# NSLS Pay

> Mobile payment app offering instant cashback rewards for members. (iPhone/iPad app by Cray Pay LLC.)

- Source: https://appshunter.io/ios/app/nsls-pay/id1518175747 (this page in markdown: same URL + `.md`)
- Developer: [Cray Pay LLC](https://appshunter.io/developer/1174437640)
- Category: Shopping, Finance
- Price: Free
- Rating: 3.72/5 from 89 App Store ratings · 40 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 122 MB
- Languages: English
- Released: 2020-07-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nsls-pay/id1518175747/reviews.md

## What is NSLS Pay?

Instant cashback for members when you pay with your phone!

Use NSLS Pay at check out and receive up to 10% cashback. We show you where NSLS Pay can be used and what portion you get as cashback on all of your purchases.

Simply enter the total due and we'll immediately send a digital gift card to your mobile device to use in completing your purchase. You'll earn an average of 5% cashback instantly. It's a free app that pays you to use it--the way leaders pay.

Combine NSLS Pay with store sales, coupons and credit card rewards points, and when it's time to pay, just follow the on-screen instructions.

Key Features:
-Easily log in with your NSLS Member ID and password
-Accepted at 200+ authorized brands and over 155,000+ retail locations
-Earn cashback at over 125 national brand websites
-Contactless
-FaceID/Touch ID login
-Secure Digital Wallet
-Your Debit/Credit card info is never stored on your device or our systems
-GPS shows nearby locations for quick payment

## Key features

- Instant cashback rewards
- Up to 10% cashback on purchases
- Digital gift card for payment
- Accepted at 200+ brands and 155,000+ locations
- Contactless payment
- Secure digital wallet

## Recent user reviews (10 of 40)

All indexed reviews: https://appshunter.io/ios/app/nsls-pay/id1518175747/reviews.md

### 1/5 — Used to love it…

*2024-03-06*

…I have not been able to log into the app when I need it over the last few weeks. I guess I should take a picture of the gift card in the future.

### 1/5 — DO NOT USE!!!

*2023-08-12*

I downloaded the app, put in my information, my bank information and it instantly locked my account! Then got a text message stating if I authorized a payment to come out and I said no! My bank card is locked and now have to get a new card!! VERY DISAPPOINTING

### 1/5 — Won’t link to member site

*2022-12-17, version 1.0.34*

Any time I try to log in using the “Continue with NSLS” option I get an error but I can’t log in using the app either.

### 2/5 — Used to be good.

*2022-10-21, version 1.0.34*

Was great until their update.  Now it crashes every time I open it. I have to delete and re-download every time I want to use it.

### 1/5 — No face id

*2022-06-10, version 1.0.32*

No face jf

### 5/5 — Useful

*2021-12-02, version 1.0.27*

Very clever idea and I was excited to see how smooth everything went.

### 4/5 — Returns

*2021-10-19, version 1.0.27*

I like using the app, it’s easy and convenient! The only thing that I can’t figure out is if I use it at a store then return an item, where would the money from the return go?  back on the digital gift card?

### 4/5 — Good

*2021-03-31, version 1.0.27*

This is a good app! But, please add more instructions on how it works. I used it earlier and it’s kind of confusing.

### 5/5 — I really like this app

*2021-03-18, version 1.0.27*

When I first joined the NSLS and downloaded this app I was confused of how it worked. So, I tried it with an online purchase, on a site I knew putting in gift card information wasn’t complicated. It went seamlessly. 

Once I figured out how it worked and how quickly I can use my gift cards I have learned that I really do like this app. It doesn’t always save a lot of money, but as a college student, every penny helps.

**Developer response:** Thanks for the review and the user tips. We are glad that the process has been both simple and helped you with savings as well. If you need anything at all, please email us any time: support@nslspay.org.

### 1/5 — Don’t understand!

*2020-11-24, version 1.0.16*

So we are in an NSLS Honor Society. This is given to us as one of the perks for being an inducted member. You don’t need to be in any society to have this exact application just download CrayPay for free and get The exact same application with the exact same discounts in the exact same merchants. Talk about a gimmick. It’s just the same application with NSLS Pays on it. 😞 Really disappointed. I feel as if I was lied to. Being honor students I’m assuming you’re supposed to not realize this lie. We’re not getting any special treatment at all! The least thing you guys could do is give us a higher discount then the rest of the US could get. I love how the video states at the end, “ The way leaders save” wow. Unreal. I wish everyone knew this. Horrible, I feel fooled. 😞

**Developer response:** Your original rating was 5 stars, so it seems you actually feel the app provided value. I'm sorry you're having some concern about our free app with instant savings. I realize you may not know all of the ins and outs of our tech, so please allow me to correct a few misconceptions. 1. NSLS Members already have an exclusive merchant: Best Buy 2. NSLS Members have already saved thousands of dollars in additional incentive, not available anywhere else. 3. In most cases, the base savings is determined by the merchant, not the NSLS. 4. The savings offered are not the same across our apps. For example, Ulta and Sephora are higher today in NSLS Pay than anywhere else. 5. Nobody lied or said anything about how this compares to CrayPay. It's listed right in the app "powered by CrayPay". 6. NSLS Pay is not valuable bc it is different from our other app. It is valuable because it gives you instant savings on everything you buy. But, we have given members exclusive offers, exclusive brands, and thousands in exclusive savings in just the first 3 months.

## Frequently asked questions about NSLS Pay

### What does NSLS Pay do?

NSLS Pay is a mobile application that provides instant cashback rewards to its members when they pay using their phone. It allows users to find participating merchants, see how much cashback they can earn, and receive a digital gift card to complete their purchase.

### How do I earn cashback with NSLS Pay?

You earn cashback by using NSLS Pay at checkout with participating brands and retail locations. The app will show you the cashback percentage you'll receive on your purchases, which can be up to 10%. You'll receive a digital gift card immediately to finalize your payment.

### Is NSLS Pay free to use?

Yes, NSLS Pay is a free app. It is designed to pay you to use it, offering cashback rewards as a benefit to its members. There are no upfront costs or subscription fees associated with using the app.

### Where can I use NSLS Pay?

NSLS Pay is accepted at over 200 authorized brands and more than 155,000 retail locations. You can also earn cashback at over 125 national brand websites. The app's GPS feature can help you find nearby locations for quick payments.

### Is my payment information secure with NSLS Pay?

Yes, your payment information is kept secure. Your debit or credit card information is never stored on your device or within the app's systems. The app also offers secure login options like FaceID/Touch ID and a secure digital wallet.

## Version history (last 5 releases)

### 1.0.38 — 2023-04-28

Improvements

### 1.0.37 — 2023-03-16

Minor bug fixes and updates

### 1.0.36 — 2023-02-09

Valentine’s Day savings are here!

### 1.0.35 — 2022-12-26

Enjoy extra rewards from us to you! For a limited time only, earn even MORE rewards at your favorite stores this holiday season.

### 1.0.34 — 2022-08-05

Get to your savings even faster than before! This release has made it easier to add and change payment sources and includes card scanning functionality.

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## More apps by Cray Pay LLC

- [CrayPay](https://appshunter.io/ios/app/craypay/id1174441481)
- [DashDirect](https://appshunter.io/ios/app/dashdirect/id1557176204)

All apps by Cray Pay LLC: https://appshunter.io/developer/1174437640

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*