# Obolos: Expense Tracker — Budget & Spending Tracker

> Multi-currency expense tracker for expats, freelancers, and travelers. (iPhone/iPad app by Evgenii Grachev.)

- Source: https://appshunter.io/ios/app/obolos-expense-tracker/id6788265518 (this page in markdown: same URL + `.md`)
- Developer: [Evgenii Grachev](https://appshunter.io/developer/6788265520)
- Category: Finance, Travel
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 12 MB
- Languages: Russian, American English
- Released: 2026-07-17
- Data updated: 2026-09-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/obolos-expense-tracker/id6788265518/reviews.md

## What is Obolos?

Obolos is an expense tracker for people whose money lives in more than one currency — expats, relocated professionals, freelancers with foreign clients, and frequent travelers. Pay with Apple Pay and the expense logs itself; say or type one sentence and several expenses land at once.

Most budgeting apps treat a second currency as an afterthought. Obolos treats it as the point.

WHY OBOLOS

• Accounts in any currency — all 159 of them, from dollars and euros to drams and baht. Each account keeps its own currency; totals convert to your main one at daily rates.
• One timeline — spending, income, transfers between currencies and upcoming bills in a single feed. No tab-hopping.
• Transfers that make sense — send USD, receive AMD, see both legs as one operation with the real rate you got.
• Planned payments — rent, subscriptions, salary. Mark paid in one tap, and the next occurrence appears automatically.
• Savings goals — every goal is a real account. Transfer money in, watch the progress bar move.
• Reconcile — enter what's actually in your wallet or bank app, and Obolos records the adjustment. Your balance always matches reality.
• Trips — "Tbilisi, 4 days: ₾X ≈ $Y". Expenses dated inside a trip join it automatically; the report totals the journey in the local currency and in yours.
• Apple Pay automation — pay with your phone, pick a category right from the notification, done. One-time setup via Shortcuts.
• Statistics — where the money went, by week or month, with clean charts and daily-rate accuracy.

FREE FOREVER

Unlimited operations, transfers and balance adjustments. Voice entry and receipt scanning: your phone does the reading, recognition runs on your phone by default. Home-screen widgets for your balance and what's due next. Up to 3 accounts, one savings goal, weekly and monthly stats. No ads, no transaction caps, no nagging.

PREMIUM

Smart mode for when the phone isn't enough: crumpled receipts, faint print, languages it has no OCR for, several expenses in one sentence. Bank statement matching. Unlimited accounts, goals and trips, monthly category budgets with traffic-light progress, year-scale analytics with forecast, statistics broken down by account, CSV and JSON export, custom category images. One simple subscription — monthly or yearly.

PRIVATE BY DESIGN

Your records exist so the app can show them back to you. No ads, no data sales, no bank credentials — Obolos is a manual tracker and never connects to your bank. Sign in with Apple supported; delete your account and every trace of your data anytime, right from Settings.

Obolos — an obol was the small silver coin of ancient Greece. Small coins, tracked well, become wealth.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://obolos.vercel.app/privacy

## Key features

- Accounts in any currency
- Unified spending timeline
- Currency transfer tracking
- Planned payment management
- Savings goal accounts
- Trip-specific budgeting
- Apple Pay automation

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/obolos-expense-tracker/id6788265518/reviews.md

### 5/5 — Approved for spends in Journeys

*2026-07-23*

Handled my spends during a journey with multi-currency spends, and bank statements from banks in different countries. Easy to use

### 5/5 — OMG finally

*2026-07-20*

An app that lets me upload monthly statements to fill in the gaps in transactions

## Frequently asked questions about Obolos

### How does Obolos handle multiple currencies?

Obolos allows you to create accounts in any of the 159 supported currencies. Each account maintains its own currency, and totals are converted to your main currency using daily exchange rates.

### Is Obolos free to use?

Yes, Obolos offers a free version with unlimited operations, transfers, and reconciliation for up to 3 accounts and one savings goal. It also includes weekly and monthly stats with no ads or transaction caps.

### What are the premium features of Obolos?

The premium subscription unlocks unlimited accounts, goals, and trips, plus monthly category budgets, year-scale analytics, CSV/JSON export, receipt scanning, and voice entry.

### Does Obolos connect to my bank?

No, Obolos is designed to be private and secure. It is a manual tracker and does not connect to your bank or require bank credentials. Your records are only used to display your financial information within the app.

