# Octopus 八達通 > Mobile payment, transit card management, online bill payment, and prepaid cards. (iPhone/iPad app by Octopus Cards.) - Source: https://appshunter.io/ios/app/octopus/id1114430602 (this page in markdown: same URL + `.md`) - Developer: [Octopus Cards](https://appshunter.io/developer/880569113) - Category: Finance, Utilities - Price: Free - Rating: 4.70/5 from 2,452 App Store ratings · 232 written reviews indexed - Age rating: 4+ - Requires: iOS 16.2 · 490 MB - Languages: American English, Filipino, Indonesian, Chinese (Traditional, Taiwan) - Released: 2016-08-01 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/octopus/id1114430602/reviews.md ## What is Octopus 八達通? Take it easy with the Octopus App! Manage your everyday expenses – top up your Octopus cards, pay online, and reap additional rewards – all with your mobile! Services include: TOP UP YOUR OCTOPUS, CHECK EXPENSES AND COLLECT SUBSIDIES Go cashless and top up your own Octopus cards and even your family’s via Faster Payment System (FPS); check your card’s remaining value and spending records, and collect Public Transport Fare Subsidies GET MOBILE OCTOPUS FOR EXTRA EASE AND CONVENIENCE Add an Octopus to your iPhone or Apple Watch and reload anytime anywhere; style it with your favourite card images! PAY ONLINE WITH OCTOPUS, FOR TRANSPORT, RETAIL AND MORE Purchase MTR, KMB or Sun Ferry monthly pass without queuing; buy at popular online merchants such as supermarkets and fast food restaurants; even pay Government and telecom bills “DOOD REWARDS” PLATFORM – EVERYDAY REWARDS SUPERPOWER! Link your Octopus to wallet to start Dood Rewards and earn rewards effortlessly through everyday spending. Take on Mission and collect eStamps to unlock personalized offers, flash grab, rebate vouchers, and more exciting rewards! SHOP AROUND THE WORLD WITH OUR TWO PREPAID CARDS WITH EASE AND CONTROL Get our prepaid Mastercard and UnionPay QR instantly with just a few clicks. Octopus Mastercard can be used at all online merchants that accept Mastercard; you can also add it to Apple Pay to tap your mobile to pay around the world. Octopus UnionPay QR lets you pay at over 30 million merchants on the Mainland and beyond. You can top up the prepaid cards via FPS to control how much you spend, set daily and per transaction limits, or even turn them off to prevent unauthorized transactions. For more details, please visit www.octopus.com.hk/octopusapp Licence Number: SVF0001 ## Key features - Top up Octopus cards - Check expenses and subsidies - Mobile Octopus for iPhone/Apple Watch - Online payments for transport and retail - Earn rewards and eStamps - Prepaid Mastercard and UnionPay QR cards - Spending control and limits ## What do users think of Octopus 八達通? Overall sentiment: negative **Pros** - ⭐ Convenient and easy to use - 🚀 Seamless integration with Apple Pay - 💳 Ability to manage digital Octopus card **Cons** - 🐛 Frequent app crashes and bugs - 🔒 Concerns over personal data collection - 📱 Incompatibility with older devices and iOS versions - 💳 Inability to transfer physical Octopus card to app - 🤖 Poor user experience and confusing interface **Commonly reported bugs** - Password-related issues (unable to confirm, length limits) - Inconsistent behavior when topping up Octopus wallet - HKID verification process not working reliably - Inability to transfer physical Octopus card to app **Most requested features** - Allow registration with non-Hong Kong phone numbers - Provide option to directly top up Octopus card without wallet - Implement NFC support for seamless tap-and-go payments - Improve transaction history and financial management features ## Recent user reviews (10 of 232) All indexed reviews: https://appshunter.io/ios/app/octopus/id1114430602/reviews.md ### 1/5 — Why demand a phone system *2026-07-20* How can you demand a phone system update just to update an app?？？so it means if I don’t want to update the system and don’t have money to change another new phone then I just can’t octopus ?! How many money you receive from Apple ? ### 1/5 — 日韓用的廢 Apps *2026-07-07, version 9.46.0* 係韓國首爾塔 人家接受 PayPay （日本） 但偏偏 Octopus 強制要求定位後 顯示只能在日本才能開啟 PayPay 付款 廢到無倫 ### 1/5 — Octopus in Japan *2026-06-20, version 9.45.0* 1. 在日本用左一週 自己統計過 大統有32%係唔收 PayPay 既 情況等如八達通在香港 收高昂手續費 人家商戶咪唔用你 PayPay / Octopus 2. 用到 PayPay 既大小商家 佢既 Octopus 錢包兌換率 小心對過 好過係香港既「小女孩」 更加唔駛講 兌換率 更加好過所有香港既傳統銀行 3. 已經使用 KDDI 但係 Octopus 係有經常性開唔到 Apps 既情況 已經係在大城市嘟攪成咁 千祈唔好推落網絡商身上 4. 