# Ollo Credit Card — Smart & Simple Finance

> Mobile credit card management with payment, statement, alert, and FICO score features. (iPhone/iPad app by Fair Square Financial.)

- Source: https://appshunter.io/ios/app/ollo-credit-card/id1427782837 (this page in markdown: same URL + `.md`)
- Developer: [Fair Square Financial](https://appshunter.io/developer/1414571341)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 946 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 83 MB
- Languages: English
- Released: 2018-08-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ollo-credit-card/id1427782837/reviews.md

## What is Ollo Credit Card?

It’s a breeze to manage your account on the Ollo Credit Card app. At home or on the go, the Ollo app makes it easy to make payments, view statements, set up alerts, and check your free FICO® score.

QUICK & SECURE ACCESS
• Touch ID® and Face ID® for fast and secure login
• Turn on 'Glance' for a sneak peek of your everyday account details before login

GREAT FEATURES 
• See your balances and recent transactions in an easy-to-read display
• Schedule one-time and recurring payments
• View up to 24 months of past account statements
• Check your free FICO® score
• Setup account alerts
• New customer? Enroll right in the App!

Touch ID and Face ID are registered trademarks of Apple Inc.

## Key features

- Secure biometric login (Touch ID/Face ID)
- View balances and transactions
- Schedule payments
- Access past statements
- Check free FICO® score
- Set up account alerts
- New customer enrollment

## What do users think of Ollo Credit Card?

Overall sentiment: mixed

**Pros**

- 💳 Easy to use app
- 🚀 Convenient and fast
- 📊 Provides credit score monitoring
- 💰 Good cash back rewards
- 🔒 Secure login with Face ID

**Cons**

- 🔒 Difficult to make extra payments
- 💳 Low credit limit and slow credit limit increases
- 💰 High interest rates and fees
- 🐛 App crashes and login issues
- 📢 Lack of instant transaction notifications

**Commonly reported bugs**

- App crashes on newer devices
- Login issues on iPad and older devices
- Inconsistent account balance display

**Most requested features**

- Allow more than 5 payments per 30-day period
- Improve credit limit increase policies
- Add rental car insurance coverage
- Implement instant transaction notifications

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/ollo-credit-card/id1427782837/reviews.md

### 5/5 — Lost cryptocurrency recovery

*2023-08-08*

I was so impatient to carry out necessary research but i really wanted to jump on the crypto trading and investment buzz.
Unfortunately for me, I invested 80,000
GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 280,000 GBP within a couple of weeks. But i didn't realize i was dealing with a scam company, until i tried to make an attempt to withdraw. I made a withdrawal request, and noticed my account was suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because i could not afford to let it go. So i tried all possible means to make sure i recovered my scammed bitcoin. I did a lot of online search for help, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency, funds with the help of itech koa. So i file a report and he was able to help me get back all my lost funds within two weeks. I will recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary options forex, investment and any other form of online scam, reach out to itechkoa@Gmail.

### 1/5 — Worst card app ever!

*2023-04-13*

Got my card everything was free. 3 months later, the update the policy to have an account fee. (TAX) plus other fees. I paid my card off and kept looking to see when they got it. Nothing on the app even said I paid it. I called to find out because I know nothing on the app. They said and would post in 7 to 10 days. I mentioned it don’t show me anything on the app about it. The app was fixed by the next day only because I called. It hard to function when you’re not sure where your money is what unexpected charges am I going to get. I literally closed the credit card account. No other card I own charges fees!

### 1/5 — 66% interest read between the lines

*2023-02-24*

So this company make sure you pay your interest charge before your actual purchases. Resulting in more interest charges and never paying it off. About 60% of my payments go to interest charges because I’m paying the minimum. But yet my amount owed has gone down 100 bucks in 2 years. I’ve paid 10 bucks a month towards my charges and 25 towards interest. Don’t let this company fool you! Ollo in Spanish means hole and you will put yourself in a hole with this company!

### 2/5 — Weird. Frustrating

*2023-01-15, version 3.26.8*

I've never had a credit card that 1.  Takes so long to process payment from my bank acccount
2. Sometimes appears that 1 monthly payment withdraws TWICE from my account (5-6 days later). Confusing & disconcerting, so I mistakenly blocked it when it showed up 2nd x 
3. Has No chat customer service, sometimes no response for over an hour in phone queue
4.  THE APP DOES NOT SHOW PENDING TRANSACTIONS/ AUTO DEBIT PAYMENTS!!!
Customer svc confirmed this.

### 3/5 — Good cash back rewards,but doesn't really help with building credit.

*2022-10-18, version 3.16.40*

I've had Ollo for almost 3 years the past year I solely use it for my everyday expenses,  i have a very low credit limit of $300 and I can only make 5 payments in 30days in the app? It's so inconvenient given that I'm using this card for most of my expenses. Credit limit never changed regardless of me always zeroing out my balance every month. Not to mention my income increased 20k this year.

