# Nova Phygital Mobile Banking > Secure and reliable mobile banking for managing accounts, transfers, and payments. (iPhone/iPad app by Nova Merchant Bank Limited.) - Source: https://appshunter.io/ios/app/nova-phygital-mobile-banking/id6535689357 (this page in markdown: same URL + `.md`) - Developer: [Nova Merchant Bank Limited](https://appshunter.io/developer/1438529231) - Category: Finance, Business - Price: Free - Rating: 4.30/5 from 8 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 62 MB - Languages: American English - Released: 2024-09-13 - Data updated: 2026-07-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/nova-phygital-mobile-banking/id6535689357/reviews.md ## What is Nova Phygital Mobile Banking? Nova Phygital Mobile Banking App Faster, More Secure, More Reliable The Nova Phygital Mobile Banking App combines the convenience of digital banking with the reliability of personalized banking services, giving you full control of your finances anytime, anywhere. With a secure, fast, and intuitive experience, you can manage your money, make payments, and monitor your accounts with ease. Key Features Account Management Stay in control of your finances with real-time visibility. • View account balances and transaction history instantly • Manage savings, current, and loan accounts • Download and access detailed account statements anytime Fund Transfers Send money quickly and securely. • Transfer funds between your Nova accounts instantly • Perform secure domestic transfers • Repeat previous transfers in one tap Scheduled Payments Automate your financial commitments. • Schedule transfers in advance • Set payments to run daily, weekly, monthly, or once • Schedule bill payments with ease Bill Payments Pay bills quickly from your mobile device. • Pay electricity and utility bills • Subscribe to Digital TV services • Enjoy expanded payment options with Remita integration Mobile Airtime & Data Recharge instantly. • Buy airtime and data anytime • Send airtime to friends and family • Available for major network providers including MTN, Glo, Airtel, and 9mobile Panic Balance Protection Extra security when you need it most. • Instantly hide your actual balance • Automatically restrict transfers when activated • Configure your panic balance threshold for additional protection Offline Banking Bank even without internet access. • Perform selected banking transactions via USSD • Access essential services anytime, anywhere Security & Access Control Your security is our priority. • Biometric login (Fingerprint / Face ID) • Two-factor authentication (2FA) • Enhanced user and device authentication • Self-service account blocking and unblocking • Real-time security alerts and notifications Transaction Management Keep track of every payment. • View transaction history and bill payments • Track transaction status • Generate and download transaction receipts Customer Support We are always here to help. • 24/7 in-app customer support via chat or call • Access FAQs and support resources • Locate the nearest Nova Bank branch or ATM Contact Us Email: support@novabank.ng Phone: +234 1 280 4000 Website: www.novabank.ng Thank You Thank you for choosing NOVA Bank as your preferred financial Partner. Your feedback helps us continuously improve the Nova Phygital banking experience. ## Key features - Account management with real-time visibility - Secure fund transfers and scheduled payments - Bill payments and mobile airtime recharge - Panic balance protection for enhanced security - Offline banking via USSD - Biometric login and two-factor authentication ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/nova-phygital-mobile-banking/id6535689357/reviews.md ### 5/5 — Comment *2025-04-19* I’ve been using this banking app for a while now, and I’m really impressed. The interface is clean and user-friendly, making it easy to navigate. I can check my balance, transfer funds, and even pay my bills all in one place. The app is also very secure, which gives me peace of mind. Plus, the customer support is responsive and helpful whenever I’ve had a question. Highly recommend!” ## Frequently asked questions about Nova Phygital Mobile Banking ### What is Nova Phygital Mobile Banking? Nova Phygital Mobile Banking is a free mobile application that combines digital banking convenience with personalized services. It allows users to manage accounts, make payments, and monitor finances securely and efficiently. ### Is Nova Phygital Mobile Banking secure? Yes, security is a priority. The app features biometric login (Fingerprint/Face ID), two-factor authentication, enhanced user and device authentication, and real-time security alerts. It also offers panic balance protection to hide balances and restrict transfers. ### Can I perform transactions without internet access using Nova Phygital Mobile Banking? Yes, Nova Phygital Mobile Banking offers offline banking capabilities. You can perform selected banking transactions via USSD even without an internet connection, ensuring access to essential services anytime, anywhere. ### What types of payments can I make with Nova Phygital Mobile Banking? You can make various payments, including electricity and utility bills, Digital TV subscriptions, and payments through Remita integration. The app also allows for mobile airtime and data recharges for major network providers. ### How does Nova Phygital Mobile Banking handle fund transfers? The app facilitates quick and secure fund transfers. You can transfer funds instantly between your Nova accounts, perform secure domestic transfers, and repeat previous transfers with a single tap. ### What customer support options are available for Nova Phygital Mobile Banking? Customer support is available 24/7 in-app via chat or call. You can also access FAQs and support resources, and locate the nearest Nova Bank branch or ATM through the app. ### What devices are supported by Nova Phygital Mobile Banking? Nova Phygital Mobile Banking is supported on iPhone, iPad, and iPod devices, as indicated by its compatibility with iOS. ### How often is Nova Phygital Mobile Banking updated? The latest version of Nova Phygital Mobile Banking is 2.0.0, and it was last updated on March 30, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ## Version history (last 5 releases) ### 2.0.5 — 2026-07-14 Improved user experience ### 2.0.3 — 2026-04-23 improved user experience ### 2.0.0 — 2026-03-30 We’ve introduced powerful new features to make your banking faster, safer, and more convenient. New Features • Panic Balance – Instantly hide your actual balance and automatically restrict transfers in emergency situations. • Repeat Transfer – Send money faster by repeating previous transfers with one tap. • Scheduled Payments – Schedule transfers and bill payments daily, weekly, monthly, or on a specific date. • Offline Banking (USSD) – Perform selected banking transactions even without internet connectivity. • Improved Security Controls – Enhanced user and device management for stronger account protection. • Self-Service Account Blocking – Secure your account instantly by blocking or unblocking access when needed. • Transaction Management – Easily track bill payments, check transaction status, and generate receipts. • Real-Time Notifications – Receive instant alerts for transactions, account activity, and security updates. • Expanded Payment Services – Enjoy more bill payment options with Remita integration. We’re constantly improving the Nova Phygital App to give you a smarter banking experience. ### 1.1.0 — 2025-04-09 a better user experience ### 1.0.35 — 2025-02-14 bug fixes ## More apps by Nova Merchant Bank Limited - [NOVA Mobile Banking](https://appshunter.io/ios/app/nova-mobile-banking/id1438529232) - [NOVA Secure Token](https://appshunter.io/ios/app/nova-secure-token/id1438535469) - [Nova Secure Pass](https://appshunter.io/ios/app/nova-secure-pass/id6747992473) All apps by Nova Merchant Bank Limited: https://appshunter.io/developer/1438529231 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*