下下要用密碼先開到 Octopus 篡幾煩 架床疊屋 完 ### 5/5 — 好用 *2026-05-26, version 9.43.1* 好用 ### 1/5 — WHAT!? *2026-05-15, version 9.43.1* As of May 2026, the Octopus app remains one of the most behind-the-times payment systems I use. Even though iPhones now support 10+ Apple Watches, Octopus forces you to choose only one. Activating it on my second watch immediately disables it on the first. This "one-watch-only" policy is archaic and makes managing multiple devices a total nightmare. Extremely disappointed with the lack of progress. ### 5/5 — Mr Vlad *2026-05-10, version 9.42.0* Great card,easy to use ### 1/5 — Trash *2026-05-04* 身份證認證=反智，根本scan唔到 ### 5/5 — 方便靈活 *2026-05-03, version 9.42.0* 方便靈活 ### 1/5 — 垃圾 *2026-04-01, version 9.40.0* 難用到飛起 ### 2/5 — 注册女儿学生八达通 *2026-02-27* 拍照和支付环节耗费了太多时间 ## Frequently asked questions about Octopus 八達通 ### What can I do with the Octopus App? The Octopus App allows you to manage your Octopus cards, including topping them up and checking your spending history. You can also use it to pay bills online, purchase monthly passes for public transport, and shop at various online merchants. The app also offers prepaid cards for international use and a rewards program. ### How do I get a mobile Octopus? You can add an Octopus to your iPhone or Apple Watch directly within the app. This allows you to reload your mobile Octopus anytime and anywhere, offering extra ease and convenience for your daily commute and payments. ### What are the prepaid cards offered by Octopus? The app provides two prepaid cards: Octopus Mastercard and Octopus UnionPay QR. The Mastercard can be used at any online merchant accepting Mastercard and can be added to Apple Pay. The UnionPay QR card allows payments at over 30 million merchants in Mainland China and beyond. ### Can I control spending with the prepaid cards? Yes, you have full control over your spending with the prepaid cards. You can top them up via FPS, set daily and per-transaction limits, or even temporarily disable the cards to prevent unauthorized transactions, ensuring secure and controlled spending. ### Is the Octopus App free to use? The Octopus App itself is free to download and use. While the core services are free, there are in-app purchases related to the prepaid cards and potentially other premium features or services that may incur costs. ## Version history (last 5 releases) ### 9.49.0 — 2026-08-18 The Automatic Add Value Service (via FPS) has introduced multiple new features. Activate them now. ### 9.48.0 — 2026-08-04 The Automatic Add Value Service (via FPS) has introduced multiple new features. Activate them now. ### 9.47.0 — 2026-07-22 Brand new Dood Rewards - Unlock your Everyday Rewards Superpower! ### 9.46.0 — 2026-07-01 Brand new Dood Rewards - Unlock your Everyday Rewards Superpower! ### 9.45.0 — 2026-06-11 User experience enhancements and bug fixes ## Apps similar to Octopus 八達通 | App | Rating | Price | Category | | --- | --- | --- | --- | | [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance | | [AlipayHK](https://appshunter.io/ios/app/alipayhk/id1210638245) | 2.8 (112) | Free | Finance | | [PayMe by HSBC](https://appshunter.io/ios/app/payme-by-hsbc/id1184264977) | 4.6 (2,554) | Free | Finance | | [ZA Bank](https://appshunter.io/ios/app/za-bank/id1477150600) | 4.8 (3,738) | Free | Finance | | [BOCHK 中銀香港](https://appshunter.io/ios/app/bochk/id1534534188) | 4.8 (6,620) | Free | Finance | | [HSBC HK Mobile Banking](https://appshunter.io/ios/app/hsbc-hk-mobile-banking/id1164066737) | 4.7 (11,877) | Free | Finance | ## More apps by Octopus Cards - [Octopus for Business](https://appshunter.io/ios/app/octopus-for-business/id1306589192) - [Octopus for Tourists](https://appshunter.io/ios/app/octopus-for-tourists/id1505492952) All apps by Octopus Cards: https://appshunter.io/developer/880569113 ## Related topics [octopus](https://appshunter.io/ios/topics/octopus) · [octopus card hong kong](https://appshunter.io/ios/topics/octopus-card-hong-kong) · [octopus card](https://appshunter.io/ios/topics/octopus-card) · [hong kong](https://appshunter.io/ios/topics/hong-kong) · [octopus for tourists](https://appshunter.io/ios/topics/octopus-for-tourists) · [octopus tourist](https://appshunter.io/ios/topics/octopus-tourist) · [iam smart](https://appshunter.io/ios/topics/iam-smart) · [mtr mobile](https://appshunter.io/ios/topics/mtr-mobile) · [sosim](https://appshunter.io/ios/topics/sosim) · [hong kong observatory](https://appshunter.io/ios/topics/hong-kong-observatory) · [my observatory](https://appshunter.io/ios/topics/my-observatory) · [octopus cards](https://appshunter.io/ios/topics/octopus-cards) · [octopus card for tourists](https://appshunter.io/ios/topics/octopus-card-for-tourists) · [tourist octopus card](https://appshunter.io/ios/topics/tourist-octopus-card) · [mtr](https://appshunter.io/ios/topics/mtr) · [hk observatory](https://appshunter.io/ios/topics/hk-observatory) · [hkbu](https://appshunter.io/ios/topics/hkbu) · [octopus customer display](https://appshunter.io/ios/topics/octopus-customer-display) · [octupus tourist](https://appshunter.io/ios/topics/octupus-tourist) · [wechat pay hk](https://appshunter.io/ios/topics/wechat-pay-hk) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*