# ohmycoin-AI Spending Tracker — Budget, Expenses & Receipts > AI-powered expense tracker for budgeting, subscriptions, and spending insights. (iPhone/iPad app by 子恒 钟.) - Source: https://appshunter.io/ios/app/ohmycoin-ai-spending-tracker/id6775949566 (this page in markdown: same URL + `.md`) - Developer: [子恒 钟](https://appshunter.io/developer/6775881472) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 102 MB - Languages: American English, Chinese (Simplified, China) - Released: 2026-10-15 - Data updated: 2026-10-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/ohmycoin-ai-spending-tracker/id6775949566/reviews.md ## What is ohmycoin? Track every expense in seconds. Type it on a fast keypad, say it out loud, or snap the receipt, and ohmycoin turns it into a clean record. Budgets, charts and AI insights show where your money goes, in any currency. FAST EXPENSE ENTRY • One compact sheet for amount, title, category, payment method, currency and note • Repeat any expense weekly, monthly, quarterly or yearly: rent, transit passes, bills • Add expenses from Siri and Shortcuts • An optional daily reminder, only on days you haven't logged anything AI THAT DOES THE TYPING (Coin Pro) • Scan or upload a receipt and get a ready-to-save expense draft • Screenshot a bank or wallet history and get one draft per transaction, with a swipe to review each • Hold the + button and speak, in English or Chinese • Ask Insights: ask questions about your spending in plain language • Smart Insights cards written by on-device Apple Intelligence on supported devices SEE WHERE YOUR MONEY GOES • Home shows your monthly total, spending pace and weekly category rings, plus a chart or spending heatmap • Analytics by week, month, quarter or year: category and payment-method breakdowns, daily averages and activity charts • Spending Prediction estimates where this month will land against your budget • Monthly budgets with a daily allowance and budget history SUBSCRIPTIONS AND BILLS • Track weekly, monthly, quarterly and annual subscriptions; past renewals fill in automatically • Give each one a plain icon, a matching App Store icon, or your own photo • Spending and Subscription Calendars (Coin Pro) MULTI-CURRENCY • Each expense keeps its own currency, and totals convert to your display currency • Built-in exchange rates work offline; Sign in with Apple to get live rates daily MAKE IT YOURS • Custom categories, payment methods, colors and icons • Alternate app icons, light and dark mode, iPhone and iPad • Home Screen and Lock Screen widgets, including one-tap Common Expenses (Coin Pro) PRIVATE BY DESIGN • Local-first: your records are stored on your device • No account required. Sign in with Apple only for Coin AI and live rates • iCloud Sync across your devices (Coin Pro) • Export all your data to a file at any time; importing merges without overwriting your edits COIN PRO Coin Pro unlocks receipt and screenshot scanning, voice entry, Ask Insights, Apple Intelligence Smart Insights, the Spending and Subscription Calendars, the hourly activity chart, widgets and iCloud Sync. Coin AI features include up to 30 requests a day. Coin Pro is an auto-renewing subscription, billed weekly or monthly. The monthly plan includes a 3-day free trial for eligible new subscribers. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and your account is charged for the renewal within the 24 hours before the period ends. You can manage or cancel your subscription in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.ijustinz.com/coin/privacy ## Key features - Fast expense entry (keypad, voice, receipt scan) - AI-powered insights and spending analysis - Budget creation and tracking - Subscription and bill management - Multi-currency support - Customizable categories and appearance - Local-first data storage and iCloud Sync ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Coin Pro Monthly | $1.99 | per month | | Coin Pro Weekly | $0.59 | per 7 days | ## Is ohmycoin safe? Not enough ratings yet to assess ohmycoin. ## Is ohmycoin legit? ohmycoin-AI Spending Tracker has limited verification signals. The AppsHunter Legitimacy Score for ohmycoin is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/ohmycoin-ai-spending-tracker/id6775949566/reviews.md ### 5/5 — Great app! *2026-10-17* I’ve been using this app for a couple months now and it is significantly better than my previous spending tracker apps. The AI screenshot expense feature is incredibly handy and the visualizations are super easy to follow. Absolutely recommended! **Developer response:** Thank you for sticking with me all the way from TestFlight to the App Store! 