# Numio: Personal Asset Manager — Subscriptions, items & more

> Local-first asset, credit card, and subscription management tool. (iPhone/iPad app by 育铭 张.)

- Source: https://appshunter.io/ios/app/numio-personal-asset-manager/id6774508554 (this page in markdown: same URL + `.md`)
- Developer: [育铭 张](https://appshunter.io/developer/1462569767)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 44 MB
- Languages: Chinese (Simplified, China), Chinese (Traditional, Taiwan), American English
- Released: 2026-06-10
- Data updated: 2026-10-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/numio-personal-asset-manager/id6774508554/reviews.md

## What is Numio?

Know what you own, what you owe, what keeps renewing, and what you use every day.

Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings.

Asset management

- View your net worth, total assets, total liabilities, account structure, and currency allocation
- Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts
- Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress
- Record balance changes, expenses, income, top-ups, and repayments
- Track receivables, payables, and expected settlement dates
- Organize accounts with groups, sorting options, and custom card designs
- Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets
- Estimate term deposit interest and total value at maturity, and track insurance current values and expected payouts
- Update low-frequency valuations and unrealized gains or losses for supported investments

Subscription management

- Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases
- Record payment history, service periods, plan upgrades, downgrades, and price changes
- Manage shared memberships and each member’s service period
- Review average daily, monthly, and yearly spending
- Receive local reminders before renewals, charges, or expiration dates
- Share an app from the App Store to Numio to create a subscription more quickly

Belongings

- Record purchase prices, dates, retailers, warranties, and current status
- Track repairs, maintenance, cleaning, upgrades, sales, and disposal
- Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost
- Understand long-term value through days in use and daily ownership cost
- Manage consumable inventory, expiration dates, wish lists, and regret lists
- Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details
- On supported devices, use Apple Intelligence to extract reviewable order information entirely on device

More capabilities

- Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables
- Keep data on your device by default, with no account required
- Export JSON backups, CSV spreadsheets, and local diagnostic files
- Optionally save and sync snapshots through iCloud or WebDAV
- Protect information in the app switcher with a privacy cover
- Use Numio in Simplified Chinese, Traditional Chinese, or English

Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

## Key features

- Asset account management
- Credit card and debt tracking
- Lightweight balance change logging
- Multi-currency support
- Subscription management with reminders
- Privacy masking and local authentication
- Local data export and cloud sync

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/numio-personal-asset-manager/id6774508554/reviews.md

### 5/5 — 很全能的资产管理app

*2026-09-28*

对比了其他一些资产管理app，这款app的图标、设计、功能是最全面的，而且还有订阅和物品管理功能，还能提醒信用卡还款，页面设计和logo都符合我的审美，提个建议，就是信用卡欠款页面一般是出账单之后的数字，现在从右向左滑动只能是记一笔消费，记一笔消费往往在未出账单，而不是已出账单，如果能增加还款金额更新账单金额会更好

**Developer response:** 谢谢建议，谢谢支持

### 5/5 — 很不错的排版风格布局

*2026-08-10*

管理资产和投资类资产，还有订阅等各种功能齐全👍，很赞😎

### 5/5 — 加油

*2026-07-28*

UI清晰，现代。非常好用

### 5/5 — 轻松上手，完美理财记录专家

*2026-07-27*

一开始还有点奇怪要这样的app有啥用。但是当你一笔一笔开始记录并浏览的时候，你就会发现对你太有用了！可以很好的管理自己的钱袋子。让你可以轻松了解自己资金现状。不会被冲动消费牵着鼻子走。绝对推荐理财app第一名☝️

### 5/5 — 眼前一亮

*2026-07-22*

自己平时用的记账app不能很好处理信用卡共享额度问题，这个app可以选择共享额度，很方便。还希望信用卡可以输入限制额度，超过变灰显示。订阅和物品功能虽简洁，但该有的都有，赞。支持传入链接或图片自动获取订阅/物品信息就更好了

**Developer response:** 1. 限制额度，超过变灰显示 - 一开始是限制的，有同学反馈会还超了
2. 1.4.0版本已支持appstore 分享订阅

### 5/5 — 理清钱袋子，高效管理银行卡与信用卡

*2026-07-21*

用了这款工具后，终于知道钱都花哪儿了。它能记录轻量余额变动，还能管理储值卡和存单。最重要的是能看到账户结构，哪些是资产哪些是负债一目了然。再也不用每天死记硬背流水了，轻松掌握自己的财务健康状况。

### 5/5 — 很不错的软件！强推！

*2026-07-21*

多功能软件，可以省下不少内存。既可以记录资产收益还可以记录订阅情况以及物品在保信息等等，很实用。

### 5/5 — 许愿

*2026-07-20*

希望能增加总览以及分项的日、周、月、年的可视化图表！

### 5/5 — 太赞了

*2026-07-12*

已经是我爱的app了。目前发现的优点：1.把资金、物品和订阅放在一起，不用下载多个app；2.秒进没有加载动画，减少等待时间；3.占用内存小，不臃肿。

### 5/5 — 很棒，简约而不简单

*2026-06-27*

ui界面清爽简洁无广告，功能实用易操作

## Frequently asked questions about Numio

### What types of assets can I track with Numio?

Numio allows you to track a wide range of assets including cash, bank cards, wallet accounts, stored-value cards, credit cards, certificates of deposit, gold, and fixed-income wealth management products.

### How does Numio handle credit card management?

Numio provides detailed management for credit cards, including tracking credit limits, statement dates, repayment dates, shared credit limits, and annual fee progress, offering a realistic view of your credit accounts.

