# OCash Mobile — Save & Grow Smartly

> Save & Grow Smartly (iPhone/iPad app by Optimum Innovations Limited.)

- Source: https://appshunter.io/ios/app/ocash-mobile/id6791730304 (this page in markdown: same URL + `.md`)
- Developer: [Optimum Innovations Limited](https://appshunter.io/developer/6791730306)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.6 · 124 MB
- Languages: American English
- Released: 2026-07-28
- Data updated: 2026-08-23
- User reviews in markdown: https://appshunter.io/ios/app/ocash-mobile/id6791730304/reviews.md

## What is OCash Mobile?

OCash Mobile is a savings and contribution platform that helps you save money through flexible contribution plans.

How it works:
1. Sign up with your phone number or email
2. Add your bank account details for payouts
3. Choose a contribution plan (amount and duration)
4. Make monthly contributions
5. Receive your savings + interest automatically at plan completion

Features:
• Contribution plans from ₦500 to ₦1,000,000
• Flexible durations: 2 to 24 months
• Competitive interest rates up to 10%
• Secure bank account verification via Monnify
• Multiple payment options: Bank Transfer, Card, USSD, Direct Debit
• Automatic payouts to your bank account
• Biometric authentication for quick login
• Real-time payment and payout notifications

OCash Mobile is a product of Optimum Innovations Limited, a registered technology company in Nigeria.

Download OCash Mobile today and start your savings journey!


## Version history (last 5 releases)

### 2.0.5 — 2026-08-21

Enhanced wallet withdrawal functionality to support both personal and third-party account transfers, ensuring funds are sent to the beneficiary's bank account when the user selects the 'Someone Else' option.

### 2.0.4 — 2026-08-19

Updated dashboard statistics view and improved the admin dashboard for a better admin experience.

### 2.0.2 — 2026-08-11

Wallet & Auto-Pay
• Fund wallet via Bank Transfer or Card
• Auto-pay deducts monthly contributions
• Works for active/inactive plans
• Withdraw to bank (₦15 fee) • Full history • Toggle on/off

### 2.0.1 — 2026-08-10

We've increased interest rates to 8% on all plans – earn more on your savings!

### 2.0.0 — 2026-08-01

Improved app update experience - users will now be notified when a new version is available.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*