# Novelty Wealth: AI for Finance — SEBI RIA \| Unbiased Advisory > SEBI-registered AI wealth advisory for Indian investors. (iPhone/iPad app by FW FINTECH PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/novelty-wealth-ai-for-finance/id6744095823 (this page in markdown: same URL + `.md`) - Developer: [FW FINTECH PRIVATE LIMITED](https://appshunter.io/developer/1806033508) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 95 MB - Languages: American English - Released: 2025-04-21 - Data updated: 2026-08-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/novelty-wealth-ai-for-finance/id6744095823/reviews.md ## What is Novelty Wealth? India’s SEBI-registered wealth advisory platform for modern investors. Novelty Wealth combines AI intelligence with unbiased advisory to help you make smarter financial decisions across Mutual Funds, ETFs, Stocks, NPS, EPF, Fixed Deposits, Bank Accounts and more - all in one secure, private space. Built for affluent Indian families who want clarity, confidence and control over their money. AI-Powered Wealth Intelligence with 100% Encrypted Data Ask anything about your money. • Portfolio analysis • Tax optimisation insights • Asset allocation review • Investment performance breakdown • What-if scenario planning • Mistake detection & course correction No jargon. No judgement. Just clarity. SEBI-Registered, Unbiased We are a SEBI Registered Investment Advisor (RIA). This means: • No commission-driven product pushing • No hidden incentives • Advice aligned with your goals • Transparent, subscription led advisory Your interest comes first. Always. Complete Wealth View in One Place Track and analyse your entire financial life: • Mutual funds • Stocks & demat holdings • Bank accounts • Cash & liquidity • Family net worth view • Asset allocation across categories Secure, consent-based data sharing powered by India’s Account Aggregator ecosystem. Tax & Cost Optimisation Most investors unknowingly lose upto ₹40,000+ annually to: • Hidden commissions • Poor asset allocation • Idle cash • Tax inefficiencies • Underperforming investments Novelty Wealth identifies optimisation opportunities so you can keep more of what you earn. Wealth Check-Up in One Prompt Get a full wealth review instantly. • Portfolio strengths & gaps • Risk assessment • Tax insights • Liquidity health • Rebalancing suggestions Think of it as your personal financial second opinion. Upgrade to Novelty Wealth Pro Membership For serious investors who want deeper control, get complimentary advanced AI-powered wealth intelligence. • Full portfolio rebalancing guidance • Drift detection alerts • Hidden cost & leakage identification • Advanced Nova AI analysis across assets • Goal-based planning & optimisation Pro is built for families who want to stay ahead - not react later. Built for Families • Family-level tracking • Privacy mode • Shared financial visibility • Long-term goal planning Designed for modern Indian households with ₹15L - ₹5Cr+ net worth. Private. Secure. Confidential. • Your data is encrypted • Access is consent-based • You control what is shared A safe space to discuss money - without judgement. Who is this for? • Working professionals • DINK couples • Business owners • HNIs seeking unbiased advice • Anyone tired of commission-driven selling Download Novelty Wealth today and experience, SEBI-registered wealth advisory built around your interests - not commissions. Terms of Use (EULA): https://www.noveltywealth.in/terms-and-conditions ## Key features - AI-powered portfolio analysis - Tax optimization insights - Asset allocation review - Investment performance breakdown - What-if scenario planning - Complete wealth view - SEBI-registered unbiased advice ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | NW Pro Monthly Plan | $1.99 | per month | ## Recent user reviews (10 of 30) All indexed reviews: https://appshunter.io/ios/app/novelty-wealth-ai-for-finance/id6744095823/reviews.md ### 5/5 — Excellent AI-powered finance app! *2026-08-06* NovaAI provides actionable portfolio insights, tax optimization suggestions, and a clear view of my investments in one place. The interface is intuitive, and the AI recommendations are genuinely useful. Highly recommended for anyone serious about managing their wealth smarter! ### 5/5 — great *2026-07-25* I’ve tried many finance apps and this one is by far the most comprehensive and easy to use. ### 4/5 — Great app to structure your investments *2026-07-04* I am using this app and its GenAI enabled insights to structure my investments. You can ask as many questions as possible and NovaAI answers them to clear your doubts. Wanted to give 5 stars but holding it for now. Would re-evaluate after my first