# NSDL Jiffy — Banking made Easy - In a JIFFY > Digital banking, payments, recharges, and investments in one secure app. (iPhone/iPad app by NSDL PAYMENTS BANK LIMITED.) - Source: https://appshunter.io/ios/app/nsdl-jiffy/id1519816505 (this page in markdown: same URL + `.md`) - Developer: [NSDL PAYMENTS BANK LIMITED](https://appshunter.io/developer/1519816208) - Category: Finance - Price: Free - Rating: 3.06/5 from 329 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 93 MB - Languages: American English - Released: 2020-07-22 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/nsdl-jiffy/id1519816505/reviews.md ## What is NSDL Jiffy? About NSDL Jiffy: Your All-in-One Digital Banking App Experience the future of banking with NSDL Jiffy, powered by NSDL Payments Bank—a subsidiary of NSDL, India’s oldest and largest depository. Designed for speed, security, and simplicity, NSDL Jiffy is your comprehensive digital solution for banking, payments, and instant recharges. Whether you want to open a Zero Balance Savings Account, pay any utility bill via our newly expanded BBPS network, Recharges, or link your RuPay Credit Card to UPI, NSDL Jiffy brings the bank to your fingertips. Key Features & Benefits · 100% Digital Zero Balance Account · Open a paperless savings account instantly from the comfort of your home. · No Branch Visits: Complete your journey online with zero physical KYC. · Instant Activation: Start banking immediately with just your Aadhaar and PAN Card. · Zero Balance: Enjoy a truly zero-balance account with no hidden maintenance charges. Choice of Virtual & Physical Debit Cards · Instant Virtual Card: Get a free virtual RuPay Debit Card immediately for online shopping on Amazon, Flipkart, Zomato, and more. · Physical Card: Request a physical card for ATM withdrawals and merchant POS payments across India. Enhanced Payments · Instant Fund Transfers: Send money via IMPS, NEFT, or UPI to any bank account in India instantly. · Easy Management: Check balances, add beneficiaries, and track transactions with a single tap. · RuPay Credit Card on UPI:: Now link your RuPay Credit Card to any UPI app to make secure merchant payments directly from your credit line. All-New BBPS Bill Payments We’ve enabled all billers! Previously limited, you can now pay every utility bill under the Bharat Bill Payment System. · Utility Bills: Pay Electricity, Water, Gas, and Broadband bills for any provider nationwide. · Loan & Insurance: Pay EMIs and insurance premiums for top providers like ICICI Prudential, HDFC Life, and Bajaj Finance. · Landline: Pay your BSNL, MTNL, or private landline bills without the queues. Instant Mobile & DTH Recharges Never run out of talktime or data again. Our updated recharge suite now covers: · Mobile Recharges: Browse the best plans and instantly recharge for Jio, Airtel, Vi (Vodafone Idea), and BSNL. · DTH & Data Card: Quick recharges for Tata Play (Tata Sky), Sun Direct, Airtel Digital TV, and Videocon D2H. · FASTag: Stay highway-ready with instant recharges for FASTag issued by any major bank. Mutual Fund Investments · Smart Investing: Invest in Equity, Debt, Liquid, and Index funds. · Tax Savings: Access top-performing ELSS funds to save on taxes. · Easy Management: Start a SIP, redeem, or switch funds in just a few clicks. Safe & Secure Transactions Your security is our priority. NSDL Jiffy uses a multi-layered secure process, including two-factor authentication (MPIN & OTP), ensuring your money and data stay protected. Why Choose NSDL Jiffy? · Legacy of Trust: Backed by NSDL’s 25+ years of financial expertise. · Everything in One App: From recharges to complex banking, manage it all here. · Exclusive Offers: Enjoy curated discounts on lifestyle, food, and shopping categories. Contact Us For assistance, our dedicated customer care team is here to help: Helpline: 022-42022100 Email: care@nsdlbank.co.in Website: www.nsdlpayments.bank.in Download NSDL Jiffy today and redefine your banking experience! ## Key features - 100% Digital Zero Balance Account - Instant Fund Transfers (IMPS, NEFT, UPI) - Comprehensive Bill Payments (BBPS) - Mobile & DTH Recharges - Mutual Fund Investments - Virtual & Physical Debit Cards - RuPay Credit Card on UPI ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/nsdl-jiffy/id1519816505/reviews.md ### 5/5 — Review *2026-05-21* Really liking the new NSDL Jiffy app update. The new interface looks much cleaner and more modern, and overall the app feels smoother to use. Payments are quick and the experience feels better than before. It did take me a little time to get used to the new layout, but once you explore it, it’s actually much better. Good update overall. **Developer response:** Thank you for the feedback. ### 5/5 — User Friendly app *2026-05-08* A truly “new-age” app, thoughtfully designed for ease of use. Each screen presents exactly what a consumer is looking for—and if not, users are seamlessly redirected. The design and development clearly focus on simplifying transactions and enhancing the overall user experience. **Developer response:** Thank you so much for your feedback. ### 1/5 — Very bad experience *2025-11-30* I do have a acc in this nsdl jiffy payment bank in my acc pnly 13,000 rupee amount this bank block my account seens last month & when i talk to thr customer care they told me that this bank is having monly transaction limits in 1 dec your account will get auto unbloack but its still bloack so please don’t go or open this bank account rather than this ill suggest AIRTEL PAY BANK **Developer response:** Accounts are usually blocked only in cases of KYC or compliance requirements, and our customer care team would not advise that an account will “auto-unblock” without checking these details. Please share your customer ID and registered mobile number with us at digihelpdesk@nsdlbank.co.in so we can review your account status and help you at the earliest. ### 3/5 — Do not honour *2025-11-24* hii i am a ios user i am using iPhone 14 pro in my device in new update the application give warning to reinstall new version to enjoy simeless connectivity but after reinstalling now i am registering my mobile banking application but its showing do not honour mobile and unable to complete the resistration