# NoteHarbor Deal Stack — Creative deal calculator

> Creative deal calculator (iPhone/iPad app by CODY JOE MCDONALD.)

- Source: https://appshunter.io/ios/app/noteharbor-deal-stack/id6806047742 (this page in markdown: same URL + `.md`)
- Developer: [CODY JOE MCDONALD](https://appshunter.io/developer/6799340629)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 49 MB
- Languages: American English
- Released: 2026-09-01
- Data updated: 2026-09-21
- User reviews in markdown: https://appshunter.io/ios/app/noteharbor-deal-stack/id6806047742/reviews.md

## What is NoteHarbor Deal Stack?

NoteHarbor Deal Stack is an offline creative finance calculator for real estate investors, seller finance professionals, and deal analysts.

Six deal structures, one projection engine:

• Subject To: analyze the existing loan, optional seller carry, cash to control, and operating return.
• Wrap and AITD: project the wrap and underlying loan together, including the changing equity spread and balloon warnings.
• Rental: model NOI, cash flow, cap rate, cash on cash return, and DSCR.
• BRRRR: see refinance proceeds, cash left in, and stabilized returns.
• Fix and Flip: calculate profit, ROI, holding interest, and maximum allowable offer.
• Wholesale Assignment: solve the assignment fee forward or work backward from the buyer numbers.

Every result includes a clear headline, plain language context, and shareable output. The free tier includes all six structures and the signature wrap dual amortization chart. Deal Stack Pro adds larger capital stacks, mid-deal events, full timelines, Exit Lab IRR analysis, exact reverse solves, exports, and no ads.

The engine uses integer cents, standard statement rounding, financing-free NOI, and shape-based balloon detection. There are no accounts and no login. Deal inputs and saved deals remain on your device. The free mobile tier is ad supported. Deal Stack Pro is a one time $6.99 purchase.

When you're ready to service real notes — track payments, escrow, payoffs, statements, 1098s, and borrower portals — visit usenoteharbor.com.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Deal Stack Pro | $6.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-09-02

No release notes.

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## More apps by CODY JOE MCDONALD

- [NoteHarbor Calculator](https://appshunter.io/ios/app/noteharbor-calculator/id6800109962)
- [NoteHarbor](https://appshunter.io/ios/app/noteharbor/id6800191719)

All apps by CODY JOE MCDONALD: https://appshunter.io/developer/6799340629

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*