### 3/5 — Can’t pay off with extra payments

*2022-09-11, version 3.16.40*

I tried to send in a payment today and I got a notification that only 5 payments are allowed per 30-day period. So now I have to wait until my due date again to make a payment. I was hoping to make multiple payments between now and the due date to pay off the balance in full. This is uncommon practice to not allow multiple payments.

### 1/5 — Garbage

*2022-09-07, version 3.16.40*

The worst company. They get you to get the card and spend and they let you think ish is sweet then they block your bank account from being able to make payments so you just can’t pay them so your late and then your score is affected. My wallet was stolen and they have yet to send me another card. Worst company ever!!! DO NOT GO HERE TO GET ANYTHING. I’m reporting this company.

### 5/5 — Glad I signed up

*2022-07-02, version 3.16.40*

Ollo has helped tremendously with building my credit. I got a pre approval in the mail and decided to take a chance. They offered a decent starting limit amount, no annual fees and a solid app to monitor my account. After three months of on time payment I saw +40 point increase. Close to around a year I got $750 limit increase, which caused a +15 point increase because my utilization was lowered. Going on 1.5years I got a sizable limit increase followed by a low balance transfer APR offer. I stay current on all my credit accounts but this just allowed me to roll everything into OLLO and pay it off faster with lower interest. If Ollo keeps this kind of service up and doesn’t get greedy like the big companies y’all will definitely have me a long time customer for sure.

### 1/5 — Frustrated!!!

*2022-04-11, version 3.16.40*

My credentials work fine on the website but when I use them on the mobile app I get a "user invalid" error. Over and over again since I first installed the app weeks ago. I called customer service. They don't see any issues on their end. I see other reviews describing the same problem. And it's been 10 months since any type of update was made. Let's get this fixed!!!

Going on 3 weeks. Nothing has changed. Obviously, Ollo has no interest in providing customer service. I have spoken to several reps and get same responses with no solutions. I will be posting my reviews on all my social media platforms and sharing with as many as possible.

### 5/5 — Easy Peasy

*2022-03-09, version 3.16.40*

I absolutely enjoy the ease of the app and its ability to pay and monitor my Ollo card. Makes me feel like I’m a computer genius lol

## Frequently asked questions about Ollo Credit Card

### What can I do with the Ollo Credit Card app?

The app allows you to manage your credit card account easily. You can make payments, view your account statements for up to 24 months, check your free FICO® score, and set up account alerts. It also offers secure login options and a 'Glance' feature for quick account details.

### Is the Ollo Credit Card app secure?

Yes, the app prioritizes security with features like Touch ID® and Face ID® for fast and secure login. It also offers a 'Glance' feature to view everyday account details before logging in, providing a balance between convenience and security.

### How do I check my FICO® score with this app?

You can check your free FICO® score directly within the app. This feature is readily available, allowing you to monitor your credit health conveniently as part of your account management.

### Can new customers sign up for a credit card through the app?

Yes, new customers can enroll for a credit card directly within the app. This streamlines the process for individuals looking to open a new account and start managing it immediately.

### What are the compatibility requirements for the Ollo Credit Card app?

The app supports Touch ID® and Face ID®, which are registered trademarks of Apple Inc., indicating compatibility with Apple devices that have these features. Specific iOS version requirements are not detailed but are implied by the use of these biometric technologies.

## Version history (last 5 releases)

### 3.34.26 — 2023-10-02

Here at Ollo we are passionate about providing you with the best digital experience possible. While you may not always see it, we are hard at work in the background - tweaking and adjusting - to make our app faster, smarter, and more reliable. Thanks for being an Ollo customer.

### 3.34.20 — 2023-08-03

Here at Ollo we are passionate about providing you with the best digital experience possible. While you may not always see it, we are hard at work in the background - tweaking and adjusting - to make our app faster, smarter, and more reliable. Thanks for being an Ollo customer.

### 3.34.10 — 2023-06-08

Here at Ollo we are passionate about providing you with the best digital experience possible. While you may not always see it, we are hard at work in the background - tweaking and adjusting - to make our app faster, smarter, and more reliable. Thanks for being an Ollo customer.

### 3.34.6 — 2023-05-09

Here at Ollo we are passionate about providing you with the best digital experience possible. While you may not always see it, we are hard at work in the background - tweaking and adjusting - to make our app faster, smarter, and more reliable. Thanks for being an Ollo customer.

### 3.26.8 — 2022-10-27

Here at Ollo we are passionate about providing you with the best digital experience possible. While you may not always see it, we are hard at work in the background - tweaking and adjusting - to make our app faster, smarter, and more reliable. Thanks for being an Ollo customer.

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## More apps by Fair Square Financial

- [Plus Finance Card](https://appshunter.io/ios/app/plus-finance-card/id1580087263)

All apps by Fair Square Financial: https://appshunter.io/developer/1414571341

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
