# 王道銀行 O-Bank > Digital banking app for savings, transfers, currency exchange, payments, loans, and investments. (iPhone/iPad app by O-Bank Co., Ltd..) - Source: https://appshunter.io/ios/app/o-bank/id1183668635 (this page in markdown: same URL + `.md`) - Developer: [O-Bank Co., Ltd.](https://appshunter.io/developer/946820274) - Category: Finance, Business - Price: Free - Rating: 2.40/5 from 13 App Store ratings · 62 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 97 MB - Languages: American English, Chinese (Traditional, Taiwan) - Released: 2016-12-26 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/o-bank/id1183668635/reviews.md ## What is 王道銀行 O? 【為確保您的帳務安全，請於行動裝置安裝防護軟體】 O-Bank致力於為您提供低門檻、無疆界、零時差的金融服務 立即下載O-Bank，存錢、轉帳、換匯、繳費、貸款、投資，一個APP全部搞定。 【開戶簡單又方便】 -24小時隨時線上開戶，手機就是銀行，超適合懶人啊 【自動扣繳超省事】 -不會再忘記幾號要繳水電費、電信費了 【拆帳收款很即時】 -好友聚餐拆帳不用開口，一個LINE連結就搞定 【視訊客服最迅速】 -24小時海內外即時回覆，文字、電話、視訊ALL IN 【首創機器人理財】 -不用出門即可投資，量身打造的自動化理財服務，為您省時、省力又省心 -還可選擇一般基金投資，提供基金到價提醒、停損停利通知，為您掌握投資關鍵時刻 【市場2倍活儲利率】 -24小時手機隨開即存，存款金額無上限，一元起息小資也能存下第一桶金 -多元外幣換匯享優惠，可設到價通知，讓您好匯率不錯過，手機就是銀行 【線上申貸超方便】 -在家就能線上完成所有信用申貸作業，超隱私、好方便，不用再趕銀行3:30 -線上點選房屋貸款即有專人服務，免請假跑銀行，您就是VIP 【百種卡面任你選】 -百種卡面任您選，秀出您的品味 -消費即時推播通知好安心，另享刷卡0風險，掉卡盜刷別擔心，不是您刷的不用您付 【服務地區】 本 App 僅提供予中華民國（台灣）地區用戶使用，目前僅支援台灣手機門號與身份認證機制。其他國家或地區用戶將無法使用完整功能。 【服務內容】 本行動應用程式提供以下功能： • 線上開戶與身份驗證 • 資產查詢與帳戶管理 • 台灣本地支付與轉帳服務（含台灣 Pay） • 消費記錄與電子發票整合 • 台灣金融監理機關（如金管會）規範下之投資／理財服務 【法規聲明】 本 App 服務僅限持有中華民國身份證或有效居留證者使用，並已依照台灣金融監督管理委員會規定取得相關核准或備案。 ## Key features - 24/7 online account opening - Instant fund transfers and bill payments - Currency exchange with rate alerts - Automated and traditional investment services - Online loan applications - Customizable debit card designs - Real-time transaction notifications ## Recent user reviews (10 of 62) All indexed reviews: https://appshunter.io/ios/app/o-bank/id1183668635/reviews.md ### 1/5 — 經常登不進去 *2026-01-10, version 2.9.050* 最近連登入畫面都不出來了，直接白屏，也沒辦法處理….網銀連登入都沒辦法，是不是太諷刺了… ### 1/5 — 超爛 *2025-12-30, version 2.9.049* 登一個早上登不進去，還好錢沒全部放裡面 ### 1/5 — 登入不了 *2025-12-10, version 2.9.048* 已經持續一個禮拜都沒辦法登入，一直跳出「目前網路異常或是服務未提供正確回應」 請趕快修正。 ### 3/5 — 轉帳不能關閉帳戶餘額 *2025-11-27, version 2.9.047* 轉帳給別人後，想要以截圖/圖片的方式分享給收款人，卻發現不能將自己的帳戶餘額關閉？？？ ### 3/5 — 預約轉帳清單 *2025-09-06, version 2.9.042* 預約轉帳清單是否可以不要顯示已取消的？因為我只想看實際預計預約的項目，被取消的項目已經不會轉了，為何要顯示？ 且畫面很難一眼看出哪些取消 ### 5/5 — 很可以 *2025-09-05, version 2.9.042* 不知道是用的習慣還是什麼，就覺得系統很好用用得很上手，而且優惠也很多，謝謝，很喜歡 ### 1/5 — 網路不穩 *2025-08-03, version 2.9.040* 爛死了，別家銀行都進的去，就你們家會顯示網路不穩，要不要檢討你們家系統為什麼這麼不穩 ### 1/5 — 可以改善嗎 *2025-07-21, version 2.9.038* 按匯率走勢圖就會被登出，重新登入再一次就又好了，我有選記住證號，但每次還是要重新打 ### 3/5 — 明細 *2025-07-18, version 2.9.038* 每次上網買東西 轉帳給別人 要截圖明細給人家看 結果餘額都不能隱藏。別家都可以 就連郵局也可以 就你們家不行隱藏，超爛 ### 2/5 — 希望能新增還款功能 *2025-07-16, version 2.9.038* 既然有在家就能貸款的功能，是否也新增在家就能還款的功能？ ## Frequently asked questions about 王道銀行 O ### What services does O-Bank offer? O-Bank provides a comprehensive range of digital financial services. This includes opening accounts online 24/7, making fund transfers, exchanging foreign currencies, paying bills, applying for loans, and managing investments through both automated and traditional methods. You can also manage your assets and view transaction history within the app. ### How can I open an account with O-Bank? Opening an account is simple and convenient through the app. You can complete the entire process online 24 hours a day using your mobile device. The app is designed for ease of use, making it suitable for those who prefer digital solutions. ### What are the benefits of using O-Bank for investments? O-Bank offers innovative features like its first-of-its-kind robotic financial advisor, providing personalized automated investment services without needing to visit a branch. You can also invest in regular funds and receive important alerts for price movements, stop-loss, and take-profit points to help you manage your investments effectively. ### Is O-Bank available for users outside of Taiwan? No, this app is exclusively for users in the Republic of China (Taiwan). It currently only supports Taiwanese mobile numbers and identity verification mechanisms. Users from other countries or regions will not be able to access the full functionality of the app. ### What are the fees associated with O-Bank services? The provided description indicates that the app offers services for free, with no mention of specific fees for basic banking functions like savings, transfers, or bill payments. It highlights a competitive savings interest rate and offers benefits for currency exchange. Loan applications are also described as convenient online processes. ## Version history (last 5 releases) ### 2.9.062 — 2026-08-21 功能新增與優化 ### 2.9.061 — 2026-07-24 功能新增與優化 ### 2.9.060 — 2026-06-26 功能新增與優化 ### 2.9.059 — 2026-06-12 功能新增與優化 ### 2.9.058 — 2026-05-25 功能新增與優化 ## Apps similar to 王道銀行 O | App | Rating | Price | Category | | --- | --- | --- | --- | | [新光銀行](https://appshunter.io/ios/app/id495872725) | 3.7 (6) | Free | Finance | | [遠東商銀行動銀行](https://appshunter.io/ios/app/id1304264514) | 2.0 (7) | Free | Finance | | [Bankee+](https://appshunter.io/ios/app/bankee-plus/id6443811867) | 5.0 (3) | Free | Finance | | [SC Mobile Taiwan](https://appshunter.io/ios/app/sc-mobile-taiwan/id659228096) | 1.5 (8) | Free | Finance | | [New New Bank](https://appshunter.io/ios/app/new-new-bank/id1425698359) | 1.8 (8) | Free | Finance | | [將來銀行 NEXT BANK](https://appshunter.io/ios/app/next-bank/id1528472238) | 3.0 (1) | Free | Finance | ## Related topics [王道銀行 o-bank](https://appshunter.io/ios/topics/王道銀行-o-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*