process in the app hope you will solve this issue i am an existing customer of nsdl payment bank **Developer response:** Dear Customer, If you are receiving "Do not honour mobile", it means your mobile number has been restricted in accordance with regulatory requirements. This action is based on instructions from the Ministry of Home Affairs. As it is mandated by the authorities, we cannot revoke it. Please contact the Ministry for further assistance. ### 1/5 — Debit freez *2025-11-04* It is better than your bank, right? It gets frozen every 10 days. It is better than your bank, right? It gets frozen every 10 days. Gullak is better than your bank, it gets frozen every 10 days, if I open a working crore bank then there is no fear of it getting frozen. **Developer response:** Ensuring compliance and adhering to KYC regulations are paramount to us. Please reach out to us at digihelpdesk@nsdlbank.co.in with details so we can promptly assist in resolving the issue with your frozen account. Thank you for your cooperation. ### 3/5 — To developer team *2025-05-23* hii i am a ios user i am using iPhone 15 plus and i have a esim in my device in new update the application give warning to reinstall new version to enjoy simeless connectivity but after reinstalling now i am registering my mobile banking application but its showing do not honour mobile and unable to complete the resistration process in the app hope you will solve this issue i am an existing customer of nsdl payment bank **Developer response:** Thanks for reaching out. For better assistance, please share your information with digihelpdesk@nsdlbank.co.in. We will be happy to assist you. ### 5/5 — 1.Smooth and User-Friendly Interface *2025-02-11* NSDL Jiffy has an intuitive and user-friendly interface that makes trading and managing investments easily. **Developer response:** Thank you so much for your kind words. Happy Banking :) ### 1/5 — My account is blocked without any reason *2025-02-07* I am writing to request clarification regarding the sudden blockage of my bank account . I was unable to access my account, and I have not received any prior communication or notification regarding the reason for this action. 35 days completed no reply from bank team **Developer response:** Account blocks are implemented to comply with RBI regulations. The only way to resolve this is by completing your Video KYC (VKYC). For any assistance, please write to us at digihelpdesk@nsdlbank.co.in. ### 1/5 — Latest version of the App does not work at all to create new account *2025-01-22* With the latest version, Aadhar kyc xml validation process keeps throwing “error in vault” error after downloading xml from Aadhar portal. Not sure who signed off on this version without actually testing it and there is zero support. Have raised multiple complaints but no one has responded. **Developer response:** Hi, we'd love to help you. Please write to digihelpdesk@nsdlbank.co.in and our team will help resolve your issue quickly. ### 5/5 — Effortless and Secure Banking Experience *2024-07-03* The NSDL Jiffy Banking app is a user-friendly platform for seamless and secure banking transactions. Its intuitive interface and comprehensive features make managing finances effortless. The app's performance is reliable, ensuring smooth navigation and quick access to essential services. Highly recommended for anyone seeking efficient and convenient digital banking. ## Frequently asked questions about NSDL Jiffy ### How secure is NSDL Jiffy? NSDL Jiffy prioritizes security with a multi-layered process, including two-factor authentication via MPIN and OTP. This ensures your financial data and funds are protected during all transactions. ### What are the requirements to open a Zero Balance Account with NSDL Jiffy? You can open a 100% digital zero balance savings account instantly using just your Aadhaar and PAN Card. The process is paperless and requires no physical KYC or branch visits. ### Can I link my RuPay Credit Card to NSDL Jiffy? Yes, NSDL Jiffy allows you to link your RuPay Credit Card to UPI. This enables you to make secure merchant payments directly from your credit line through any UPI app. ### What types of bills can I pay through NSDL Jiffy? NSDL Jiffy's Bharat Bill Payment System (BBPS) network supports a wide range of utility bills. This includes electricity, water, gas, broadband, landline bills, as well as loan EMIs and insurance premiums from top providers. ### Does NSDL Jiffy offer investment options? Yes, NSDL Jiffy provides a platform for smart investing in mutual funds, including Equity, Debt, Liquid, and Index funds. You can also access top-performing ELSS funds for tax savings and manage SIPs easily. ### What is the update frequency for NSDL Jiffy? NSDL Jiffy was last updated on May 19, 2026, indicating regular updates to enhance features and security. The current version is 4.0.4. ### What devices does NSDL Jiffy support? NSDL Jiffy is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets. Specific OS version requirements are not detailed. ### What do users think of NSDL Jiffy? NSDL Jiffy has an average rating of 3.1 stars from 329 ratings. This suggests a mixed user sentiment, with some users finding the app beneficial while others may have experienced issues. ## Version history (last 5 releases) ### 4.0.6 — 2026-09-01 We have enhanced the app performance with key bug fixes and improvements, making your payments faster, smoother, and delivering a better overall experience. ### 4.0.5 — 2026-06-30 Good things just got better! We've fine-tuned the app with important bug fixes and performance upgrades, so your payments are now faster, smoother, and more reliable than ever. ### 4.0.4 — 2026-05-19 Fixed some bugs to make the app work better and smoother. ### 4.0.3 — 2026-05-18 Fixed some bugs to make the app work better and smoother. ### 4.0.2 — 2026-04-19 A refreshing new experience awaits you: • New and simpler UI/UX • Better Security • Improved Performance and Bug Fixes ## More apps by NSDL PAYMENTS BANK LIMITED - [NSDLPB Ready](https://appshunter.io/ios/app/nsdlpb-ready/id6615080989) All apps by NSDL PAYMENTS BANK LIMITED: https://appshunter.io/developer/1519816208 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*