# nsave: Global USD Accounts — Save. Spend. Invest. Anywhere.

> Global accounts for saving, spending, and investing in multiple currencies. (iPhone/iPad app by Masref Ltd.)

- Source: https://appshunter.io/ios/app/nsave-global-usd-accounts/id6471736519 (this page in markdown: same URL + `.md`)
- Developer: [Masref Ltd](https://appshunter.io/developer/1638628857)
- Category: Finance
- Price: Free
- Rating: 4.10/5 from 438 App Store ratings · 284 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.4 · 213 MB
- Languages: American English
- Released: 2024-02-01
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nsave-global-usd-accounts/id6471736519/reviews.md

## What is nsave?

Say goodbye to inflation. Say hello to nsave.

Secure your funds abroad with personal USD, GBP, and EUR accounts — accessible anytime through smooth international transfers.

- Your own named account & IBAN
- Send & receive via SWIFT, FPS, and SEPA
- Invest in US stocks and other global assets
- Send money back home, in your local currency.

We’re building nsave to empower people everywhere with fair, accessible finance. More features are on the way — and your support fuels our mission to make the global financial system more inclusive.

Thanks for believing in us. We’re honoured to have you onboard.

## Key features

- Personal USD, GBP, EUR accounts
- International transfers (SWIFT, FPS, SEPA)
- Invest in US stocks and global assets
- Send money home in local currency
- Named account & IBAN

## What do users think of nsave?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and reliable transfers
- 👍 Easy to use and setup
- 🔒 Secure platform
- 💰 Competitive exchange rates
- 💳 Useful features like virtual cards

**Cons**

- 🐛 Bugs and app crashes
- 🕰️ Slow customer support response
- 💸 High service fees
- 🚫 Limited country support

**Commonly reported bugs**

- Failed transfers with funds deducted
- Account freezing and delayed withdrawals
- Inconsistent feature availability across regions

**Most requested features**

- ACH bank details for more countries
- Crypto deposit option
- Freeze/unfreeze card feature
- Improved onboarding and verification process

## Recent user reviews (10 of 284)

All indexed reviews: https://appshunter.io/ios/app/nsave-global-usd-accounts/id6471736519/reviews.md

### 1/5 — Funds declined despite full documentation, then silence

*2026-08-17*

I received an ACH transfer from my own business account and nSave’s compliance team asked for documentation. I provided everything — proof of source of funds, full transaction tracking records, the lot. They declined the transfer anyway, with no meaningful explanation.

What makes it worse is the support. You get replies to the first two or three messages, and then nothing — hours, then days, with no follow-up. When your money is sitting in limbo, that kind of silence is unacceptable.

I’ve used Elevate for the same purpose and the difference is night and day: transfers clear, and when there’s a question, someone actually answers it. nSave is one of the worst apps I have ever used. If you’re moving business funds, look elsewhere.

**Developer response:** We’re sorry for the inconvenience caused by the transfer review and the delay in communication. These reviews are carried out to help keep accounts and transactions secure. Sometimes, due to a high volume of requests, our support team may take longer than usual to respond. We understand how important timely communication is and are working to improve the support experience.

### 1/5 — Not helping for my fraud-mental transection

*2026-08-17, version 2.3.0*

I am writing this review again, I am contacting with team from 6 month regarding to purchase that from nsave card, seller has gone and I need my money back. I provide all the proof and nsave team not opening chargeback or credit back on my transection. They are making continuous delays and I am very worried. I dont know what is their benefits for not cooperating with me.

### 3/5 — Delay

*2026-08-11, version 2.2.13*

Its always received delayed. I tested with elevatepay from last few weeks. One withdraw to elevatepay and another to nsave. Nsave always delyed, infact my local bank withdraw is still processing where I already got everything from elevatepay on my local bank. Source is Upwork (Payment Screw) and still hold for what??????????????????

### 1/5 — No support at all

*2026-08-11, version 2.2.13*

I have been chasing your support team for over a month for a single transaction that was made in june and i havent been able to get a proper response from your company where is my money

### 1/5 — Fraudsters and Thieves

*2026-08-10, version 2.2.13*

They Closed my account with huge funds inside. God will judge them…

### 1/5 — 1 STAR - EXTREMELY DISAPPOINTING EXPERIENCE

*2026-08-10, version 2.2.13*

I have honestly never experienced such a frustrating process with a financial service.

My account was placed under review, and I have been fully cooperative from the beginning. I provided my employment contract, payslips, UTR/self-employment documentation, invoices and all other documents requested.

Despite this, the process has been extremely slow and I repeatedly have to explain the same situation and provide further documentation.

The worst part is the communication. I have clearly explained that the funds are urgently needed, yet I can wait a day or more for a response, only to receive another request for information or clarification.

