# Obolos: AI Expense Tracker — Multi-currency & travel budget > Multi-currency expense tracker for expats, freelancers, and travelers. (iPhone/iPad app by Evgenii Grachev.) - Source: https://appshunter.io/ios/app/obolos-ai-expense-tracker/id6788265518 (this page in markdown: same URL + `.md`) - Developer: [Evgenii Grachev](https://appshunter.io/developer/6788265520) - Category: Finance, Travel - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 20 MB - Languages: Russian, American English, European Spanish, Italian, German (Germany), Brazilian Portuguese, French (France) - Released: 2026-07-17 - Data updated: 2026-10-15 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/obolos-ai-expense-tracker/id6788265518/reviews.md ## What is Obolos? Obolos is an expense tracker that lives on your iPhone. Your records are kept on the phone itself, with a copy in your own iCloud, so the app opens instantly and works offline — on a plane, abroad, anywhere without signal. LOG SPENDING IN SECONDS Four ways in, all a tap away: • Keypad — with a calculator built in, so you can add up a bill as you type. • Receipt — point the camera and your phone reads the total, on the device. (Premium — every account gets three free scans.) • Text & voice — type or say "coffee 4.50, taxi 12 and groceries 38.20", check the three expenses, add them in one go. (Smart mode, Premium — every account gets five free tries.) • Apple Pay — a one-time Shortcuts automation logs each card payment as you pay, to the right account, and asks for the category. DROP IN A STATEMENT Upload a bank statement as PDF, CSV or XLSX. Obolos compares it with what you have already logged and adds only what is missing — no duplicates and no bank login. (Premium — your first statement is free.) SEE WHERE YOUR MONEY GOES Spending by category and by day, your balance over time with upcoming payments ahead, and Insights that tell you whether this month is a normal one. Week and month views for this month and last are free; the year view, older months, forecasts and Insights are Premium. EVERY CURRENCY, ONE TOTAL Accounts in any of 159 currencies, each kept in its own. Totals convert to your main currency at daily rates, and a transfer between currencies is one operation at the rate you actually got. WHAT THE TRIP REALLY COST Set the dates and the spending inside them joins the trip: the total in the local currency and in yours, per day and by category. AND THE REST • Planned payments — rent, subscriptions, salary — with reminders that come from the phone itself, even offline. • Savings goals — each goal is a real account you transfer money into. • Balance adjustment — enter what the account really holds and Obolos records the difference. • Monthly category budgets with alerts (Premium). • CSV and JSON export (Premium). • Home-screen widgets, App Lock with Face ID, and light or dark mode that follows your iPhone. FREE Unlimited accounts, operations, transfers, goals and trips. Keypad with calculator, three receipt scans to try, and Apple Pay logging. Planned payments and reminders. Statistics for this month and last. No ads. PREMIUM Unlimited receipt scanning. Smart mode: a sentence, typed or spoken, becomes several expenses, and receipts your phone can't read are read for you. Bank statement matching. Category budgets. Insights, the year view, forecasts and your full history. Export. Monthly or yearly subscription, with a free trial for new subscribers. YOUR DATA Your ledger lives on your iPhone and in your own iCloud. Obolos never connects to your bank and never asks for bank credentials. Sign in with Apple. When you use Smart mode or statement matching, the text, photo or file you send is read once by our server and an AI provider and is not used for anything else. No ads, no data sales. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://obolos.vercel.app/privacy ## Key features - Accounts in any currency - Unified spending timeline - Currency transfer tracking - Planned payment management - Savings goal accounts - Trip-specific budgeting - Apple Pay automation ## Is Obolos safe? Not enough ratings yet to assess Obolos. ## Is Obolos legit? Obolos: AI Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Obolos is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/obolos-ai-expense-tracker/id6788265518/reviews.md ### 5/5 — Удобное приложение *2026-10-10* Очень удобно вести расходы в поездках, показывает в процентном соотношении все расходы, можно менять под себя категории и названия. Были проблемы в работе, но после пары обновлений всё стало хорошо. **Developer response:** Обидно, что это случилось в поездке. Причину нашли: при нестабильной связи приложение могло не получить обновлённый ключ сессии и из-за этого выйти из аккаунта. На сервере это уже исправлено. Записи целы и доступны после входа. Если что-то выглядит не так — напишите мне в Telegram: @evless, разберусь лично. Спасибо за подробное описание, оно помогло найти сбой быстро. ### 5/5 — Отличный способ взглянуть на свои траты *2026-10-01* Приложение приятное и простое в использовании, для путешествий и осознанного потребления самое то! ### 1/5 — Перестало работать приложение *2026-09-28* Вела учет расходов в поездке. Приложение очень удобное. БЫЛО! Когда осталось внести расходы последнего дня, все перестало работать. Попыталась зайти в приложение и выдает окно со входом в свой аккаунт. После «продолжить с apple», крутит кружок, потом он пропадает и дальше ничего не происходит: в кабинет не заходит, ещё раз зайти в «продолжить apple»не дает. И спрашивается - как свои расходы считать, когда в любой момент тебя просто выкинет из аккаунта и ты ничего не сможешь восстановить. Всё-таки на бумаге - самый верный способ. Очень обидно, так как теперь нет