# OffRisk: Expense Tracker — Budget, Spending & Savings

> AI-powered expense tracker, budget planner, and financial education assistant. (iPhone/iPad app by Leonel Osuna.)

- Source: https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595 (this page in markdown: same URL + `.md`)
- Developer: [Leonel Osuna](https://appshunter.io/developer/1868258573)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 72 MB
- Languages: American English
- Released: 2026-09-18
- Data updated: 2026-10-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595/reviews.md

## What is OffRisk?

Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit.

▸ LOG IT IN SECONDS
Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget.

▸ BUDGETS THAT ACTUALLY WORK
Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day.

▸ UNDERSTAND YOUR MONEY
Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language.

▸ SCAN AND DONE
Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI.

▸ LEARN AS YOU GO
An AI financial education assistant answers your questions, runs projections and helps you build better habits.

▸ YOUR PRIVACY FIRST
Your receipt photos are never stored — they're processed and discarded instantly.

▸ AND MORE
• Automatic recurring payments (rent, subscriptions, paycheck, etc)
• Multi-currency support
• Export your transactions to CSV
• Available in English and Spanish

—— OFFRISK PRO ——
Unlock recurring payments, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial.
• Monthly or yearly auto-renewing subscription.

Start free today and find out where your money is really going.

Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.

## Key features

- Instant expense and income logging
- AI-powered receipt scanning
- Customizable budget limits
- Visual spending analytics
- AI financial education assistant
- Home Screen widget for balance check

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| OffRisk Pro — Monthly Plan | $2.99 | per month |
| OffRisk Pro — Annual Plan | $24.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595/reviews.md

### 4/5 — Modo oscuro

*2026-09-19*

Creo que deberían añadir el modo oscuro a la app

## Frequently asked questions about OffRisk

### What is OffRisk?

OffRisk is a finance app designed to help users track expenses, create budgets, and understand their spending habits. It offers AI-powered features like receipt scanning and financial education to assist users in managing their money.

### Is OffRisk free to use?

Yes, OffRisk offers a free version that allows users to start tracking their expenses and budgeting. Additional features are available through the OffRisk Pro subscription.

### What are the subscription options for OffRisk Pro?

OffRisk Pro offers monthly and annual subscription plans. The monthly plan costs $2.99 per month, and the annual plan is $24.99 per year. Both plans include a 7-day free trial.

### Does OffRisk have ads?

No, OffRisk does not contain advertisements. The app is free to use with optional in-app purchases for premium features.

### What devices does OffRisk support?

OffRisk is currently available for iPhone. It is designed to integrate with iOS features like Back Tap and Home Screen widgets.

### How does OffRisk handle receipt scanning?

OffRisk uses AI to scan receipts, extracting the amount, category, and date automatically. Your receipt photos are processed and discarded instantly to ensure your privacy.

### Can OffRisk help me save money?

Yes, OffRisk helps users save money by providing clear insights into spending patterns, allowing them to set budgets, and track progress towards savings goals. The AI financial education assistant can also offer guidance on building better financial habits.

### How often is OffRisk updated?

OffRisk was last updated on September 18, 2026, with version 1.0.0. This indicates it is a relatively new application, and updates are expected to continue.

## Version history (last 1 release)

### 1.0.0 — 2026-09-18

No release notes.

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## More apps by Leonel Osuna

- [RAIVAL Gym Streak App](https://appshunter.io/ios/app/raival-gym-streak-app/id6757682926)

All apps by Leonel Osuna: https://appshunter.io/developer/1868258573

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*