I completely understand the need for compliance checks. That is not my complaint. My complaint is the poor communication, slow responses and lack of effective handling of the situation.

When someone’s money is being held and they have provided everything requested, they deserve clear communication and timely assistance.

This has been one of my most disappointing experiences with a financial service. I sincerely hope nsave improves its customer support and review process.

### 1/5 — Money hold and took it !!!

*2026-08-09, version 2.2.13*

Very bad bad bad bad pooooor service they took 100€ and asked me to give them the sender ID wtf!!! They never reply they don’t even refund the money to the original source I’ve been waiting for a week and none is replying trash service trash !! Avoiiiid this company or app or whatever it is they are scammers !!!

### 5/5 — Fabulous

*2026-08-07, version 2.2.13*

Wish I knew about this app before, could have started my online trading way more earlier.

### 5/5 — Good app

*2026-08-06, version 2.2.13*

Excellent experience with Nsave! The onboarding process was quick and straightforward, and the platform is very easy to use. Everything feels secure, transparent, and well-designed. The customer support team is responsive and helpful whenever I have questions. Overall, I’m very satisfied with the service and would definitely recommend Nsave to anyone looking for a reliable financial platform.

### 1/5 — Told my money was "returned" three times. It never was. Months later, still nothing.

*2026-08-05, version 2.2.13*

I've worked with the same client for almost 3 years and never once needed a contract for payments — until nsave asked for one on a payment my client sent via Gusto on June 23. I told them to just decline the payment if my Gusto statement wasn't sufficient.

They told me it was declined. It wasn't — my client and Gusto never received anything back. I went ahead and created a contract specifically to satisfy nsave's request. Their response to that was to permanently close my ACH account, citing "internal risk management policy," no further explanation given.

The whole time, my nsave dashboard displayed this payment as "Declined." It wasn't. The money was sitting in my JP  Morgan bank account (Provided by nsave). Support then gave me two different explanations for the rejection, one day apart (payment sent under a company name vs. missing verification info), each promising an automatic return within 14–20 business days. Neither happened. Before that, I'd already been told once that the money had already been returned — also false.

It took my client's payroll provider, Gusto, pulling the raw ACH trace and handing it to me directly to get nsave to even acknowledge the funds were still sitting there untouched. Genuine credit to Gusto — they answered a customer support request thoroughly and quickly, with no runaround. Without that documentation, I don't believe nsave would have engaged with this at all.

Even after that proof, I was given a transaction reference number and told the return "cannot be rejected at this stage" — with zero documentation of when, how, or whether it will actually reach my client. Two emails later, a different representative asked me what the reference number even was, and whether I still needed help or wanted the case closed — after all of the above was already documented in the same thread. I CC'd nsave's founder on every single email in this thread. Not one reply.

I've used Wise, Payoneer, Xoom, EvaluatePay and many other for 7 years without a single payment issue or account closure. nsave markets itself as built to give people from unstable, high-risk regions safe, accountable access to their money. My experience has been the opposite: less access, less accountability, and less honesty than anywhere else I've banked. This is a specific, documented, months-long failure to return a customer's confirmed-received funds — not a one-off delay.

I still didn't received the money nor my client received it return.

Here is full email thread if anyone interested. Change the (dot) to .
1. drive(dot)proton(dot)me/urls/T5H61VQARG#B2jaFZFN8Lys

2.
drive(dot)proton(dot)me/urls/CFRE8B1540#XU7mB0eAou4g

## Frequently asked questions about nsave

### What does nsave do?

nsave provides personal USD, GBP, and EUR accounts that allow users to save, spend, and invest globally. It facilitates international transfers via SWIFT, FPS, and SEPA, and enables investment in US stocks and other global assets.

### What are the key features of nsave?

Key features include personal multi-currency accounts (USD, GBP, EUR) with your own named account and IBAN, smooth international transfers, the ability to invest in global assets like US stocks, and options to send money back home in your local currency.

### Is nsave free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases.

### Who is nsave for?

This app is designed for individuals who want to manage their finances internationally, protect their savings from inflation, and access global investment opportunities. It's for anyone looking for fair and accessible global finance solutions.

### How can I get help with nsave?

You can reach out for help anytime via in-app chat or by emailing support@nsave.com. The support team is available to assist users with any questions or issues they may encounter.

## Version history (last 5 releases)

### 2.3.2 — 2026-08-26

Adding your most requested feature. To be released within the coming week. Turn on your notifications to be the first to hear about it when it goes live.

### 2.3.1 — 2026-08-20

Adding your most requested feature. To be released within the coming week. Turn on your notifications to be the first to hear about it when it goes live.

### 2.3.0 — 2026-08-12

- bug fixes and performance improvements

### 2.2.13 — 2026-08-04

- bug fixes performance improvements

### 2.2.11 — 2026-07-28

- bug fixes performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
