# OleumBudget: Budget tracker — Expense Tracker & AI Insights > Budgeting app connecting spending to emotions with on-device AI insights. (iPhone/iPad app by OleumBudget.) - Source: https://appshunter.io/ios/app/oleumbudget-budget-tracker/id6754860635 (this page in markdown: same URL + `.md`) - Developer: [OleumBudget](https://appshunter.io/developer/1850588310) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.0 · 107 MB - Languages: American English - Released: 2026-02-26 - Data updated: 2026-08-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/oleumbudget-budget-tracker/id6754860635/reviews.md ## What is OleumBudget? Stop just tracking your money. Start understanding your "why." OleumBudget is a native iOS budgeting app that pairs on-device Apple Intelligence with emotional insights, so you can see why you spend — not just what. Most apps treat you like a spreadsheet. We treat you like a human. Tag every purchase with how you felt and Oleum AI surfaces patterns like stress-spending on Thursdays or joy-investing after a good week. WHAT'S INSIDE • Emotion tagging on every transaction — happy, excited, neutral, anxious, regretful • On-device AI insights powered by Apple Intelligence, with a private cloud fallback • Optional automatic bank connection — secure, read-only, opt-in, and Premium-only • Weekly Recap: a story-style end-of-week review • Six widgets across Home Screen and Lock Screen • Savings goals, investment overviews (RRSP, TFSA, 401k), and tax-advantaged tracking • Siri Shortcuts: "Log expense in OleumBudget" • Face ID lock, iCloud sync, and Liquid Glass UI designed for iOS 26 PREMIUM Monthly or annual. Unlocks automatic bank connection, unlimited AI, full history, Monthly Statements, Market News, and investment tracking. PRIVACY Your data stays yours. Bank-grade encryption. Read-only access. We can never see your balance or move your money. ## Key features - Emotion tagging on transactions - On-device AI insights - Optional automatic bank connection - Weekly recap reports - Home and Lock Screen widgets - Savings goals and investment tracking - Siri Shortcuts integration ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium access | $5.99 | per month | | Premium access | $65.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/oleumbudget-budget-tracker/id6754860635/reviews.md ### 5/5 — Best budget tracker *2026-04-21* This is the best budget tracker I’ve used in a long time. It tracks your transactions, investment contributions, and weekly and monthly spending. ### 5/5 — Finally, a Secure Budget App *2026-02-27* 5 stars! The setup was easy, and the login is very reliable. I love that I can track my spending without worrying about my data being mishandled. It’s clean, fast, and does exactly what it says it will do while keeping everything private. Great work on the interface and security! ## Frequently asked questions about OleumBudget ### What is OleumBudget? OleumBudget is a native iOS budgeting app that uses on-device Apple Intelligence and emotional tagging to help you understand the 'why' behind your spending, not just the 'what'. ### How does OleumBudget use AI? OleumBudget leverages on-device Apple Intelligence to analyze your transaction data linked with emotional tags, surfacing patterns like stress-spending or joy-investing. It offers a private cloud fallback for processing. ### Is OleumBudget free to use? OleumBudget is free to download and use with core features. Premium access, which includes automatic bank connection, unlimited AI insights, and full history, requires a monthly or annual subscription. ### What are the subscription costs for OleumBudget? Premium access is available for $5.99 per month or $65.99 per year. A one-month free trial is offered for the premium subscription. ### Does OleumBudget have ads? No, OleumBudget does not contain advertisements. The app is free to use with core features, with an optional premium subscription for advanced functionalities. ### What devices support OleumBudget? OleumBudget is designed for iOS devices, including iPhone and iPad. It supports Face ID for secure access and iCloud sync for data consistency across your devices. ### How often is OleumBudget updated? The latest version of OleumBudget is 1.11, last updated on May 15, 2026. Updates typically include new features, performance improvements, and UI enhancements. ### Is my financial data secure with OleumBudget? Yes, OleumBudget prioritizes privacy with bank-grade encryption and read-only access for optional bank connections. Your data stays yours, and the app cannot see your balance or move your money. ## Version history (last 5 releases) ### 1.11 — 2026-05-15 Weekly recap added ### 1.10 — 2026-05-06 Minor bug fixes ### 1.0.9 — 2026-04-14 Bank Connection is here. Connect your bank account and let OleumBudget pull your transactions automatically. No more manual entry. Powered by Plaid with bank-grade 256-bit encryption and read-only access. Your credentials go directly to your bank, never to us. What's included: - Automatic transaction sync from your connected banks - Recurring subscriptions detected and logged for you - Emotion tagging on imported transactions - Smart notifications that remind you to reflect on your spending - One-tap disconnect anytime Privacy first: We don't collect your name, email, or account details. All transactions are stored only on your device. We can never see your balance or move your money. Also in this update: - Improved data deletion flow with clear transparency on what gets removed - Updated privacy policy and terms of service - Performance and stability improvements ### 1.0.7 — 2026-03-21 Added Lock screen widget support ### 1.0.6 — 2026-03-19 Minor bug fixes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*