# Nugget: Net Worth & Cash Flow — Spending, Accounts, Goals > Personal finance app for net worth tracking, budgeting, and cash flow analysis. (iPhone/iPad app by LESTER LABS INC..) - Source: https://appshunter.io/ios/app/nugget-net-worth-and-cash-flow/id6742692907 (this page in markdown: same URL + `.md`) - Developer: [LESTER LABS INC.](https://appshunter.io/developer/1776278502) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.80/5 from 4 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 86 MB - Languages: American English - Released: 2025-04-30 - Data updated: 2026-08-26 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/nugget-net-worth-and-cash-flow/id6742692907/reviews.md ## What is Nugget? Nugget combines a live net worth dashboard with powerful budgeting tools so you can see your entire financial life in one place. Sync all your bank, credit, and investment accounts automatically. Track your spending with smart categories, set flexible budgets with rollover, and reach your goals – all in a clean, no-noise interface. - Live Net Worth: See your assets minus debts update in real time, with beautiful trend charts to visualize your wealth over time. - All Accounts, One View: Securely sync bank, credit card, loan, and investment accounts in seconds via Plaid. Nugget updates balances and transactions automatically, giving you up-to-date insights without manual effort. - Smart Transactions: Every purchase is auto-categorized and searchable. Drill down with filters to know exactly where your money goes. - Flexible Budgets: Create monthly budgets for any category (with rollover for unspent amounts). Stay on track with visual cues and alerts when you’re nearing your limits. - Goal Tracking: Set personal savings goals (like a new car or an emergency fund) and watch your progress grow with each deposit. - Cash Flow Insights: Get a full breakdown of your spending and income by month, quarter, or year. Identify frequent purchases and spot recurring subscriptions at a glance. - Clean, Fast Interface: No ads, no clutter. Nugget’s design is modern, lightweight, and focused – making it easy to navigate your finances without stress. - Optional Premium: One account sync is free forever. Upgrade to Nugget Premium anytime to link unlimited accounts (all budgeting and tracking features included, no paywalls). "Absolutely love the clean design and how quickly I can see my net worth. Finally feel in control of my money!" – Happy User Ready to take control of your finances? Download Nugget today and start your journey to financial clarity and peace of mind! ## Key features - Live net worth dashboard - Automatic account syncing - Smart transaction categorization - Flexible budgeting with rollover - Goal tracking - Cash flow insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Zefrus Premium | $8.99 | per month | | Nugget Money Premium Monthly | $8.99 | per month | | Nugget Money Premium Annual | $79.99 | per year | ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/nugget-net-worth-and-cash-flow/id6742692907/reviews.md ### 5/5 — Changed my life *2026-02-13* This app is a lifesaver!! I am so much more aware of my spending and now I have the confidence to build my wealth. I absolutely love how easy it is to get set up and the UI is so intuitive and beautiful! Thank you Nugget Money for giving me confidence with my finances and making this stuff easy! ### 5/5 — Super simple *2025-12-04* Ive used a bunch of apps and this is by far the simplest and most straightforward to use ### 5/5 — Simple and gets the job done *2025-06-01* I like how this app just gets all the simple things right. Been using it for a month now and I can easily track my finances and budget really easily ### 5/5 — Best Financial App *2025-05-31, version 0.0.4* Numerous functions, easy to use, and a friendly user interface makes this app one of the best financial and budgeting apps. Allows you to be able to track your previous transactions and then plan for the future. Perfect! ### 5/5 — Great App *2025-05-30, version 0.0.4* Zefrus ticks all the boxes: consolidating transactions, proactive budgeting and cash flow management. An all-in-one solution for all my financial needs! ### 5/5 — Zefrus = Money Moves *2025-05-17, version 0.0.2* Zefrus got my money life together. Tracks spending, net worth, and budgets all in one app. Big W. ### 5/5 — AI overveiw performance *2025-05-16, version 0.0.2* After using Zefrus, for a week or two Ive notice major differences in my spending habits. Whether it be the constant updates on how my money flows in and out, or the Zefrus AI keeping me in check, this app has genuinely been positivley impacting my life. I would recommend Zefrus to everyone, regardless of their spending habits. ### 5/5 — Great Finance App! *2025-05-15* I've been using this app for a few weeks now, so far it’s made managing my money much easier. Compared to other finance apps I’ve tried, this one is more simple and straight to the point which I love. Syncing with my accounts was simple with no issues. Overall I’d definitely recommend this app if you want something simple and easy to use. ## Frequently asked questions about Nugget ### Does Nugget have ads? Yes, Nugget contains advertisements. This is common for free financial apps that offer robust features. ### What are the subscription options for Nugget? Nugget offers premium subscriptions, including Nugget Money Premium Monthly for $8.99 with a 7-day free trial, and Nugget Money Premium Annual for $79.99 with a 7-day free trial. Zefrus Premium is also available at $8.99 per month with a 14-day free trial. ### How secure is Nugget with account syncing? Nugget uses Plaid for secure syncing of bank, credit card, loan, and investment accounts. Plaid is a trusted third-party service that provides secure connections to financial institutions. ### Can I use Nugget on multiple devices? Nugget is supported on iPhone and iPad, allowing users to manage their finances across Apple devices. ### How often is Nugget updated? The latest version of Nugget was released on March 9, 2026, indicating regular updates to improve functionality and security. ### What is the age rating for Nugget? Nugget has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management. ### What makes Nugget's interface stand out? Users praise Nugget's clean, fast, and no-clutter interface, which focuses on making financial navigation easy and stress-free without ads. ### Is there a free version of Nugget? Yes, Nugget offers a free version that includes syncing for one account and all budgeting and tracking features. An upgrade is only needed to link unlimited accounts. ## Version history (last 5 releases) ### 0.3.3 — 2026-03-09 Performance improvements and bug fixes. ### 0.3.2 — 2026-02-26 - critical performance fixes - widget cold start fix ### 0.3.1 — 2026-02-25 Bug fixes and performance improvements ### 0.3.0 — 2026-02-23 - widget app open bug fix ### 0.2.1 — 2026-02-14 - Bug Fixes ## Apps similar to Nugget | App | Rating | Price | Category | | --- | --- | --- | --- | | [BuyBye - Budget Planner](https://appshunter.io/ios/app/buybye-budget-planner/id6744707747) | 4.5 (1,701) | Free | Finance | | [Monee - Budget Planner App](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213) | 4.9 (308) | Free | Finance | | [Pennies: Budget & Bill Tracker](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290) | 4.6 (1,806) | Free | Finance | | [Rolly: AI Budget Money Tracker](https://appshunter.io/ios/app/rolly-ai-budget-money-tracker/id6636525257) | 4.8 (297) | Free | Finance | | [Peek - AI Personal Finance App](https://appshunter.io/ios/app/peek-ai-personal-finance-app/id6742875016) | 4.4 (225) | Free | Finance | | [Milo: Your Money Guide](https://appshunter.io/ios/app/milo-your-money-guide/id6747768621) | 4.8 (1,027) | Free | Finance | ## More apps by LESTER LABS INC. - [Kyzen](https://appshunter.io/ios/app/kyzen/id6743682376) - [Orb: Daily Affirmations Lock](https://appshunter.io/ios/app/orb-daily-affirmations-lock/id6758861765) All apps by LESTER LABS INC.: https://appshunter.io/developer/1776278502 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*