# Old West FCU Mobile

> Consolidated financial account management and bill payment tool. (iPhone/iPad app by Old West Federal Credit Union.)

- Source: https://appshunter.io/ios/app/old-west-fcu-mobile/id876560014 (this page in markdown: same URL + `.md`)
- Developer: [Old West Federal Credit Union](https://appshunter.io/developer/876560017)
- Category: Finance
- Price: Free
- Rating: 4.69/5 from 684 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 74 MB
- Languages: English
- Released: 2014-05-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/old-west-fcu-mobile/id876560014/reviews.md

## What is Old West FCU Mobile?

Old West FCU Mobile is a free mobile decision-support tool that gives you the ability to view all of your financial accounts, including third-party credit cards and accounts from external institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with all the tools you need to manage your personal finances on the go.

**FEATURES**
All Bank Accounts in One Place: View all of your financial information (balances, transaction history, upcoming bills, spending insights) across all your accounts in one place.

Bill Discovery: The app will automatically identify bills within your list of transactions and display a reminder to you when upcoming bills are due.

Bill Pay: Quickly, easily and securely pay your bills using the integrated bill pay feature.

Account-to-Account Transfers: Move money between accounts while on the go.

Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills.

Add Tags, Notes, Images: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what they’re looking for when searching through your finances.

Contact: Locate ATMs or branches and contact Old West FCU customer service directly from the app.

**SAFE AND SECURE**
The app also features a unique 4-digit passcode setting that prevents unauthorized access.

**GETTING STARTED**
To use Old West FCU Mobile, you must be enrolled as a Old West FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking username and password. After successfully login to the app, your accounts and transactions will begin updating.

## Key features

- All bank accounts in one place
- Bill discovery and reminders
- Integrated bill pay
- Account-to-account transfers
- Customizable alerts and notifications
- Add tags, notes, and images to transactions

## What do users think of Old West FCU Mobile?

Overall sentiment: mixed

**Pros**

- 🚀 Fast app load times
- 👍 Intuitive and user-friendly interface
- 🔒 Safe and secure banking experience
- 😊 Professional and helpful customer service
- 💼 Personal touch with staff interactions
- 📱 Convenient mobile banking functionality

**Cons**

- 🐛 Mobile check deposit frequently rejects valid checks
- ⏳ Delayed fund availability after mobile deposit
- ❌ No immediate deposit confirmation notification
- 💰 Cannot use deposited funds immediately
- 🔐 Login and account display issues after updates

**Commonly reported bugs**

- Mobile check deposit rejects endorsements and 'mobile deposit only' text
- App requires account recreation and re-acceptance of terms
- Account information not displaying in tabs after login
- Security questions appearing that user never set up
- March 18, 2019 update caused app to become non-functional

**Most requested features**

- Display running balance in transaction tab
- Immediate mobile deposit acceptance confirmation
- Same-day fund availability for mobile deposits
- Partial check amount availability for immediate use

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/old-west-fcu-mobile/id876560014/reviews.md

### 2/5 — Suggestion

*2022-09-16, version 2.45.0*

It would be helpful in the transaction tab to have the new balance as well with each deduction

### 5/5 — Great service

*2022-01-25, version 2.37.0*

Always appreciate quick turnaround on questions we have. And kind , professional service. With a smile. I can see it !!!!

### 2/5 — Deposit issues

*2021-03-31, version 2.28.0*

The app works great until you want to deposit a check though it. It always says it can’t see an endorsement or that it needs to say for mobile deposit only... but those things are always on the back of my checks. Something is wrong with its ability to deposit checks.

### 1/5 — Mobile Bank App

*2021-02-22, version 2.27.0*

The third-party software they use to mobile deposit checks will continue to reject your mobile deposit. Terrible software.

### 5/5 — Greatest service

*2021-01-21, version 2.25.0*

You people are really on the job. You offer the best and seemingly safest banking I use. I have another bank and they don’t feel as safe to use. I kind of distrust large banking firms, like Chase and Bank of America.

### 5/5 — Mobile Use

*2020-09-17, version 2.22.0*

Old West has created a mobile app that is intuitive and very very handy. It explains in plain terms exactly what and how. I highly recommend it!

### 5/5 — Comment

*2020-01-08, version 2.15.1*

I’ve been a member for quite a while now. I’m at the Pendleton branch and can’t say enough about how professional, personal, and helpful they’ve been. Greg is a great guy and does an outstanding job making the smallest member feel as important as the largest. Great job!

### 5/5 — Good app but could be better

*2019-06-18, version 2.6.0*

Start off by saying I love this bank and I’m glad I switched, but.. I’ve been using US Bank for years and just switched over to Old West. Only big concerns I have right away are that the mobile check deposit doesn’t let you know if it’s been accepted immediately like US Bank does and that it doesn’t allow you to use a portion of the check you just deposited immediately. (Like if you were to walk into the bank and deposit it there instead)

What’s the point in having mobile banking if you can’t use your money right away. I don’t like waiting a day or two for processing. 

Might just have to continue using US and transferring from there. At least that way I know I can use my money same day from mobile deposit. Because I hate going into the bank and I get off work late and can never make it on time. 

Other than that, the app loads 10x faster than US Bank and so far there isn’t an update every other day like US which is great because you can login every time! 

Will edit later if I find more obstacles.

### 1/5 — iPad login

*2019-03-19, version 2.3.17*

Made me create account again and except terms all over. Log in but nothing from accounts shows up in tabs.  I deleted the app and reinstalled, but does the same thing

### 1/5 — Latest update does not work

*2019-03-19, version 2.3.17*

Huge miss on the March 18, 2019 update. The app is non-working now. Latest update needs a roll-back and fix immediately.

## Frequently asked questions about Old West FCU Mobile

### What does Old West FCU Mobile do?

Old West FCU Mobile is a free decision-support tool that allows you to view all your financial accounts, including third-party credit cards and external institutions, in one place. It helps you stay organized, make smarter financial decisions, manage bills, and transfer money on the go.

### What are the key features of Old West FCU Mobile?

Key features include viewing all bank accounts in one place, automatic bill discovery and reminders, integrated bill pay, account-to-account transfers, customizable alerts and notifications, and the ability to add tags, notes, and images to transactions for better organization.

### Is Old West FCU Mobile free to use?

Yes, Old West FCU Mobile is a free mobile decision-support tool. There are no charges mentioned for its use, and it does not have in-app purchases or ads.

### How do I get started with Old West FCU Mobile?

To use Old West FCU Mobile, you must be enrolled as an Old West FCU Internet Banking user. Simply download the app, launch it, and log in with your existing Internet Banking username and password. Your accounts and transactions will begin updating after a successful login.

### Is Old West FCU Mobile secure?

Yes, the app is designed to be fast and secure. It features a unique 4-digit passcode setting to prevent unauthorized access, ensuring your financial information is protected.

## Version history (last 4 releases)

### 3.1.0 — 2023-03-24

Version 3.1.0
• Bug fixes and performance improvements

### 3.0.1 — 2023-03-09

Version 3.0.1
• Bug fixes and performance improvements

### 3.0.0 — 2023-03-02

Version 3.0.0
• Bug fixes and performance improvements

### 2.48.0 — 2022-12-13

Version 2.47.2
• Bug fixes and performance improvements

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## More apps by Old West Federal Credit Union

- [Old West FCU](https://appshunter.io/ios/app/old-west-fcu/id1670498164)

All apps by Old West Federal Credit Union: https://appshunter.io/developer/876560017

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
