# Ocean State Credit Union

> Mobile banking app for checking balances, transfers, and branch locations. (iPhone/iPad app by Ocean State Credit Union.)

- Source: https://appshunter.io/ios/app/ocean-state-credit-union/id603243242 (this page in markdown: same URL + `.md`)
- Developer: [Ocean State Credit Union](https://appshunter.io/developer/603243245)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 750 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 165 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2013-03-18
- Data updated: 2026-09-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ocean-state-credit-union/id603243242/reviews.md

## What is Ocean State Credit Union?

With Ocean State Credit Union mobile app, you can check your available balances, make transfers between accounts, even locate the nearest Ocean State Union location by map – all right from your iPhone or iPad. It’s fast, convenient, and secure.

*Formerly Coventry Credit Union.

## Key features

- Check available balances
- Make transfers between accounts
- Locate nearest branch by map
- Fast, convenient, and secure access
- Formerly Coventry Credit Union

## What do users think of Ocean State Credit Union?

Overall sentiment: mixed

**Pros**

- 🚀 Easy money transfers between accounts
- 📱 Mobile check deposit functionality
- 💰 Real-time balance visibility
- 👍 Simple and intuitive user interface
- ✅ Reliable performance with minimal glitches
- 🔍 Transaction tracking and history
- 🏧 Surcharge-free ATM locator

**Cons**

- 💸 Excessive transfer fees
- 💸 High overdraft fees ($30)
- 💸 Unexplained maintenance fees ($5/month)
- ⏳ Notifications only work when app is open
- 🔄 Limited payment method options
- ⏳ Pending transactions not visible
- 🔄 Missing Apple Pay/digital wallet support
- 📊 No running total for transactions
- ⚠️ Outdated compared to competitors

**Commonly reported bugs**

- Unable to view credit card accounts on iOS
- Transfer function displays error messages
- Suspicious security alerts about stolen checks
- Auto-capture too sensitive to motion
- Application errors preventing transfers
- Email notifications require app login to function

**Most requested features**

- Pending transaction visibility
- Running total for account transactions
- Apple Pay and digital wallet integration
- PIN authentication option instead of password
- Electronic payment acceptance
- Push notifications that work without app login
- Credit card account access on iOS

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/ocean-state-credit-union/id603243242/reviews.md

### 1/5 — Glitches

*2026-06-30, version 2026.01*

Try to open app and it returns to home screen.  Takes several attempts before it goes to site.

### 2/5 — Crashes upon login

*2026-06-27, version 2026.01*

Now crashes upon login, has been doing so for around 2 months. Worked perfectly previously

### 1/5 — Trash

*2026-06-14, version 2026.01*

Keeps crashing

### 3/5 — Money

*2025-05-15*

U guys charge for transfers way to much it’s sick

### 3/5 — Pending transactions

*2024-12-31*

It’s 2025 we should be able to see transactions that are pending

### 4/5 — Great

*2024-12-12*

Update 12/2024: I only get the email notifications if I log into the app, which defeats the purpose of selecting to be notified when large deposits or debits occur. Very annoying.  
App works great. All I'd like to see added is a running total when looking at the account transactions.

### 1/5 — Bugs in app

*2024-05-22*

Unable to view my credit card account from iOS, must access from a computer and no way to report issues through the app

### 3/5 — Payment

*2022-03-10*

I’d be happier if they accepted electronic payments.

### 5/5 — Those over withdraw fees OSCU…

*2022-01-08*

I’ve been with OSCU since I first had a checking account because other banks were to expensive. Unfortunately this one has turned into those banks that are to expensive haha. 5$ a month for a maintenance fee but no one can tell me what exactly that’s for…yes I get “maintenance” but what is this maintenance I’m paying for. I don’t want it haha. then 30$ if you get an over withdraw…30…Doll Hairs. During COVID they made a ton of money off me, that’s depressing to think about. But luckily out of the ridiculous amount of money they made off me financially struggling during a pandemic I was able to reverse just 1, yes just one 30$ over withdrawal fee. I guess you can do this 1 time a year. Yippie!! So I went to citizens hahaha. They stop a charge before it over withdrawals. Luckily my business is back up and running and I’m making great money again, investments are through the roof. Thanks Citizens!!

### 5/5 — Auto capture

*2021-06-02*

The auto capture is much to sensitive to motion.

## Frequently asked questions about Ocean State Credit Union

### What can I do with the Ocean State Credit Union app?

The app allows you to check your available account balances, make transfers between your accounts, and locate the nearest Ocean State Credit Union branch using a map. It is designed to be fast, convenient, and secure for managing your finances.

### Is this app free to use?

Yes, the application is free to download and use. There are no direct costs associated with accessing your accounts or using its core features.

### What devices is the Ocean State Credit Union app compatible with?

The app is available for use on iPhone and iPad devices. Specific iOS version compatibility is not detailed but it is designed for these Apple mobile platforms.

### What are the main benefits of using this mobile banking app?

The primary benefits include the convenience of managing your finances from anywhere, checking balances quickly, easily transferring funds, and finding branch locations on the go. It prioritizes speed, convenience, and security.

### Is there any difference from the former Coventry Credit Union app?

The app formerly operated as Coventry Credit Union. While the name has changed, the core functionality for managing your accounts and accessing services remains consistent.

## Version history (last 5 releases)

### 2026.4.2.3 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-12

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.8 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Ocean State Credit Union

- [OSCU Card Mngr](https://appshunter.io/ios/app/oscu-card-mngr/id1584192815)

All apps by Ocean State Credit Union: https://appshunter.io/developer/603243245

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*