# OFBank Mobile Banking

> Mobile banking app for account management, fund transfers, bill payments, and loan applications. (iPhone/iPad app by Land Bank of the Philippines.)

- Source: https://appshunter.io/ios/app/ofbank-mobile-banking/id1396335444 (this page in markdown: same URL + `.md`)
- Developer: [Land Bank of the Philippines](https://appshunter.io/developer/950232161)
- Category: Finance
- Price: Free
- Rating: 2.60/5 from 32 App Store ratings · 139 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 76 MB
- Languages: American English
- Released: 2018-07-31
- Data updated: 2026-08-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ofbank-mobile-banking/id1396335444/reviews.md

## What is OFBank Mobile Banking?

Enjoy banking convenience anytime, anywhere through your mobile device with the OFBank Mobile Banking App. Enjoy a wide range of features using your Internet Banking account.

FEATURES
• View balances and monitor transactions of your accounts
• Transfer funds to other OFBank and LANDBANK accounts, or to other banks via InstaPay. Use QR codes for quicker, more accurate transfers.
• Pay bills to more than 80 merchants
• Purchase Retail Treasury Bonds (RTBs)
• Protect your ATM card with Mobilock
• Withdraw from any LANDBANK ATM without your card via Cardless Withdrawal
• Apply for housing and small business loans
• One-Time PIN (OTP) Generator provides instant, secured OTP authentication 

SECURITY FEATURES
• Email confirmation for each successful financial transaction
• One-Time PIN authentication for sensitive transactions
• SSL certificate enables end-to-end encryption

For more information, visit https://www.ofbank.com.ph.

## Key features

- View account balances and transactions
- Transfer funds via InstaPay and QR codes
- Pay bills to over 80 merchants
- Purchase Retail Treasury Bonds
- Cardless ATM withdrawals
- Apply for loans
- One-Time PIN (OTP) Generator

## Recent user reviews (10 of 139)

All indexed reviews: https://appshunter.io/ios/app/ofbank-mobile-banking/id1396335444/reviews.md

### 1/5 — Error

*2026-04-10, version 2.21.1*

Hindi ko maview yung aking account palaging “dormant” nkalagay.
Anu to??? Palagi na lng ah.. Last month gnun din. Then pag nagemail nmn error. Paki-aus nmn Oh!!!

### 1/5 — No Option for Forgotten Username

*2026-02-01, version 2.21*

I cannot access my account because I forgot my username. I thought I have a screenshot. Totally my fault. Don’t know what to do now.

### 1/5 — As of Jan2026

*2026-01-16*

The app is garbage!  My wife and I tried to do the 1st step of creating an account and it kicks us out with a session timeout message every single time, don't waste your time!  Go get the BDO or BPI apps instead!

**Developer response:** Hi! We're sorry for the inconvenience. There may have been an intermittent network connection, but at this time, ATM and digital banking services are available. You may try performing your transaction again. Please make sure that only one connection (Wi-Fi or Mobile Data) is active at a time. Thank you.

### 3/5 — OTP

*2026-01-12, version 2.20.1*

There’s always a problem receiving an otp.

### 1/5 — Fix it

*2025-12-18, version 2.20.1*

If there were an option to give a negative star rating, I would give it. Every time I transfer money to another account using this app, it crashes. I have to log in again and again and again. Because of this, I need to hurry when entering the account number, instead of being able to double-check it. If I try to check whether the account number is correct, the app crashes and I have to log in all over again.

IT team, please fix this issue.

### 1/5 — Easily the worst banking app

*2025-10-13*

This app won’t even let you open an account with the bank. I get kicked out and it tells me that my internet is slow (it’s not) or I haven’t signed in for awhile. It’s like you have people who want to give them money and put money in the country but I guess they’re not interested.

**Developer response:** Hi! We're sorry for the inconvenience. There may have been an intermittent network connection, but at this time, ATM and digital banking services are available. You may try performing your transaction again. Please make sure that only one connection (Wi-Fi or Mobile Data) is active at a time. Thank you.

### 3/5 — Otp problem

*2025-09-27, version 2.20*

Why I can’t receive otp when I open my mobile app? Fix this please

### 1/5 — Email address cannot be found

*2025-08-28, version 2.19*

Hnd qna ma open wla n old no. Q hnd q ma retrieve sa new phone dahil sa old no. Wla din sa aps pag palit ng new no. Awit 
Wla nadin mapag emailan hnd n nag exists ung email n nasa aps kya hnd n makapag send ng problema

### 1/5 — I was charged 50.98 sar by apple bill for downloading this app

*2025-07-05, version 2.18*

Why do I have to pay 50.98 saudi riyals for downloading this app? I was automatically charged after downloading it.

### 3/5 — I cant update

*2025-05-15, version 2.18*

I can’t update to latest version of the app…its just not downloading…

## Frequently asked questions about OFBank Mobile Banking

### What can I do with the OFBank Mobile Banking App?

The app allows you to view your account balances and monitor transactions, transfer funds to other OFBank, LANDBANK, or other banks via InstaPay, pay bills to over 80 merchants, purchase Retail Treasury Bonds, protect your ATM card with Mobilock, and withdraw from LANDBANK ATMs without your card. You can also apply for housing and small business loans.

### How secure is the OFBank Mobile Banking App?

The app employs robust security features including email confirmation for every successful financial transaction, One-Time PIN (OTP) authentication for sensitive transactions, and SSL certificate for end-to-end encryption to protect your data and financial activities.

### Is the OFBank Mobile Banking App free to use?

Yes, the OFBank Mobile Banking App is free to download and use. There are no charges associated with downloading or using the core banking features of the application.

### What are the requirements to use the OFBank Mobile Banking App?

To use the OFBank Mobile Banking App, you need an existing Internet Banking account with OFBank. The app is compatible with mobile devices and requires an internet connection to function.

### Can I transfer money to other banks using this app?

Yes, you can transfer funds to other OFBank and LANDBANK accounts, as well as to other banks via InstaPay. The app also supports QR code transfers for quicker and more accurate transactions.

## Version history (last 5 releases)

### 2.24.1 — 2026-08-24

This version includes performance improvements and minor fixes.

### 2.24 — 2026-07-18

Experience enhanced security and greater control with the latest OFBANK Mobile Banking App update.

Manage your cards better, report lost or stolen cards and fraudulent transactions in-app, and use new AFASA-compliant features: Lock My Access, Money Lock, Customized Transaction Limits, and Transaction Pause Period. Plus, verify your identity faster with PhilSys eVerify.

Update now for safer, more convenient mobile banking powered by OFBANK.

### 2.23.1 — 2026-05-13

This version includes performance improvements and minor fixes.

### 2.23 — 2026-05-11

This version includes performance improvements and minor fixes.

### 2.22 — 2026-05-04

This version includes performance improvements and minor fixes.

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## More apps by Land Bank of the Philippines

- [LANDBANK Mobile Banking](https://appshunter.io/ios/app/landbank-mobile-banking/id950232162)

All apps by Land Bank of the Philippines: https://appshunter.io/developer/950232161

## Related topics

[ofbank mobile banking](https://appshunter.io/ios/topics/ofbank-mobile-banking) · [ofbank](https://appshunter.io/ios/topics/ofbank) · [overseas filipino bank](https://appshunter.io/ios/topics/overseas-filipino-bank) · [land bank of the philippines](https://appshunter.io/ios/topics/land-bank-of-the-philippines)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*