# Novation

> Mobile banking app for managing accounts, paying bills, and finding ATMs. (iPhone/iPad app by Novation Credit Union.)

- Source: https://appshunter.io/ios/app/novation/id1034351144 (this page in markdown: same URL + `.md`)
- Developer: [Novation Credit Union](https://appshunter.io/developer/546718332)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.76/5 from 709 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 99 MB
- Languages: English, Chinese
- Released: 2015-09-16
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/novation/id1034351144/reviews.md

## What is Novation?

Novation’s Mobile App makes it easy for you to bank on the go.
Do your banking right from your iPhone or iPad! 
You can manage your accounts, pay bills, find ATMs and more!

Bank with confidence - Novation’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. 
Now it’s easy to do banking 24/7, right from your iPhone or iPad.

It’s fast, secure and free. With Novation Mobile, you can:

• Check available balances & transaction history
• Pay bills and credit cards
• Transfer money between Novation accounts
• Deposit checks
• Find the nearest Novation branches and ATMs
• Send us a message


To use Novation Mobile, you must be a Novation customer and enrolled in our online banking service. To sign up, go to www.novation.org

## Key features

- Manage accounts
- Pay bills and credit cards
- Transfer money
- Deposit checks
- Find ATMs and branches
- Send messages

## What do users think of Novation?

Overall sentiment: negative

**Pros**

- 👍 Easy-to-use interface for account management
- 💰 Convenient bill payment and fund transfers
- 📱 Accessible across multiple devices (iPhone, iPad)
- 💳 Online check deposit functionality
- 🏦 No ATM fees and no checking account fees
- ⚡ Quick access to account information

**Cons**

- 🐛 Frequent login failures and server glitches
- 🐛 Check capture/eDeposit consistently failing
- 🐛 Credit card statement viewing broken after updates
- 🐛 Persistent pop-up requiring card re-addition despite card being present
- 🐛 Recent transactions unable to display
- 😤 App quality degrading with each update
- ⚠️ New feature routing all deposits to savings first

**Commonly reported bugs**

- Login system unreliable - frequent authentication failures
- Check image capture failing repeatedly
- Credit card statement viewing non-functional
- Pop-up modal appears repeatedly asking to add card when card already exists
- Recent transactions view unavailable
- eDeposit rear of check capture failing

**Most requested features**

- Shared online check registry for multiple account holders
- Improved camera sensitivity for check deposits
- Ability to open and print credit card statements

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/novation/id1034351144/reviews.md

### 1/5 — App won’t load half the time

*2026-07-29, version 2026.4.2.1*

Whenever I try to log in it takes me so many tries just to get it to load. It just keeps circling and won’t let me in unless I keep trying. Fix your app. Sucks when I need to transfer money.

### 1/5 — Terrible app always sayin can’t login needs a whole update to the system in general

*2025-09-18, version 2025.7.2.1*

Terrible can’t even login to see me money or pay for things I need because I can’t even login half the time the servers are glitching or not working correctly

### 1/5 — eDeposit Terrible Upgrade

*2024-09-02, version 2024.4.0.10*

Rear of check capture always failing, never a problem before the new version.

### 5/5 — Changes

*2024-08-20, version 2024.4.0.10*

Don’t like the new changes that make all money going into savings first and then transferred to checking

### 5/5 — Pretty good

*2024-06-19, version 2024.01.01*

They haven’t scammed me outta my money so it’s pretty good

### 1/5 — Terrible app

*2022-07-16, version 2021.11.0.34*

This is a terrible app and gets worse with every update. It’s difficult to make an edeposit with it because it can’t capture the image. With the most recent update, it no longer lets me view my actual Novation credit card statement—only a summary. Cannot open or print a statement, even though the buttons are there to do so. It just blips but nothing happens. Tried repeatedly. I checked the Downloads folder, thinking it might be there. Nope. Every time I open the credit card portion, it goes through a “wait” cycle then tells me to add a card to continue. The card is already there—I can see it behind the pop up! I cancel and go on, but it’s really annoying to have to do this every single time. We’ve been Novation customers for decades, have a mortgage there and had a car loan with them, their branch location is extremely convenient, no fees at ATMs or on checking, but I’m looking for a new bank ONLY BECAUSE OF THIS TERRIBLE APP.

### 1/5 — Recent transactions

*2020-08-08, version 6.4.1.27*

Have been unable to review recent transactions for 2 days now, is this permanent or something you’re not aware of?

### 5/5 — Easy App

*2017-10-10, version 5.6.1.9*

Very easy to pay bills and transfer funds but my wish list would be a shared online check registry for wife and I so we're not logging into account on non-Secure wifi.

### 5/5 — Makes life easier!

*2017-07-01, version 5.5.0.7*

It is wonderful to have such an easy to use app. I can check my accounts, confirm my transactions, transfer money, pay my bills, all on my iPad or iPhone. I love this app!

### 5/5 — Great app!

*2016-12-10, version 5.2.6*

Check deposit is easy.

## Frequently asked questions about Novation

### What can I do with the Novation Mobile App?

The app allows you to manage your Novation accounts on the go. You can check available balances and transaction history, pay bills and credit cards, transfer money between your Novation accounts, deposit checks, find the nearest Novation branches and ATMs, and send messages to the bank.

### Is the Novation Mobile App free to use?

Yes, the app is described as fast, secure, and free to use. There are no direct costs associated with downloading or using the core banking features of the application.

### Who is eligible to use the Novation Mobile App?

To use the Novation Mobile App, you must be a current Novation customer and be enrolled in their online banking service. If you are not yet enrolled, you can sign up by visiting www.novation.org.

### What devices are compatible with the Novation Mobile App?

The app is designed for use on Apple devices, specifically mentioning compatibility with iPhone and iPad. This suggests it is available on iOS.

### How do I find a Novation ATM or branch?

The app includes a feature to find the nearest Novation branches and ATMs. This allows you to easily locate physical banking locations directly from your mobile device when you need them.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.03.02.2 — 2025-05-27

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Novation Credit Union

- [NovationCards](https://appshunter.io/ios/app/novationcards/id1493854055)

All apps by Novation Credit Union: https://appshunter.io/developer/546718332

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