portfolio rebalance. ### 5/5 — Better than checking multiple apps *2026-06-27* Earlier I had to check different apps for mutual funds and stocks. Novelty Wealth gives a more complete view in one place. ### 5/5 — Clean and premium experience *2026-06-26* The app design is very polished. It makes tracking wealth feel less stressful and more organized. ### 5/5 — Clear, calm and trustworthy *2026-06-23* I like the overall tone of the app. It makes personal finance feel less confusing and more manageable. ### 5/5 — Better than checking multiple apps *2026-06-09* Earlier I had to check different apps for mutual funds and stocks. Novelty Wealth gives a more complete view in one place. ### 5/5 — Helpful portfolio review *2026-06-08* The portfolio health view was useful for understanding where my investments are concentrated and where I may need to rebalance. ### 5/5 — Clean and premium experience *2026-06-06* The app design is very polished. It makes tracking wealth feel less stressful and more organized. ### 5/5 — Good unbiased wealth app *2026-06-06* The best part is the no-commission approach. It feels more like advisory than selling. Useful if you want a second opinion on your investments. ## Frequently asked questions about Novelty Wealth ### What is Novelty Wealth? Novelty Wealth is India's SEBI-registered AI wealth advisory platform. It uses AI to provide unbiased advice on mutual funds, stocks, and other financial instruments, helping users make smarter decisions. ### Is Novelty Wealth safe to use? Yes, Novelty Wealth prioritizes security with 100% encrypted data and consent-based access through India's Account Aggregator ecosystem. Your data is private and confidential. ### What financial products does Novelty Wealth cover? Novelty Wealth covers a wide range of products including Mutual Funds, ETFs, Stocks, NPS, EPF, Fixed Deposits, and Bank Accounts, offering a complete wealth view in one place. ### How does Novelty Wealth help with taxes? The platform provides tax optimization insights and identifies tax inefficiencies, helping users potentially save money and keep more of their earnings. ### What are the benefits of Novelty Wealth Pro? Novelty Wealth Pro offers advanced features like full portfolio rebalancing guidance, drift detection alerts, hidden cost identification, and priority advisory support for deeper control and planning. ### What is the pricing for Novelty Wealth? The app is free to download and use for basic features. An optional 'NW Pro Monthly Plan' is available for $1.99 per month for advanced features. ### Does Novelty Wealth have ads? No, Novelty Wealth is ad-free. The platform is transparent and subscription-led, ensuring advice is aligned with your goals without hidden incentives. ### What is the update frequency for Novelty Wealth? The app was last updated on June 27, 2026, with version 1.9.7. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 1.10.5 — 2026-08-27 Rebalance. Done. Nova can now create MF transactions, add them to cart, and help you buy & sell - making portfolio rebalancing truly end-to-end. ### 1.10.4 — 2026-08-26 - Pay advisory fees directly via SEBI-validated UPI payment mode - Faster UPI payments using your preferred UPI app - Improved payment confirmation and receipts - Performance improvements and bug fixes ### 1.10.3 — 2026-08-21 Bug fixes and enhancements ### 1.10.2 — 2026-08-20 Bug fixes and enhancements ### 1.10.01 — 2026-08-19 Light Mode is here. Your wealth, now in a whole new light. A cleaner, brighter Novelty experience - with Light Mode across the app. Pick your vibe. Own your wealth. ## Apps similar to Novelty Wealth | App | Rating | Price | Category | | --- | --- | --- | --- | | [SHIP: Investsmart](https://appshunter.io/ios/app/ship-investsmart/id6748909045) | — | Free | Finance | | [CashRich: SIP in Mutual Funds](https://appshunter.io/ios/app/cashrich-sip-in-mutual-funds/id1278260045) | 5.0 (1) | Free | Finance | | [LABH - Mutual Funds & Stocks](https://appshunter.io/ios/app/labh-mutual-funds-and-stocks/id6743198384) | 5.0 (1) | Free | Finance | | [Kuvera by CRED: Mutual Funds](https://appshunter.io/ios/app/kuvera-by-cred-mutual-funds/id1329701793) | 4.6 (160) | Free | Finance | | [Wealthy Partner - MFDs & IFAs](https://appshunter.io/ios/app/wealthy-partner-mfds-and-ifas/id1585943279) | — | Free | Finance | | [Personal CFO](https://appshunter.io/ios/app/personal-cfo/id6505144567) | — | Free | Finance | ## Related topics [ckredence wealth](https://appshunter.io/ios/topics/ckredence-wealth) · [10x wealth builder](https://appshunter.io/ios/topics/10x-wealth-builder) · [khushi wealth](https://appshunter.io/ios/topics/khushi-wealth) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*