### How often is Obolos updated?

The app was last updated on July 26, 2026, indicating active development and maintenance. Users can expect regular updates to improve functionality and address any issues.

### What devices does Obolos support?

Currently, Obolos is supported on iPhone devices. The app is designed to leverage the iOS ecosystem for features like Apple Pay automation.

### Does Obolos have ads?

No, Obolos is ad-free. The developers emphasize a private user experience without advertisements or data sales.

### Can I track expenses for specific trips with Obolos?

Yes, Obolos has a dedicated 'Trips' feature. Expenses logged during a trip are automatically added to its report, which totals the journey in both the local currency and your main currency.

## Version history (last 5 releases)

### 1.11.2 — 2026-09-10

Accounts, goals and trips are no longer counted — as many as you like, free. The limits are gone, not raised. Premium stays what it is: Smart mode for receipts and dictation, statement matching, budgets, the year in stats, and export.

A trip became a bag: tickets and the hotel, bought before you left, can be put into it. The report splits into "in the trip" and "outside", and the daily average counts only the days of the trip itself.

Transfers can be dictated or typed: "moved 50,000 from the card to cash". And they have a new screen — two blocks, from and to: type one amount and the other appears at the day's rate.

The add screen was rebuilt and is quieter: compact tabs with coloured arrows, the date in one place, and the currency conversion on one line instead of a card.

Rows answer a press — in the feed, the categories, budgets, trips and settings the contents draw in, as if the card were pushed down.

Fixed: an operation on an archived account can be edited again, a category in Stats opens from anywhere on its row, and the main screen shows the feed at once instead of waiting for the server.

### 1.11.1 — 2026-09-09

A trip became a bag: tickets and the hotel, bought before you left, can be put into it with "add expenses". The report splits into "in the trip" and "outside" — tap either tile to narrow the categories below — and the daily average counts only the days of the trip itself.

The trip report's categories are all in one currency now: the one the total above them is in.

Transfers can be dictated or typed: "moved 50,000 from the card to cash".

Transfers have a new screen: two blocks, from and to. Type one amount and the other appears at the day's rate, yours to override.

The add screen was rebuilt: compact tabs with coloured arrows, and the date in one place on every tab.

A trip's currency joins your currency list on its own — no more adding won separately. And the trip chip shows only while a trip is running, still to come, or a couple of days behind you.

### 1.11.0 — 2026-09-03

Now you can just type it. Dictation was the only fast way in, and it is the wrong tool on a bus, in a shop, or next to someone sleeping. Write "coffee 1500, taxi 3500, groceries 12000" into the add bar and Obolos splits it into separate expenses for you to check before anything is saved. The microphone hasn't gone anywhere — it now sits inside the same field, so you can speak, read back what it heard, fix the word it got wrong, and only then send.

Smaller things in this release:

— A currency you can actually find: setup has a search field, the list leads with the dollar and the euro, and a phone set to won or dram opens on its own currency instead of leaving you to hunt for the checkmark.
— Setup shows how far you've got, and its steps move like pages.
— The setting for that add-bar button no longer calls it "Voice entry" or draws it as a microphone.

### 1.10.0 — 2026-09-02

The screen after a statement is read is now a list of what will happen. Corrections to operations you already have come first, with the old amount struck through; anything you don't want goes with a swipe and comes back from the pile below; the button names both numbers. Lines the bank gave no category to are added as they are.

An operation remembers where it happened. Its time is shown in the zone you recorded it in, and its day is fixed when you record it — an evening purchase abroad no longer lands under yesterday, and monthly totals no longer depend on where you opened the app. Everything recorded before this stays exactly where it was.

### 1.9.0 — 2026-08-28

The first one is on us. One statement, one multi-expense dictation and one receipt are read for free, without a subscription: the app shows what it does before it asks for anything — and it asks when you come back for a second one, not over the result it just handed you.

The price screen that opened right after signing up is gone. The app opens on the main screen, and the offer appears where you meet a paid feature.

The budgets button explains that budgets are Premium instead of opening an empty screen.

A new icon with a light and a dark variant. A category in a trip report opens to its operations. A trip's currency is chosen by search.

## Related topics

[obolo](https://appshunter.io/ios/topics/obolo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