возможности восстановить расходы из поездки, потому что параллельно нигде не писала. ### 5/5 — Approved for spends in Journeys *2026-07-23* Handled my spends during a journey with multi-currency spends, and bank statements from banks in different countries. Easy to use ### 5/5 — OMG finally *2026-07-20* An app that lets me upload monthly statements to fill in the gaps in transactions ## Frequently asked questions about Obolos ### How does Obolos handle multiple currencies? Obolos allows you to create accounts in any of the 159 supported currencies. Each account maintains its own currency, and totals are converted to your main currency using daily exchange rates. ### Is Obolos free to use? Yes, Obolos offers a free version with unlimited operations, transfers, and reconciliation for up to 3 accounts and one savings goal. It also includes weekly and monthly stats with no ads or transaction caps. ### What are the premium features of Obolos? The premium subscription unlocks unlimited accounts, goals, and trips, plus monthly category budgets, year-scale analytics, CSV/JSON export, receipt scanning, and voice entry. ### Does Obolos connect to my bank? No, Obolos is designed to be private and secure. It is a manual tracker and does not connect to your bank or require bank credentials. Your records are only used to display your financial information within the app. ### How often is Obolos updated? The app was last updated on July 26, 2026, indicating active development and maintenance. Users can expect regular updates to improve functionality and address any issues. ### What devices does Obolos support? Currently, Obolos is supported on iPhone devices. The app is designed to leverage the iOS ecosystem for features like Apple Pay automation. ### Does Obolos have ads? No, Obolos is ad-free. The developers emphasize a private user experience without advertisements or data sales. ### Can I track expenses for specific trips with Obolos? Yes, Obolos has a dedicated 'Trips' feature. Expenses logged during a trip are automatically added to its report, which totals the journey in both the local currency and your main currency. ## Version history (last 5 releases) ### 2.5.0 — 2026-10-14 • Subcategories: add your own inside a category — say, "Coffee" in "Food". Their spending counts toward the parent's total and budget, and the category breakdown shows how much went to each. • Pick a category right in the add sheet: a strip of icons, "No category" first, subcategories open in place. • Your own category order: drag a category in Settings → Categories, and the same order applies everywhere. • Stats: accounts, categories and period in one row of filters, and daily spending as bars in your categories' colors. • New in Insights — "Spending pace": how this month is going compared with the last one and with a usual month. • Plus small fixes. ### 2.4.0 — 2026-10-12 • An easier start: your first account takes one tap, and tips stay out of the way. • Items: note what a purchase was made of — you'll see them in your feed and breakdowns, and search finds them and shows how many times and how much you spent. • A receipt now fills in the items by itself, and you can pick several receipts from Photos at once — each becomes its own expense. • In Settings → Receipts, items can be translated into the app's language and shortened to simple names, so the same purchases add up in Stats. • Items in Stats: a new mode shows what takes the most money inside your categories, and for each item how often and where you bought it; a category breakdown now has a "What you buy" block. • Plus small fixes. ### 2.3.0 — 2026-10-09 • Accounts get their own icons: a bank, a card, a wallet or anything from the category set. • An archived account can be brought back. • Changing the main currency is easier: tap any of your currencies. • Plus small fixes. ### 2.2.0 — 2026-10-08 • Statement reconcile is more accurate: each row finds the entry from its own day. • PDF statements are read better: merchant names instead of empty lines, no duplicates. • Exchange rates are the same on all your devices. • Plus small fixes. ### 2.1.0 — 2026-10-07 Expenses from notifications: on iOS 27 a Shortcuts automation reacts to a notification from the app you choose — a taxi, your bank, a delivery service — and Obolos logs the purchase on its own, skipping ads and status updates. Setup is in Settings; the feature is part of Obolos Premium. Any entry in the feed, transfers included, can now be repeated for today with a swipe, and a transfer between currencies shows how much arrived in the other account. Signing out no longer erases your records from the phone: they wait for you to come back, and signing in with another account asks first if something hasn't reached iCloud yet. ## Apps similar to Obolos | App | Rating | Price | Category | | --- | --- | --- | --- | | [Trexp — Net Worth Tracker](https://appshunter.io/ios/app/trexp-net-worth-tracker/id6789192865) | — | Free | Finance | | [Trackle - Manage Subscriptions](https://appshunter.io/ios/app/trackle-manage-subscriptions/id6762465344) | — | Free | Finance | | [Penni: Expense Tracker](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109) | 5.0 (1) | Free | Finance | | [Spenso: Expense Tracker](https://appshunter.io/ios/app/spenso-expense-tracker/id6787472760) | — | Free | Finance | | [Lode: AI Expense Tracker](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716) | 5.0 (8) | Free | Finance | | [SpendMo: Expense Tracker](https://appshunter.io/ios/app/spendmo-expense-tracker/id6789449934) | — | Free | Finance | ## Related topics [obolo](https://appshunter.io/ios/topics/obolo) · [obol](https://appshunter.io/ios/topics/obol) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*