# Ocean Financial FCU > Mobile banking app for checking accounts, bill pay, transfers, and remote deposits. (iPhone/iPad app by Ocean Financial FCU.) - Source: https://appshunter.io/ios/app/ocean-financial-fcu/id1192467658 (this page in markdown: same URL + `.md`) - Developer: [Ocean Financial FCU](https://appshunter.io/developer/437002989) - Category: Finance - Price: Free - Rating: 4.84/5 from 894 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 101 MB - Languages: English - Released: 2017-01-19 - Data updated: 2026-09-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ocean-financial-fcu/id1192467658/reviews.md ## What is Ocean Financial FCU? Ocean Financial Federal Credit Union’s FREE iPhone* mobile banking app allows you to: • Check Account Balances • View Account History • Pay Bills** • Transfer funds between accounts • Transfer funds to another OFFCU member*** • Deposit Checks Remotely • Person to Person (POP Money) • Use the locator to find the nearest surcharge-free ATM or Ocean Financial branch Once you’ve downloaded Ocean Financial Federal Credit Union’s mobile banking app, enroll yourself for Mobile Banking and start using the app. *Your mobile carrier may assess text messaging and/or web access charges. **Must be enrolled in Online Banking. ***Before making member to member transfers, authorization paperwork must be completed. ## Key features - Check account balances - View account history - Pay bills - Transfer funds - Remote check deposit - Find ATMs and branches ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/ocean-financial-fcu/id1192467658/reviews.md ### 5/5 — Best Bank *2026-08-11, version 26.1.30* Excellent ### 2/5 — Great Credit Union. App needs work *2024-11-19, version 24.2.50* App works, to a point. I have not received any notifications from this app in almost 6 months, even though I have notifications turned on. I’m quite disappointed that this has happened, because now I can’t track purchases as they happen. ### 3/5 — Convenient but needs a little updating *2019-04-26, version 18.4.50* Easy to transfer funds to different accounts. however the minimum balance due for each month on my car loan doesn’t drop to zero if I paid it. Just wish it would so it would be easier to keep track of ### 5/5 — Best Bank *2019-02-09, version 18.3.70* Best bank with the most amazing customer service. ### 4/5 — It works *2018-03-19, version 17.4.81* I use this app to check balances and deposit checks. I would like to have the option to search for a canceled check by check number. Can’t seem to do that now. ## Frequently asked questions about Ocean Financial FCU ### What can I do with the Ocean Financial FCU mobile app? The app allows you to check your account balances, view your transaction history, pay bills, transfer funds between your accounts, and even transfer funds to other members. You can also deposit checks remotely and locate the nearest surcharge-free ATM or Ocean Financial branch. ### Is the Ocean Financial FCU mobile app free to use? Yes, the app itself is free to download and use. However, your mobile carrier may assess text messaging and/or web access charges. Additionally, some features like bill pay require enrollment in Online Banking. ### What are the requirements to use the Ocean Financial FCU mobile app? To use the app, you need to be a member of Ocean Financial Federal Credit Union. You will also need to enroll for Mobile Banking. For features like bill pay, enrollment in Online Banking is a prerequisite. Member-to-member transfers require prior authorization paperwork. ### How do I deposit a check using the app? The app features remote check deposit functionality. Once enrolled in mobile banking, you can follow the in-app instructions to capture images of the front and back of your endorsed check to deposit it without visiting a branch or ATM. ### Can I transfer money to other Ocean Financial FCU members? Yes, you can transfer funds to another OFFCU member using the app. However, before making member-to-member transfers, you must complete the necessary authorization paperwork. This ensures security and compliance for these types of transactions. ## Version history (last 5 releases) ### 26.1.30 — 2026-07-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.2.100 — 2026-02-25 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.70 — 2025-12-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.30 — 2025-08-13 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 24.2.50 — 2024-11-18 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to Ocean Financial FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Big Island FCU](https://appshunter.io/ios/app/big-island-fcu/id1592580400) | 4.9 (258) | Free | Finance | | [OPPDEFCU Mobile Banking](https://appshunter.io/ios/app/oppdefcu-mobile-banking/id1460716981) | — | Free | Finance | | [Oswego County FCU Mobile](https://appshunter.io/ios/app/oswego-county-fcu-mobile/id554157761) | 5.0 (1) | Free | Finance | | [ORNL Federal Credit Union](https://appshunter.io/ios/app/ornl-federal-credit-union/id522257090) | 4.9 (22,439) | Free | Finance | | [Island Mobile Banking](https://appshunter.io/ios/app/island-mobile-banking/id1012549878) | 4.8 (3,089) | Free | Finance | | [OceanAir Mobile Experience](https://appshunter.io/ios/app/oceanair-mobile-experience/id1152470380) | 4.5 (1,039) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*