🙌 So glad it's been helpful! ## Frequently asked questions about ohmycoin ### How does ohmycoin help me track expenses? ohmycoin offers multiple fast entry methods including typing on a keypad, speaking expenses aloud in English or Chinese, and scanning receipts. It then categorizes these expenses to provide clear insights into your spending habits. ### What are the benefits of Coin Pro? Coin Pro unlocks advanced features like receipt and screenshot scanning for automatic expense drafting, voice entry, AI-powered 'Ask Insights', Apple Intelligence Smart Insights, spending and subscription calendars, and iCloud Sync across devices. ### Is ohmycoin secure and private? Yes, ohmycoin is designed with privacy in mind, featuring local-first data storage meaning your records are primarily on your device. An account is not required unless you opt-in for Coin AI features or live rates via Sign in with Apple. ### How does the subscription model for Coin Pro work? Coin Pro is an auto-renewing subscription available weekly or monthly. New eligible subscribers can enjoy a 3-day free trial for the monthly plan. You can manage or cancel your subscription through your App Store account settings. ### Can ohmycoin handle multiple currencies? Yes, ohmycoin supports multi-currency tracking. Each expense can be recorded in its own currency, and totals are converted to your preferred display currency using built-in offline exchange rates or live rates when signed in with Apple. ### How often is ohmycoin updated? The app was last updated on October 29, 2026, with version 1.1.7. This indicates a recent update, suggesting ongoing development and support for the application. ### What devices is ohmycoin available on? ohmycoin is available for iPhone and iPad, offering a consistent experience across Apple devices. It also supports Home Screen and Lock Screen widgets for quick access to common expenses. ### What is the age rating for ohmycoin? ohmycoin has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content is appropriate for young children and older audiences. ## Version history (last 3 releases) ### 1.1.7 — 2026-10-29 New in this version: • Added iPhone Duo support. • Added landscape mode support for all iPhones. • Added support for all 150 currencies worldwide. • Implemented Apple Pay automation. • Refined AI Draft card design. • Redesigned the fetched currency page. • Improved and polished the UI app-wide. • Fixed some known issues. ### 1.1.6 — 2026-10-19 New in this version: • Added upcoming expenses cards. • Added repeating expense settings page. • Added repeating expense filter. • Added screen capture setup guide. • Implemented flexible sheet heights. • Implemented shrinking navigation bar. • Implemented background app refresh. • Fixed some known bugs ### 1.1.5 — 2026-10-16 No release notes. ## Apps similar to ohmycoin | App | Rating | Price | Category | | --- | --- | --- | --- | | [Deep Simplicity Core](https://appshunter.io/ios/app/deep-simplicity-core/id6770082629) | — | Free | Finance | | [Fen: Finance Tracker](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976) | 4.8 (5) | Free | Finance | | [AI Receipt Scanner: Receeto](https://appshunter.io/ios/app/ai-receipt-scanner-receeto/id6760256602) | 4.8 (20) | Free | Finance | | [Luna - Budgeting App](https://appshunter.io/ios/app/luna-budgeting-app/id6504741176) | 4.6 (20) | Free | Finance | | [Manage Personal Finances: Numi](https://appshunter.io/ios/app/manage-personal-finances-numi/id1636232810) | 4.6 (10) | Free | Finance | | [Money Manager (Remove Ads)](https://appshunter.io/ios/app/money-manager-remove-ads/id564730202) | 4.8 (2,973) | $5.99 | Finance | ## More apps by 子恒 钟 - [ohmybody-Readiness & Fitness](https://appshunter.io/ios/app/ohmybody-readiness-and-fitness/id6776044082) All apps by 子恒 钟: https://appshunter.io/developer/6775881472 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*