# NS&I — National Savings & Investments

> UK government-backed savings and investment account management app. (iPhone/iPad app by NS&I.)

- Source: https://appshunter.io/ios/app/ns-and-i/id1465077416 (this page in markdown: same URL + `.md`)
- Developer: [NS&I](https://appshunter.io/developer/474172896)
- Category: Finance
- Price: Free
- Rating: 1.66/5 from 188 App Store ratings · 68 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 66 MB
- Languages: American English
- Released: 2019-06-19
- Data updated: 2026-10-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ns-and-i/id1465077416/reviews.md

## What is NS&I?

We’re the nation’s savings bank and the home of Premium Bonds.


NS&I has been supporting UK savers for over 160 years, and we’re the only savings provider backed by HM Treasury. That means your money is 100% secure, no matter how much you have saved with us.

View your NS&I accounts, all in one place
- You can see the accounts you manage, plus any you manage for someone else, such as a child.
Check your transactions
- Your transaction history, including any pending payments, are all available in the app.
View your Premium Bonds prize history
- Check to see if you’ve won a prize in the monthly Premium Bonds prize draw.
Find details to add money to your accounts
- You’ll find all the info you need to make a bank transfer or set up a standing order to your accounts.

Getting started
- You’ll need an NS&I account, such as Premium Bonds or a Direct Saver, and be registered for our online and phone service.
- If you’re not yet registered for our online and phone service, visit nsandi.com/online-registration.
- We’ll ask you for your NS&I number and password the first time you set up the app. After a few simple steps, you’ll be able to log in next time quickly and securely with biometrics.

## Key features

- View all NS&I accounts
- Check transaction history
- View Premium Bonds prize history
- Find details to add money
- Secure biometric login

## Is NS&I safe?

NS&I does not appear safe based on available data. The AppsHunter Safety Score for NS&I is 37 out of 100. This assessment is based on 188 user ratings, with an App Store average of 1.7 out of 5.

## Is NS&I legit?

NS&I appears to be a legitimate app. The AppsHunter Legitimacy Score for NS&I is 88 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 68)

All indexed reviews: https://appshunter.io/ios/app/ns-and-i/id1465077416/reviews.md

### 1/5 — Useless

*2026-10-16, version 5.0.8*

Trying to get into this app for 2 weeks, message says they have a problem.
Head office said there is a problem we are trying to fix.
2 weeks!!!!!

### 1/5 — Will not load

*2026-10-15, version 5.0.8*

Keeps telling me ’bad connection’ and refuses to load.

### 1/5 — Can’t even login

*2026-10-12, version 5.0.8*

The bit where you have to send a code to your phone to login, I presume there’s a submit button under the keyboard, but you can’t press it or scroll to it

### 1/5 — Can't get past log on

*2026-10-11, version 5.0.8*

Downloaded app, entered personal details, but when it gets to the phone part where you choose a number to receive a code, it brings up the keyboard and covers the buttons to continue and you can't move forward. Scrolling doesn't bring the buttons above the keyboard. This means I can't logon. I've deleted the app and tried multiple times but it doesn't work.

### 1/5 — Dreadful app

*2026-10-09, version 5.0.8*

Asks to text my mobile number but then the confirmation button disappears and you’re just stuck on the screen. You’d think NS&I would actually invest some money in a decent app…

### 3/5 — Very basic

*2026-10-05, version 5.0.8*

App is ok but it is ridiculously basic. Please add the ability to withdraw premium bonds from the app rather than having to go to the website.

### 1/5 — Rubbish

*2026-10-04, version 5.0.8*

Rubbish

### 1/5 — Doesn’t work

*2026-10-04, version 5.0.8*

Haven’t been able to log in for a month, so it’s useless.

### 1/5 — Has never worked

*2026-10-03, version 5.0.8*

The app is simple to set up but has never worked for me. Once I’ve logged in I always get a ‘Something went wrong’ error saying there’s a ‘technical issue’. I can’t see my accounts so it’s effectively useless.

### 1/5 — Needs modernising

*2026-09-30, version 5.0.8*

Where’s the option to cash out in the app? Instead users are forced to go to the website, then on a phone call to enter a code, which is cumbersome. The app should offer the same functionality, features and services as the website. No doubt the app has too many managers and processes that make pushing out app features a 6-month+ task.

## Frequently asked questions about NS&I

### What accounts can I manage with NS&I?

With NS&I, you can view accounts you manage for yourself, as well as any accounts you manage for someone else, such as a child. This includes products like Premium Bonds and Direct Saver.

### How secure is my money with NS&I?

NS&I is the nation's savings bank and is the only savings provider backed by HM Treasury. This means your money is 100% secure, regardless of the amount you have saved with them.

### Can I see my Premium Bonds winnings with NS&I?

Yes, the NS&I app allows you to check your Premium Bonds prize history. You can see if you have won any prizes in the monthly Premium Bonds prize draw.

### How do I add money to my accounts using NS&I?

The app provides all the necessary information to add funds to your NS&I accounts. You can find details for making a bank transfer or setting up a standing order.

### What do I need to get started with the NS&I app?

To use the NS&I app, you need an existing NS&I account, such as Premium Bonds or a Direct Saver, and be registered for their online and phone service. You will need your NS&I number and password for initial setup.

### How often is the NS&I app updated?

The latest version of the NS&I app is 5.0.7, which was last updated on May 18, 2026. This indicates regular updates to maintain functionality and security.

### What is the user rating for the NS&I app?

The NS&I app has a user rating of 1.7 stars from 188 ratings. This suggests a significant portion of users have had a negative experience.

### Does NS&I have ads?

The provided data does not indicate whether the NS&I app contains advertisements. However, as a free service from a government-backed institution, it is unlikely to feature intrusive ads.

## Version history (last 5 releases)

### 5.0.8 — 2026-08-11

We’ve made some general fixes and removed bugs from the app to keep things running smoothly. Download the latest version today.

### 5.0.7 — 2026-05-18

We’ve made some general fixes and removed bugs from the app to keep things running smoothly. Download the latest version today.

### 5.0.6 — 2025-12-16

The app can now be used in landscape mode. If you need to use larger text, prefer a wider screen for reading or have your devices mounted in a fixed position, you can do this in landscape mode.
You can change or reset your NS&I app PIN in the app, without needing to call NS&I, making it easier and quicker.

This version also has some bug fixes and improvements to keep the app running smoothly.

### 5.0.5 — 2025-11-12

The app can now be used in landscape mode. If you need to use larger text, prefer a wider screen for reading or have your devices mounted in a fixed position, you can do this  in landscape mode.
You can change or reset your NS&I app PIN in the app, without needing to call NS&I, making it easier and quicker.

### 4.0.10 — 2025-08-20

Certificate hash was changed.

## More apps by NS&I

- [Premium Bonds prize checker](https://appshunter.io/ios/app/premium-bonds-prize-checker/id474172893)

All apps by NS&I: https://appshunter.io/developer/474172896

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-19.*
