# OakNorth Personal — Personal savings > Personalized savings accounts with competitive interest rates and goal tracking. (iPhone/iPad app by OakNorth Bank.) - Source: https://appshunter.io/ios/app/oaknorth-personal/id1476387507 (this page in markdown: same URL + `.md`) - Developer: [OakNorth Bank](https://appshunter.io/developer/1476387506) - Category: Finance - Price: Free - Rating: 4.86/5 from 5,464 App Store ratings · 66 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 77 MB - Languages: American English - Released: 2019-12-13 - Data updated: 2026-09-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/oaknorth-personal/id1476387507/reviews.md ## What is OakNorth Personal? Save for what matters with rates and savings options that fit your goals. Why OakNorth? - Open an account in minutes. - Track your savings and watch your interest grow in real time. - Access to competitive interest rates, with a minimum deposit of £1 for most accounts. - Enjoy peace of mind with FSCS protection up to £120,000 on eligible deposits. - Open multiple accounts to spread your savings or take advantage of different rates. - Earn a loyalty rate on eligible fixed term accounts when you save with us for more than one term. - Set savings goals to help keep yourself on track. - Transfer money between accounts and withdraw if needed. - Access to a dedicated customer support team. - Get notified about important account activity – deposits, withdrawals, rate changes and more. - We’re big on security. Benefit from multi-factor authentication, biometrics, fraud detection and strong encryption. If you have any questions or need help, contact our team by emailing businessdesk@oaknorth.co.uk. OakNorth is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (under registration number 629564) and the Prudential Regulation Authority. Your eligible deposits with OakNorth are protected up to a total of £120,000 by the Financial Services Compensation Scheme. Registered in England (no. 08595042) at 57 Broadwick St, London, W1F 9QS, UK. ## Key features - Personalized savings accounts - Competitive interest rates - Apply in minutes - Track savings and interest - Open multiple accounts - Goal assignment - Dedicated customer support ## Recent user reviews (10 of 66) All indexed reviews: https://appshunter.io/ios/app/oaknorth-personal/id1476387507/reviews.md ### 1/5 — Interest underpayment *2026-08-27, version 2.97.0* The bank underpaid my interest, this must be fixed. ### 3/5 — Ok in general, but… *2026-08-15, version 2.93.0* I like the less is more feel of the app. One issue is an occasional crash that goes to a black screen. Swipe out and back in and it’s usually ok. ### 2/5 — New app layout *2026-08-10* What was there before app “improved” was simple and fine. Now when I open app there’s a completely pointless graph and it takes longer to navigate to my account. Just because you can show me a useless piece of information doesn’t mean I want to see it. Don’t waste money breaking a functional app use it pay savers more interest! ### 2/5 — Version 2 of the app *2026-08-07* I hate the new version. The old one was much, much better for those with a visual impairment. There are sections of the app that cannot be enlarged and the print, graph notations are very small and spread far apart. The old version was much more readable, this new version is useless to me. I may have to leave this bank if I cannot have a more useable app. Can I return to the old version please? ### 5/5 — Michael wood *2026-06-24, version 1.66.17* Excellent rates ### 5/5 — Not changing *2026-05-20, version 1.66.17* Good rates, good and easy app. I am staying with OakNorth for a second term. ### 5/5 — Banking made easy *2026-05-14, version 1.66.17* This app is so simply and all made very simple. ### 5/5 — Very impressive *2026-05-14, version 1.66.17* Thank you - I’m really impressed with your excellent communications and how easy it was to reinvest my fixed rate ISA. ### 5/5 — ISA Maturity *2026-05-13* My ISA matures tomorrow I was able to select a new ISA deal which was one of the best rates around and set it up in less than a minute unbelievable when I spent an hour and 20 minutes on the phone yesterday to HMRC for a refund they owe me and I need to phone back tomorrow (4 calls and it’s still not sorted) ### 5/5 — Interest Rate *2026-03-23, version 1.66.12* Decent rates… a little less than the one I was contemplating however for the hassle it wasn’t worth it ## Frequently asked questions about OakNorth Personal ### What is OakNorth Personal? OakNorth Personal offers personalized savings accounts with competitive interest rates designed to help users achieve their financial goals. The app allows for easy application, tracking of savings, and management of multiple accounts. ### How secure is OakNorth Personal? OakNorth Personal prioritizes security with multi-factor authentication, biometrics, superior fraud detection systems, and strong encryption. Your eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme. ### Can I open a joint account with OakNorth Personal? Yes, you can apply for a single or joint account in minutes through the OakNorth Personal app. This allows for flexible savings management for individuals and couples. ### What are the minimum deposit requirements for OakNorth Personal accounts? For most accounts, the minimum deposit required to open an account with OakNorth Personal is just £1. This makes it accessible for a wide range of users to start saving. ### How does OakNorth Personal help me track my savings? The app allows you to track your savings and see how much interest you are accruing ahead of time. You can also assign specific goals to your accounts to encourage progress towards your targets. ### Does OakNorth Personal have ads? No, OakNorth Personal is ad-free. The app focuses on providing a seamless and secure banking experience without interruptions from advertisements. ### What customer support options are available for OakNorth Personal users? OakNorth Personal provides access to a dedicated customer support team. You can contact them by emailing businessdesk@oaknorth.co.uk for any questions or assistance. ### How often is OakNorth Personal updated? The latest version of OakNorth Personal is 1.66.17, last updated on April 30, 2026. This indicates a commitment to regular updates and improvements for the application. ## Version history (last 5 releases) ### 2.104 — 2026-09-15 Bug fixes and stability improvements ### 2.103 — 2026-09-10 Bug fixes and stability improvements ### 2.102 — 2026-09-05 Bug fixes and stability improvements ### 2.101 — 2026-09-03 Bug fixes and stability improvements. ### 2.100.00 — 2026-09-01 Just a few small tweaks to keep things running smoothly. If you have any feedback, let us know in the app. ## More apps by OakNorth Bank - [OakNorth Business](https://appshunter.io/ios/app/oaknorth-business/id1633477300) All apps by OakNorth Bank: https://appshunter.io/developer/1476387506 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*