fast, reliable, and secure. For support, contact the Customer Care team at support@northone.com. ### 15.19.0 — 2025-10-06 We're excited to share North One's latest app update with you. This release includes minor improvements and bug fixes for a smoother business banking experience. Stay informed on new features by keeping your updates and notifications on. Thank you for choosing North One as your business' financial partner. We're dedicated to providing you with the best connected banking experience and continually improving our app. For assistance, you can reach our Customer Care team at support@northone.com. ## Apps similar to North One | App | Rating | Price | Category | | --- | --- | --- | --- | | [Found: Business Banking](https://appshunter.io/ios/app/found-business-banking/id1477267167) | 4.8 (31,404) | Free | Finance | | [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,023,729) | Free | Finance | | [GO2bank: Mobile banking](https://appshunter.io/ios/app/go2bank-mobile-banking/id1534345772) | 4.8 (56,965) | Free | Finance | | [Amex Business Blueprint™](https://appshunter.io/ios/app/amex-business-blueprint/id681998448) | 4.8 (8,528) | Free | Finance | | [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,459) | Free | Finance | | [Lili - Business Banking](https://appshunter.io/ios/app/lili-business-banking/id1447800744) | 4.6 (6,951) | Free | Finance | ## More apps by NorthOne Inc - [Concrete Calculator - NorthOne](https://appshunter.io/ios/app/concrete-calculator-northone/id6467665488) All apps by NorthOne Inc: https://appshunter.io/developer/1368542809 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*