### Can Numio help me manage subscriptions?

Yes, Numio supports managing monthly, annual, or custom-period subscriptions. You can set renewal amounts, payment methods, expiry dates, and receive local reminders to avoid missed payments or forgotten services.

### Does Numio offer multi-currency support?

Numio supports multi-currency balances, allowing you to set default and enabled currencies, and provides currency conversion for a comprehensive overview of your finances across different monetary systems.

### How does Numio protect my privacy?

Numio prioritizes privacy with features like privacy masking and local authentication, ensuring your financial data is kept secure and accessible only to you on your device.

### What are the data export and sync options for Numio?

Numio offers local data export capabilities and supports snapshot synchronization via iCloud Documents and WebDAV, allowing you to back up and access your financial data securely.

### Does Numio track full spending history?

No, Numio is designed as a lightweight tool and does not track complete spending histories. It focuses on recording balance changes to explain current balances and debts, rather than detailed transaction logs.

### What platforms is Numio available on?

Numio is currently supported on iPhone devices, with a release date of June 10, 2026, and the latest version being 1.2.0 as of June 26, 2026.

## Version history (last 5 releases)

### 1.7.2 — 2026-09-28

Numio 1.7.2 adds investment insurance and term deposit estimates, with better tools for accessories, supplies, and subscription history.

- Track investment insurance with an insurer and current value. Enter an expected payout, or estimate it from a single investment and an assumed annual rate of return.
- Set a term deposit’s interest start date and day-count basis, then view estimated interest and total value at maturity on its detail card.
- Manage repairs and maintenance, accessories, and supplies separately under each belonging, with related spending included in its cost. Recovered accessories retain their status and recovery details.
- When adding an automatically renewing subscription, optionally fill in past renewal records to track historical spending and the current service period.
- Consumables, wish and regret lists, and shared memberships are now visible by default. Your saved visibility settings are preserved.
- Look up investment holding names, view more precise gain and loss percentages, and see clearer account and principal labels for receivables and payables.
- Improved cloud backup restore confirmation, reminder summaries, and sync failure details.

### 1.7.1 — 2026-09-24

Numio 1.7.1 improves holding costs, low-frequency valuation, cloud backups, and asset presentation.

- Added unit cost for investments and precious metals. Quote-based valuation can calculate total holding cost from shares or weight, and low-frequency mainland stock valuation now supports the Beijing Stock Exchange
- Improved WebDAV compatibility, added sync history, and made it possible to review and delete older cloud backups
- Unified asset type presentation across the home screen, cards, and action forms, and removed display settings that no longer had an effect

### 1.7.0 — 2026-09-22

Numio 1.7.0 introduces linked money movements and expanded asset analysis, helping you understand where your money goes and how your assets change.

- Record transfers in the same or different currencies, including actual received amounts and fees, and update both accounts together
- Link investment purchases, sales, and redemptions to money accounts while tracking quantity, cost, fees, and realized gains or losses
- Link money lent, money borrowed, collections, and repayments to money accounts, with support for partial settlements, interest, and fees
- Explore asset overviews, recorded trends, and money flows by week, month, year to date, or custom dates, with details for change sources and spending categories
- Link purchases and maintenance of belongings, including maintenance items, to payment accounts; related payment records update when you edit or delete them
- Manage initial subscription payments separately from future renewals, add plan names to one-time purchases, and switch stopped automatic subscriptions to manual renewal while keeping existing access and history
- Choose which asset, subscription, and belongings tabs to show, with improved summaries, shortcuts, record cards, and larger text layouts
- Enable automatic valuation for two accounts on the free plan, with additional accounts available through Numio Pro
- iCloud cloud snapshots now move automatically into Numio's private app storage; use .numio or ZIP exports when you need to view or move your data
- Improved dark mode, subscription expiry and credit card repayment reminders, and market quote reliability

Asset analysis shows recorded changes. Period totals in multiple currencies are estimated using current exchange rates. Before syncing across devices, update every device sharing the same data to version 1.7.0 or later.

### 1.6.0 — 2026-08-31

Numio 1.6.0 带来理财估值、物品导入和更实用的桌面小组件：

- 股票、ETF、基金、黄金和白银支持低频更新价格，并展示当前市值与持仓盈亏。
- 新增物品和消耗品支持粘贴淘宝、京东或拼多多购买链接；Apple Intelligence 可用时，普通物品还可从订单截图辅助填写信息。
- 物品和订阅可分别控制是否计入自身金额统计，不影响列表、状态和提醒。
- 新增账户列表小组件；消耗品小组件支持按 App 设置一键扣减库存。
- 优化 iCloud 快照迁移、冲突保护和恢复点管理。
- 优化资产、订阅和物品设置页，以及订阅图标搜索和保存反馈。
- 新增隐私筛选后的诊断导出与邮件反馈，并修复多处统计、提醒和生命周期问题。

重要提示：使用同一 iCloud 账户的所有设备请先升级到 1.6.0，再继续云同步。订单截图识别仅在本机 Apple Intelligence 可用时提供。

### 1.5.2 — 2026-08-11

优化订阅套餐变更、记录详情与 iCloud 同步体验，让历史账务更准确、日常查看更直观。

• 订阅套餐支持选择历史生效日期，价格调整默认下次扣费生效，补差、权益周期与付款记录更加清晰。
• 近期交易和订阅记录可直接查看详情，订阅记录与套餐时间线改为全高展示。
• 消费记录根据分类显示对应图标，查找更加直观。
• 优化英文界面排版，减少设置项换行。
• iCloud 同步文件现可在“文件”App 的 iCloud Drive → Numio 中查看。
• 修复账务时间线、历史余额和 iCloud 文件冲突问题，提升数据一致性与稳定性。

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*