# O.Bank UA - bank online 24/7 — Credit Card & Easy Banking

> Mobile banking service for account management, credit cards, deposits, and payments. (iPhone/iPad app by JSC "Idea Bank".)

- Source: https://appshunter.io/ios/app/obank-ua-bank-online-247/id1585185939 (this page in markdown: same URL + `.md`)
- Developer: [JSC "Idea Bank"](https://appshunter.io/developer/1490686735)
- Category: Finance
- Price: Free
- Rating: 4.10/5 from 14 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 238 MB
- Languages: Ukrainian
- Released: 2022-04-11
- Data updated: 2026-08-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/obank-ua-bank-online-247/id1585185939/reviews.md

## What is O.Bank UA?

O.Bank is a mobile banking service from Idea Bank that gives you full access to your finances anytime. Open your own account, get a credit card, open deposits, make money transfers, and pay for services — all within one mobile application.

WHY CHOOSE O.BANK?

O.Bank provides all the essential banking services online. You can open an account, get a credit card with a credit limit, manage deposits, and handle your finances without ever visiting a branch. Our app ensures convenience, speed, and security for all your daily banking transactions.

CREDIT CARD

Credit Card with a credit limit of up to UAH 500,000 right in the app! Credit money can be repaid within 1 (one) year, with the possibility of extension by mutual agreement. The real annual interest rate is 47,11%, 81,37%.
*Details are provided in the application before confirming the issue.

Download O.Bank, register via Diia or BankID, complete a quick selfie verification, fill out a questionnaire, and sign documents online. You're done — your digital card is already in your smartphone. No stress and no need to visit banks.

DEPOSITS

The “Na Start” Deposit is available at an interest rate of 17% for 100 days or 6 months. The minimum deposit amount is UAH 1,000. The maximum deposit amount is UAH 50,000 for 100 days and UAH 100,000 for 6 months.

BANKING SERVICES

- Bank Account and Card: Open an account, order a card, and control all your financial transactions via the mobile app.

- Deposits: Open a deposit in just a few taps and enjoy a stable income, guaranteed by European capital and protected by Idea Bank.

- Pay Later: Shop at partner stores and choose the pay later option — split your purchase into convenient payments.

- Money Transfers and Bill Payments: Instantly transfer funds between accounts, pay utility bills, top up your mobile, or carry out other financial operations.

EASY FINANCIAL MANAGEMENT

With O.Bank, you always have access to your money. Plan your budget, open deposits, get credit, and transfer money — all in one mobile application. With us, your finances are always under control.

O.Bank combines the reliability of a traditional bank with the technology of mobile banking and offers excellent terms for deposits, the ability to perform currency transactions, and pay for mobile top-ups. Advanced security technologies ensure financial protection. Additional identification steps and two-factor authentication guarantee the safety of each transaction.

Idea Bank JSC. License of the National Bank of Ukraine No. 96 dated 04.11.2011. State registration of banks No. 46 dated 22.10.1991.
Idea Bank JSC is part of the financial and industrial group TAS Group — https://tas.ua/

## Key features

- Open accounts and order cards
- Apply for credit cards with credit limits
- Open and manage deposits
- Make money transfers
- Pay bills and top up mobile
- Pay Later option for purchases

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/obank-ua-bank-online-247/id1585185939/reviews.md

### 5/5 — Крутий банк!

*2026-06-03*

Дуже врятували мене, вигідні умови, не поганий додаток, є що виправляти , але у цілому все гуд!

### 5/5 — A colleague recọmmended it to me. I personally feel it is very good!!

*2025-10-17*

I absolutely love this app! It's user-friendly and has made my daily tasks so much easier.

**Developer response:** Hi! Thank you so much for your kind feedback! We’ll keep working to make O.Bank even more convenient for you ❤️

### 3/5 — Недоліки.

*2025-05-27, version 1.22.0*

Іноді стягуються приховані комісії. Дуже незручно постійне використовування кодів з СМС. Під час авторизації клієнт мусить вертіти головою що порушує права людей з захворюваннями шийного відділу хребта та порушеннями зору.

### 1/5 — Погана якість додатку

*2024-12-29, version 1.20.0*

У додатку О. Bank дуже погано організована процедура селфі. Для того щоб пройти селфі необхідно це зробити десятки разів, елемент повороту голови до червоної позначки вкрай важко виконується, особливо для людей, які мають проблеми з хребтом і зором, що може розцінюватися як дискримінація стосовно людей, які мають проблеми зі здоров'ям. Швидкість з якою треба дивитись на приклад і виконувати свої дії дуже велика.

### 5/5 — Elena

*2024-10-07*

Удобное приложение. Доступ к банковским кслугам 24/7. Можно управлять с экрана телефона: оформить кредит, вклад.

### 5/5 — Rad

*2024-09-23, version 1.18.1*

Супер

### 5/5 — Соня

*2024-08-08*

Отличное приложение

**Developer response:** Дякуємо за приємний відгук!

### 5/5 — Элина

*2024-06-07*

Лучшее приложение, все скачиваете!

**Developer response:** Вдячні за відгук!

### 5/5 — MissJane

*2024-04-09, version 1.16.0*

Яркое оформление,удобный интерфейс,доступ к банковским услугам 24/7,даже оплата телефоном есть и денежные переводы.
А ещё уйма всяких бонусов и реферальная программа))
В общем,рекомендую это приложение))

### 5/5 — Q

*2024-03-09*

Миттєва оплата з карткою через мобільний додаток

**Developer response:** Доброго ранку! Дякуємо за відгук. У нашому мобільному O.Bank 2.0 ви можете обрати будь-які необхідні банківські послуги. Залишайтеся з нами ❤️

## Frequently asked questions about O.Bank UA

### How do I open an account with O.Bank?

You can open an account by registering via Diia or BankID, completing a quick selfie verification, filling out a questionnaire, and signing documents online directly within the O.Bank application. No branch visit is required.

### What is the maximum credit limit for a credit card from O.Bank?

The maximum credit limit available for a credit card through O.Bank is up to UAH 200,000. This credit money can be repaid within one year, with the possibility of extension.

### Is O.Bank secure for financial transactions?

Yes, O.Bank utilizes advanced security technologies, including additional identification steps and two-factor authentication, to ensure the safety of each transaction and protect your finances.

### Can I make international money transfers with O.Bank?

The description mentions money transfers between accounts and bill payments, but does not specify international transfer capabilities. It does mention the ability to perform currency transactions.

### What devices is O.Bank available on?

O.Bank is currently supported on iPhone and iPod devices. The latest version is 1.27.3, last updated on March 21, 2026.

### How often is O.Bank updated?

The app was last updated on March 21, 2026, indicating a recent update. The version number is 1.27.3.

### What are the user reviews like for O.Bank?

O.Bank has a rating of 4.0 stars based on 12 ratings. This suggests a generally positive user sentiment.

### Does O.Bank have ads?

No, O.Bank does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 1.28.1 — 2026-07-31

Previous version bug fixes

### 1.28.0 — 2026-06-01

In this release: 
• Utility Bills 
Add your address and pay for gas, water, electricity and other utilities in just a few steps — no fees, using your own funds or credit.
• QR code for money transfer
Generate a personal QR code to receive money. Set the amount and payment details in advance, then share it with anyone — they choose how to pay.
• SEP Payment Tracking
Track your payment through the National Bank of Ukraine's Electronic Payment System in real time.

### 1.27.4 — 2026-05-03

Previous version bug fixes

### 1.27.3 — 2026-03-21

Previous version bug fixes

### 1.27.2 — 2026-03-17

Previous version bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*