# Novo Test Drive for Savings > Personalized car insurance rates based on actual driving behavior. (iPhone/iPad app by Novo Insurance, LLC.) - Source: https://appshunter.io/ios/app/novo-test-drive-for-savings/id6760427138 (this page in markdown: same URL + `.md`) - Developer: [Novo Insurance, LLC](https://appshunter.io/developer/1560121521) - Category: Lifestyle, Finance - Price: Free - Rating: 4.70/5 from 7 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 160 MB - Languages: American English - Released: 2026-04-07 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/novo-test-drive-for-savings/id6760427138/reviews.md ## What is Novo Test Drive for Savings? Novo is an insurance built differently. Instead of guessing your rate based on your age, zip code, or credit score, we measure how you actually drive—then build a personalized rate that can reward your safe habits. Best part, about 1 in 4 Novo drivers enjoy up to 38% savings. The 3-Step Journey to Your Rate. 1. Download & Enable Tracking (2 min)
 Give location permission and let Novo measure your everyday driving. 2. Complete 5 Trips & 50 Miles (typically 3–5 days)
 Drive normally. We track your Safety Score as it builds with each trip. Watch your progress in real time via your personalized driving dashboard. 3. Unlock Your Personalized Rate* (immediate)
 Once you've completed 5 trips and 50 miles, your Safety Score is finalized and your personalized rate unlocks. See what your safe driving earned you—then decide if you want to switch. *Only available for Arizona residents. Why Test Drive Works Unlike instant quotes that rely on averages, Novo measures real behavior. About 1 in 4 Arizona driver earns up to 38% savings because their driving warrants it. What You'll See in the App - Safety Score: Real-time feedback on how each trip impacts your driving profile (0–100 scale). - Trip Details: Every tracked trip with insights: braking quality, speed patterns, time of day, and more. - Progress Tracker: Visual journey showing your miles and trips to quote unlock. No Surprises. No Tricks. - No device needed: Just your phone. No plug-in dongles or hardware. - Free to try: You pay nothing until you switch. - Your driving data is secured with industry-standard encryption. - Only you can see your driving: Your trip data and Safety Score are private. We never sell your data. Who Is Novo Test Drive For If you're a safe driver frustrated with paying "average" rates, if you drive carefully but your insurance company doesn't know it, or if you want fairness in your pricing—Novo is built for you. Novo is currently available in Arizona only. How to Get Started 1. Download Novo app. 2. Enable location tracking ("Always Allow"). 3. Drive normally. We'll measure and show your progress. 4. Once you hit 5 trips and 50 miles, unlock your personalized quote. 5. See what your safe driving is worth and decide. FAQs - Will Novo test drive increase my rate?
Your SafeStart rate is personalized to your actual driving. If you're a safe driver, your rate can be lower. If you're higher-risk, your rate may be higher than the instant quote you'd get elsewhere—but that's fair pricing based on real data, not guesswork. - How do you measure my driving? Novo calculates a Safety score based on your driving behavior. Novo checks for habits like hard braking, rapid acceleration and speeding. More miles you drive without those, better your score will be. - What if I don't complete 5 trips?
 No problem. You can come back anytime and continue. Until you complete the Test Drive, we won't generate a final quote or ask you to buy anything. - Is my location data safe?
 Yes. We use industry-standard encryption. Your driving data is yours; we don't sell it. - Can I cancel before unlocking a quote?
 Yes, anytime. Just delete the app. - What if my score is low?
 Novo is transparent. You'll see your Safety Score and understand exactly how it was built. If you want to improve, sky is the limit. Just keep driving safe. More miles driven without hard braking, rapid acceleration or speeding will increase your score. - Why does test drive take 3–5 days?
 Great question. We measure real driving instead of guessing, so your rate is actually fair and personalized. It takes a few days to gather enough data—but it's worth it. - Download SafeStart today and let your safe driving work for you. - Arizona drivers: drive safely, see your rate, earn your savings. ## Key features - Personalized insurance rates - Measure actual driving habits - Up to 38% savings for safe drivers - Real-time safety score feedback - Trip details and insights - Free to try ## Frequently asked questions about Novo Test Drive for Savings ### Does Novo Test Drive increase my rate? Novo Test Drive offers a personalized rate based on your actual driving. Safe drivers may see a lower rate, while higher-risk drivers might see a higher rate than instant quotes, reflecting fair pricing based on real data. ### How does Novo Test Drive measure driving? Novo calculates a Safety Score by monitoring driving behavior for habits like hard braking, rapid acceleration, and speeding. The more miles driven without these habits, the better the score. ### What happens if I don't complete 5 trips? If you don't complete the 5 trips and 50 miles, you can return to the app anytime to continue. No final quote will be generated, and you won't be asked to buy anything until the Test Drive is completed. ### Is my location data safe with Novo Test Drive? Yes, your location data is secured with industry-standard encryption. Only you can see your driving data and Safety Score, and the company states they never sell your data. ### What devices does Novo Test Drive support? Novo Test Drive is available for iPhone and iPod devices. ### How often is Novo Test Drive updated? The latest version, 1.8.0, was released on June 8, 2026, indicating regular updates to the application. ### What is the age rating for Novo Test Drive? Novo Test Drive has an age rating of 4+, making it suitable for a wide audience. ### Does Novo Test Drive have ads? No, Novo Test Drive is ad-free. ## Version history (last 5 releases) ### 1.12.2 — 2026-08-14 Stability and performance improvement. ### 1.12.1 — 2026-08-12 Stability and performance improvement. ### 1.12.0 — 2026-08-11 Stability and performance improvement. ### 1.11.0 — 2026-07-20 Stability and performance improvement. ### 1.10.0 — 2026-07-14 Stability and performance improvement. ## More apps by Novo Insurance, LLC - [Novo: Drive Safe, Get Rewarded](https://appshunter.io/ios/app/novo-drive-safe-get-rewarded/id1560121519) All apps by Novo Insurance, LLC: https://appshunter.io/developer/1560121521 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*