# Offin: Offline Expense Tracker — Bank Statement Import, Private

> Private iPhone expense tracker with AI categorization and no bank login. (iPhone/iPad app by RADIX IT TECH INC.)

- Source: https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529 (this page in markdown: same URL + `.md`)
- Developer: [RADIX IT TECH INC](https://appshunter.io/developer/6778635367)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 38 MB
- Languages: American English
- Released: 2026-08-21
- Data updated: 2026-09-26
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529/reviews.md

## What is Offin?

Offin is a private budget and expense tracker that runs 100% on your iPhone. 

Import your bank statements as PDF or CSV — on-device AI categorizes months of history in seconds. No bank login. No subscription.

PAY ONCE. OWN IT FOREVER.
No monthly fees, no annual renewals, no "premium" upsell. One purchase unlocks everything, for life.

STOP TYPING TRANSACTIONS BY HAND
Other trackers make you enter every coffee manually. Offin gives you four faster ways in:
→ Import bank statements — drop in PDF or CSV statements from your bank and watch months of history appear in seconds.
→ Tap with Apple Pay — purchases logged automatically via Shortcuts. No bank link, no credentials shared.
→ Just say it — voice input turns "twelve dollars at Chipotle" into a categorized transaction.
→ Type it — quick manual entry when you want it.

AI THAT WORKS WITHOUT THE INTERNET
Offin categorizes every transaction with an on-device machine learning model built for US spending — and uses Apple Intelligence on supported iPhones. Nothing ever leaves your phone. Don't agree with a category? Create your own categories and set custom rules, and Offin follows your system automatically from then on.

SEE EXACTLY WHERE YOUR MONEY GOES
→ Net worth graph, daily spending, and monthly reviews on one home screen
→ Budgets with live progress
→ Upcoming bills and cash flow, so nothing surprises you
→ Insights with spending and savings charts, top merchants, and trends
→ Every account in one activity feed with powerful search and filters
→ Detailed per-account views

PRIVATE BY ARCHITECTURE, NOT BY PROMISE
Most finance apps ask you to hand over your bank credentials to a third-party aggregator. Offin never connects to your bank at all. Your data lives in one place — your phone — protected by Face ID. It works with no internet connection, because it never needs one.

WHO IT'S FOR
Anyone who wants a real budget and expense tracker without surrendering bank logins, paying rent on their own data, or becoming the product.

Download Offin. Import a statement. Know your money in five minutes.

## Key features

- On-device AI transaction categorization
- Import bank statements (PDF/CSV)
- Apple Pay transaction logging
- Voice input for transactions
- Customizable categories and rules
- Net worth, spending, and budget tracking
- Offline functionality

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Unlock | $9.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529/reviews.md

### 5/5 — Best Privacy Finance app ever

*2026-09-12*

I’ve really enjoyed using this app because it gives me a clear view of my money without making me feel like I’m handing over my financial life. It can read my bank statements offline, which feels much more private and reassuring. It also makes it easy to see exactly where my money is going—without overwhelming charts or confusing categories. Simple, thoughtful, and genuinely useful for staying on top of spending.

### 5/5 — So easy to use

*2026-08-26*

I used to dread going through my statements at the end of the month. Now I just upload my bank statement and Offin sorts everything for me in a few seconds. I set up a few rules for the places I shop at most, and after that it pretty much runs itself. Every month my spending is nicely organized. It's exactly the money app I always wanted.

## Frequently asked questions about Offin

### How does Offin categorize my transactions?

Offin uses an on-device machine learning model, built for US spending, to automatically categorize transactions. It also leverages Apple Intelligence on supported iPhones. You can create custom categories and rules for personalized categorization.

### Does Offin require a bank login?

No, Offin does not require any bank login or credentials. It offers multiple secure ways to input transactions, including importing bank statements, Apple Pay integration, voice input, and manual entry.

### Is Offin a subscription app?

No, Offin is a one-time purchase app. You pay once to own it forever, with no monthly fees, annual renewals, or "premium" upsells. This unlocks all features for life.

### Can I use Offin without an internet connection?

Yes, Offin is designed to work 100% offline. Its on-device AI and data storage mean it never needs an internet connection to function, ensuring your financial data remains private.

### What devices does Offin support?

Offin is available on Mac, iPhone, and iPad, allowing you to manage your finances across your Apple ecosystem.

### How often is Offin updated?

The latest version of Offin is 1.0.2, and it was last updated on September 3, 2026. Updates typically include new features, performance improvements, and bug fixes.

### What is the age rating for Offin?

Offin has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

### How secure is my data with Offin?

Offin prioritizes privacy by design. Your financial data is stored exclusively on your iPhone and protected by Face ID. No data ever leaves your device, and it never connects to your bank.

## Version history (last 4 releases)

### 1.0.3 — 2026-09-11

14-day free trial
The trial is now 14 days instead of 3, so you can import a full statement, watch a budget run for a few weeks, and see a complete monthly review before deciding anything.

Offin is still a one-time purchase covering iPhone, iPad and Mac, with no account and no data leaving your device.

### 1.0.2 — 2026-09-03

- Minor bug fixes

### 1.0.1 — 2026-08-26

- Important security fixes

### 1.0.0 — 2026-08-21

No release notes.

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| [Ponder: AI Budget & Finance](https://appshunter.io/ios/app/ponder-ai-budget-and-finance/id6765503315) | 5.0 (5) | Free | Finance |
| [Daily Spending Planner](https://appshunter.io/ios/app/daily-spending-planner/id6760468849) | 5.0 (2) | Free | Finance |

## More apps by RADIX IT TECH INC

- [AI Note Taker: Loki Notes](https://appshunter.io/ios/app/ai-note-taker-loki-notes/id6791863332)

All apps by RADIX IT TECH INC: https://appshunter.io/developer/6778635367

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-26.*