# Obelus: Budget & Expense AI — Money & spending tracker > Money & spending tracker (iPhone/iPad app by Billy Joe Villas.) - Source: https://appshunter.io/ios/app/obelus-budget-and-expense-ai/id6792112182 (this page in markdown: same URL + `.md`) - Developer: [Billy Joe Villas](https://appshunter.io/developer/6792112185) - Category: Finance - Price: Free with in-app purchases - Age rating: 9+ - Requires: iOS 15.0 · 41 MB - Languages: American English - Released: 2026-07-30 - Data updated: 2026-09-11 - User reviews in markdown: https://appshunter.io/ios/app/obelus-budget-and-expense-ai/id6792112182/reviews.md ## What is Obelus? Obelus is the money tracker you'll actually keep using, because logging an expense is as easy as sending a text. Just type "spent 500 on groceries" or "got paid 25,000" and Obelus understands, categorizes, and files it instantly. No forms, no dropdowns, no friction. LOG IT YOUR WAY • Chat naturally. The AI understands how you actually talk about money • Snap a receipt and let Obelus read it for you • Speak instead of type, in English or Filipino • Works offline. Log now, sync the smarts later SEE EVERYTHING IN ONE PLACE • Banks, e-wallets, credit cards, and cash side by side • Savings pots with goals and progress rings • Stocks, REITs, and crypto with live prices • Debts and IOUs so nothing slips through the cracks STAY ON TOP OF IT • Budgets that track themselves as you chat • Bill reminders you can mark paid right from the notification • Trip tracking for travel spending • Import your history from CSV or Excel, export anytime PRIVATE BY DESIGN • Your financial data lives on your phone, not our servers • Lock the app with Face ID • No account, no sign-up, no selling your data Obelus Pro unlocks the full AI experience. Try it free for 7 days, then ₱149/month or ₱1,490/year (save 17%). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Obelus Pro Monthly | $1.99 | per month | | Obelus Pro Yearly | $22.99 | per year | ## Version history (last 5 releases) ### 1.2.2 — 2026-08-31 • Change a debt's payment plan from its Edit sheet. The day you pick is the day it keeps. • Money moved into an account that uses another currency now arrives in that currency. • Logging an expense in chat no longer clears your bill reminders. ### 1.2.1 — 2026-08-26 New • Commitments tab: every bill, loan payment and savings goal for this cycle in one place, with what's left after them. • Skip a bill: not paying it this cycle? Skip it, the total drops, and you can undo it. • Pay without leaving the tab: mark a bill paid, move money into a pot, or take in your salary right from the list. • Savings goals: set aside an amount every payday, into a pot or just earmarked in place. • Calendar view: see the whole month at a glance, what's due, what's overdue, and payday. • Paydays for variable income: paid hourly or per gig? Pick how often pay lands and your paycheck joins Commitments, marked as an estimate. • TikTok Wallet: add a TikTok Wallet account, with the card art to match. • Apple Pay auto-logging: Apple Pay purchases can log themselves. Set it up once and they land in your chat. Improved • The top bar is a fuel gauge: the fill is money still in your hand, draining as the cycle eats into it. • Type what actually landed: receiving pay? The amount is a field now, starting at your usual figure. • Repeats get a row each: a weekly bill lists every occurrence in the cycle. • Reset the cycle your way: group by payday, calendar month, or a day you pick. • Call accounts by nickname: say "bpi" or "maya" in chat and the right account is found. Fixed • Transfers are not spending: moving money between your own accounts no longer counts against what you spent. • Answers cover every transaction: ask about a long stretch and the reply reads all of it. • Budget caps keep your typing: a digit typed into a category cap no longer jumps into another row. ### 1.2.0 — 2026-08-13 • Set a custom twice-monthly payday schedule during setup. • Pay a credit card statement the way your bank bills it, including statement adjustments. • New LazPay and Salmon account presets. • Clearer pending installment cards in chat. ### 1.1.0 — 2026-08-12 Big update focused on credit cards and chat. • Credit cards in chat: ask what you owe, see your statement, and pay a card right from a message. • New Statement of Account view on the card screen, with real statement periods. • Log debts and IOUs by chatting, including who you borrowed from and a repayment plan. • Real bank and card logos, more account presets, plus support for Qatar and the Qatari Riyal. • Smarter money answers: card installments now count toward your fixed monthly costs. • Better natural-language logging, with clearer handling of dates and income like "sweldo". ### 1.0.1 — 2026-08-01 • Every built-in persona is now free. Pick whichever fits your mood. • Personas react to your spending with a lot more personality. • A quick income/expense switch right in the chat box. • Mark which bank accounts earn interest. • Tap anywhere to hide the keyboard. • Clearer Siri setup so "Hey Siri" commands work the first time. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*