# Novel - Business Banking > Global business banking with FDIC-insured accounts, currency exchange, and wire transfers. (iPhone/iPad app by Novel Financial Inc..) - Source: https://appshunter.io/ios/app/novel-business-banking/id1628104503 (this page in markdown: same URL + `.md`) - Developer: [Novel Financial Inc.](https://appshunter.io/developer/988802389) - Category: Finance, Business - Price: Free - Rating: 3.10/5 from 9 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 40 MB - Languages: American English - Released: 2022-08-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/novel-business-banking/id1628104503/reviews.md ## What is Novel? Novel is a business bank account for global businesses. Get FDIC-insured accounts, currency exchange, physical and virtual debit cards, domestic and international wire transfers, team-management, and integrations with all the tools you use to run your business. *Novel Financial, Inc. is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank; Member FDIC. The Novel Visa® Debit Card is issued by Blue Ridge Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Terms and conditions apply. See the Novel Platform Agreement for details. Terms subject to change. See more at trynovel.com. Use Novel to: Track your account balances View your transactions and cash flow Move money between your accounts Send money via wire or ACH Manage your debit cards Deposit checks ## Key features - FDIC-insured business accounts - Currency exchange - Physical and virtual debit cards - Domestic and international wire transfers - Team management - Business tool integrations - Check deposits ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/novel-business-banking/id1628104503/reviews.md ### 1/5 — SCAM! App has to be deleted from AppStore! *2024-02-09* Unfortunately I didn’t pay any attention to the reviews here when downloading and registering. Signed up as normal. Access was blocked for me right from the first deposit from my other business. Thanks God deposit was small. And yes my personal and business info was stolen by them since I have my credit protection monitoring and I was alerted of the leak. The support have just one and only option to get in touch with, just one email. That should be very much a red flag for you guys! Run away! And people who lost more moneys than me with them just call the police on them don’t waste your time. That’s a complete and organized scam! ### 1/5 — 2fa Authentication isdue *2023-10-31* 2fa not working in google Authenticator and unable to get recovery Key ### 1/5 — SCAM!!!! *2023-02-15, version 1.0.6* They steal your personal information do not install this app, report them to blue ridge bank, they are a fraud, and they only accept persons from usa, and any other country they steal your information to sell, even persons from usa reported that they are a scam, please use better apps like wise, payoneer, passbook, stripe, ### 4/5 — Not working sending funds *2022-08-28, version 1.0.1* Hello. Please update app, sending money function not working, also don’t have checks menu. Thank you. **Developer response:** Hello we're sorry to hear that, can you send us further details about the issue, for example are you trying to send an ACH, domestic or Intl. wire? please contact us at support@trynovel.com with those details, thanks. ## Frequently asked questions about Novel ### What is Novel's security like for business banking? Novel provides FDIC-insured accounts through Blue Ridge Bank, ensuring your funds are protected up to the standard insurance amount. Banking services are provided by Blue Ridge Bank; Member FDIC. ### What types of transactions can I make with Novel? You can track account balances, view transactions and cash flow, move money between accounts, send money via wire or ACH, manage debit cards, and deposit checks. ### Does Novel support international wire transfers? Yes, Novel facilitates both domestic and international wire transfers, making it suitable for global businesses managing cross-border transactions. ### What are the supported devices for Novel? Novel is available on iPhone and iPod devices, allowing users to manage their business finances on the go. ### How often is Novel updated? The latest version of Novel is 1.0.11, and it was last updated on May 25, 2023. This indicates a relatively recent update cycle for the application. ### What is the user sentiment for Novel based on ratings? Novel has a rating of 3.1 stars from 9 ratings. This suggests that while some users find the app useful, there may be areas for improvement based on overall user satisfaction. ### Can I get a physical debit card with Novel? Yes, Novel offers both physical and virtual debit cards. The Novel Visa® Debit Card is issued by Blue Ridge Bank pursuant to a license from Visa U.S.A. Inc. ### Is Novel suitable for managing a team's finances? Yes, Novel includes team-management features, allowing businesses to manage their finances with multiple users or team members. ## Version history (last 5 releases) ### 1.0.11 — 2023-05-25 Fixed address input issue ### 1.0.10 — 2023-05-16 Updated libraries versions ### 1.0.9 — 2023-05-13 Added limits for send money ### 1.0.8 — 2023-03-27 Updated over the air configurations ### 1.0.7 — 2023-02-23 Fixed Card Issues ## Apps similar to Novel | App | Rating | Price | Category | | --- | --- | --- | --- | | [Crediverso: Mobile Banking App](https://appshunter.io/ios/app/crediverso-mobile-banking-app/id1631425397) | 5.0 (3) | Free | Finance | | [Hitched Money](https://appshunter.io/ios/app/hitched-money/id1595073690) | 4.4 (7) | Free | Finance | | [Blue & Cream Card](https://appshunter.io/ios/app/blue-and-cream-card/id1613899678) | 5.0 (1) | Free | Finance | | [SkyFi Business Checking](https://appshunter.io/ios/app/skyfi-business-checking/id1635372746) | 4.8 (5) | Free | Finance | | [Arival](https://appshunter.io/ios/app/arival/id6443695634) | 4.1 (9) | Free | Finance | | [Swadesh Money](https://appshunter.io/ios/app/swadesh-money/id1603825767) | 5.0 (5) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*