# Octopus Money Direct — Make your money go further > Mobile management for Stocks and Shares ISA, Investment Account, and Pension. (iPhone/iPad app by Virgin Money.) - Source: https://appshunter.io/ios/app/octopus-money-direct/id1665977448 (this page in markdown: same URL + `.md`) - Developer: [Virgin Money](https://appshunter.io/developer/485651918) - Category: Finance - Price: Free - Age rating: 17+ - Requires: iOS 15.1 · 25 MB - Languages: American English - Released: 2024-01-17 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/octopus-money-direct/id1665977448/reviews.md ## What is Octopus Money Direct? Make your money go further Your app is the quick and easy way to manage your Octopus Money Direct Stocks and Shares ISA, Investment Account and Pension. Whether you’re investing for a comfortable retirement, to give your children a financial head start in life or you’re just looking to grow your money, the app helps you stay on top of your investment goals and help make your money go further. We’ve designed it to be straightforward and smart – just like our investments and pensions. It’s packed full of handy features so you can see all your documents, get useful info and ask us a question, all from the palm of your hand. The app works hand-in-hand with our Online Service to make sure you’re in control of your money 24/7. Get to know our app • Check your funds’ performance while you’re on the go. See how your investments and pension have performed and all your transactions over the last 6 months. You can top up your payments too. • Quick and easy payments. Make the most of your investments and pension by topping up any time that suits you. All your documents, all in one place. See your statements and info about your account, all stored safely together. • Help is at hand. Get in touch using our secure message service, or click through to helpful info and articles – all with no jargon. • Keeps you safe and secure. With two-factor authentication, the app is the quickest way to identify yourself when signing into your Online service. So you know everything, from your personal info to your money, is safe. Don’t have an Octopus Money Direct Stocks and Shares ISA, Investment Account or Pension yet? Take a look at what we can do for you and your money at octopusmoneydirect.com Remember, the value of your investments can go up as well as down and you may get back less than you invest. ## Key features - Track fund performance - Make quick payments - Access all documents - Secure messaging support - Two-factor authentication - View transaction history ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/octopus-money-direct/id1665977448/reviews.md ### 1/5 — Can’t login *2026-07-11, version 5.0.12* Tried several times to login, my details are correct as they work online but not when trying to log in the app unfortunately ### 1/5 — Log in problems *2026-05-13, version 5.0.12* This app doesn’t work abroad. Took ages to initially set up. Called octopus again to set up. Still unable to log in. I’m done!! ### 1/5 — Crashes every time *2026-02-27, version 5.0.12* Never had a problem whilst on the old virgin app but now it keeps crashing and asking to log back in with pin. ### 1/5 — Login Problems *2026-02-18, version 5.0.12* Constant login problems repeatedly stopping me accessing either the app or the Internet a really bad piece of software. ### 4/5 — Simple and easy *2025-12-15, version 5.0.12* Easy to use app and like how it shows me how much money I’ve made in £ numbers ### 5/5 — Simple investment tracking *2025-12-12, version 5.0.12* I find this latest app easy to sign in with, and gives me a neat at a glance view of my portfolio. Functionality is limited to portfolio views, money in and out, and changing investments but that’s fine for what I need. ### 1/5 — Rubbish! *2025-09-12, version 3.0.8* It just doesn’t work. It locks you out after one attempt to access even when your secretary details are correct. I have not been able to access my accounts for days and there seems no way around it. The main virgin current account app works fine, so why is the investment app so poor? ### 1/5 — Can’t login *2025-08-28, version 3.0.8* I have just opened an ISA but can’t login to this app using the customer ID that I was given online. ### 1/5 — Poor app *2025-08-07, version 3.0.8* Can only install on one device at a time. I would like to use this on my tablet and my phone. I have several Virgin Money products, and this requires three separate apps to manage. Why can’t I manage all VM products from one app ? Only uses a small area of the screen on a tablet, phone format. ### 1/5 — App not working! *2025-07-03, version 2.3.12* The app has stopped working! I get to user name and password and it just freezes! Called up and no one seems to know why so I’ve given up!! ## Frequently asked questions about Octopus Money Direct ### What can I do with Octopus Money Direct? Octopus Money Direct allows you to manage your Stocks and Shares ISA, Investment Account, and Pension. You can check fund performance, make payments, view all your documents, and get support through a secure message service. ### Is Octopus Money Direct secure? Yes, Octopus Money Direct prioritizes security with two-factor authentication, making it the quickest way to identify yourself when signing into your Online service. This ensures your personal information and money are kept safe. ### Can I top up my investments with Octopus Money Direct? Yes, the app allows you to top up your payments for your investments and pension at any time that suits you, helping you make the most of your money. ### How often is Octopus Money Direct updated? The latest version of Octopus Money Direct is 5.0.12, last updated on December 1, 2025. Updates typically include new features, performance improvements, and security enhancements. ### What devices support Octopus Money Direct? Octopus Money Direct is available for iPhone and iPod devices, offering convenient mobile access to your financial accounts. ### What is the age rating for Octopus Money Direct? Octopus Money Direct has an age rating of 17+, indicating it is intended for adult users managing their investments and pensions. ### Does Octopus Money Direct have ads? No, Octopus Money Direct is ad-free, providing an uninterrupted experience for managing your financial accounts. ### Where can I find information about Octopus Money Direct investments? The app provides helpful information and articles without jargon. For more details about what Octopus Money Direct can do for your money, you can visit octopusmoneydirect.com. ## Version history (last 5 releases) ### 5.0.12 — 2025-12-01 Introducing the Octopus Money Direct app, the quick and easy way to manage your Octopus Money Direct Stocks and Shares ISA, Investment Account and Pension. ### 3.0.8 — 2025-07-29 Another round of behind the scenes improvements and bug fixes to make sure everything runs just-so. That's it for now. ### 2.3.12 — 2025-05-01 Another round of behind the scenes improvements and bug fixes to make sure everything runs just-so. That's it for now. ### 2.2.318 — 2024-04-22 Various tweaks and bug fixes to make the app better. ### 2.1.289 — 2023-12-14 Minor bug fixes that add to the app: - Quick and easy payments. Top up your investments and pensions when you like, where you like. - Help at hand. Get in touch with secure messaging, get answers to common questions and get jargon-free investments and pensions know-how. - Safe and secure. Two-factor authentication for Online Service sign in protects your personal info and your money. ## Apps similar to Octopus Money Direct | App | Rating | Price | Category | | --- | --- | --- | --- | | [Virgin Money Mobile Banking](https://appshunter.io/ios/app/virgin-money-mobile-banking/id1482269155) | 4.7 (290) | Free | Finance | | [Cynergy Bank Mobile Banking](https://appshunter.io/ios/app/cynergy-bank-mobile-banking/id1556024375) | — | Free | Finance | | [Monument Bank](https://appshunter.io/ios/app/monument-bank/id1556211953) | 4.9 (28) | Free | Finance | | [Investec UK](https://appshunter.io/ios/app/investec-uk/id1485392755) | — | Free | Finance | ## More apps by Virgin Money - [Virgin Money Credit Card](https://appshunter.io/ios/app/virgin-money-credit-card/id1435763477) - [Virgin Money Home Buying Coach](https://appshunter.io/ios/app/virgin-money-home-buying-coach/id1517785229) - [Sustainable Business Coach](https://appshunter.io/ios/app/sustainable-business-coach/id1573886481) All apps by Virgin Money: https://appshunter.io/developer/485651918 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*