# OmniCard: UPI, Card & Rewards — Your Daily Payments UPI App

> Digital omnichannel spending platform for UPI, cards, and expense management. (iPhone/iPad app by Eroute Technologies Private Limited.)

- Source: https://appshunter.io/ios/app/omnicard-upi-card-and-rewards/id1569978342 (this page in markdown: same URL + `.md`)
- Developer: [Eroute Technologies Private Limited](https://appshunter.io/developer/1569978344)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.70/5 from 42 App Store ratings · 62 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 292 MB
- Languages: American English, Hindi
- Released: 2021-07-03
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/omnicard-upi-card-and-rewards/id1569978342/reviews.md

## What is OmniCard?

OmniCard for Business Expenses: Corporate Cards and Spend Management

OmniCard is India's 1st Omnichannel spending platform, created to make payments simple, secure, and seamless. OmniCard brings you UPI Payments, Cards, and Cash together without a bank account. OmniCard is licensed by the Reserve Bank of India.

Designed with you, the hardworking employee, in mind, OmniCard is an easy-to-use app that helps you organize and manage your corporate expenses better. OmniCard is the ultimate tool for effortless employee expense management.

No more hassle or delays when it comes to tracking and submitting your expenses. With OmniCard, you can easily record your expenses on the go, whether it's a business trip, a client meeting, or lunch with colleagues. Say goodbye to stacks of bills and time-consuming paperwork.

How OmniCard Helps Employees:

- Upload receipts for approval
- Categorize your expenses
- Request funds in-app
- Digitize your spending records
- Save time on admin tasks
- Quicker reimbursements
- Personal corporate card

 All about OmniCard:

- 100% digital KYC onboarding
- Use UPI without a Bank Account
- Load money via UPI, Net Banking, Debit/Credit cards
- Recharge, shop, transfer money, and much more
- Coming Soon: Transit and Bill payments

@OMNI UPI:

- Use UPI without a bank account
- Easy, instant payments
- Create UPI ID in just 3 seconds

Easy Payments:

- UPI Scan with OMNI UPI for safe, quick payments
- Swipe to pay: Simply swipe your Card for your offline purchases
- Tap to pay: Tap on the Go for contactless payments
- Pay online: Shop online with secure, seamless transactions
- Withdraw Cash: Withdraw Cash using any ATM

Robust Security:

- Licensed by RBI
- Create UPI ID without linking a Bank Account
- Secure, reliable payments
- Robust security guidelines
- Available 24X7 to address your concerns
- Block, deactivate, or change PIN immediately
- Set transaction limits

OmniCard Keychain:

- Quick, seamless payments powered by RuPay On-the-Go
- Easy in-app controls and complete transaction history
- Secure transactions across the widespread RuPay network
- Add money instantly using OmniCard

How to get started on OmniCard:

1. You will receive an SMS from OmniCard with a link from your Enterprise.
2. Click on the Link and Download the App.
3. Sign up, and you are done.

If you are an existing OmniCard user, just go to Pending Invitations in the profile section and accept the invitation from your Enterprise.

Download the app now and experience unbeatable simplicity to manage your Corporate Spending.

To Login to the OmniCard Spend Management Portal, go to - omnicard.in

For Sales/Business queries or to Book a Free Demo reach us at connect@omnicard.in

## Key features

- UPI payments without a bank account
- Corporate card for business expenses
- Expense tracking and receipt uploads
- Fund requests within the app
- Digital spending records
- Contactless and ATM cash withdrawals

## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/omnicard-upi-card-and-rewards/id1569978342/reviews.md

### 1/5 — Scam

*2026-01-10, version 1.5.37*

It a scam guys before you do your KYC they charge you either 250 or 600 depending on the package you choose. After buying that package you will still not be able to do tou KYC i have been trying to do since 4-5 days its stuck on “Verification Pending “ and you cannot even contact they if you didnt subscribe to the 600 rupee plan

### 1/5 — The worst

*2025-12-08*

The worst customer support they don’t even pick up the call I want to close my account and I gmail them and they said we cannot accept any action from different gmail but I can provide all the verification document but they don’t accept anyway I chat with them through the app and they don’t even see my chat request I hope they fix that

### 2/5 — UI Redesign Needed

*2025-11-19, version 1.5.32*

Please improve the UI. It feels outdated and genuinely frustrating to use. Take inspiration from clean, modern UPI apps like BHIM, PhonePe, or even Fampay. The current OmniCard interface is cluttered, unintuitive, and honestly takes away from the overall experience. A fresh, polished design would make a huge difference.

### 1/5 — Fraud app

*2025-09-09, version 1.5.25*

This app is a big scam. When you will add your money and after some days of using this app is will start showing action not allowed and this is showing in my account from last 3 months and I am not able to send money and make payment to anywhere 

Don’t use this app

### 5/5 — It’s were good app for online payment

*2025-09-05, version 1.5.25*

It’s very good app for online payment for teenagers

### 2/5 — I topup 300 rs its not updated on my card

*2025-07-25, version 1.5.20*

Multiple time i request raise a case no one can help after sending mail and screenshot of issue their team is not helping me not even 1%. I break my card and uninstall this not suggest anyone to use this.

### 1/5 — My ₹100 pending in 2 day not trusted app.

*2025-07-13, version 1.5.20*

No trusted gay

### 5/5 — Nice app

*2025-06-30*

Easy to use

### 5/5 — Really good app for underage teens

*2025-06-28, version 1.5.20*

My payment was pending of 3200 rs . Got a refund within an hour .

### 1/5 — Unable to access my account

*2025-04-06, version 1.5.11*

Worst app, please prefer fampay or some other app over this. It says that they cannot access my account details, contact support. But the number given for support on the pop up is wrong. I request everyone to stay away from these scam apps

## Frequently asked questions about OmniCard

### What does OmniCard do?

OmniCard is an omnichannel spending platform that simplifies payments and expense management. It allows users to make UPI payments, use corporate cards, and manage business expenses digitally, all without requiring a traditional bank account. The app is licensed by the Reserve Bank of India.

### What are the key features of OmniCard?

Key features include UPI payments without a bank account, corporate cards for business expenses, the ability to upload receipts for approval, categorize spending, request funds in-app, and digitize spending records. It also supports contactless payments and cash withdrawals from ATMs.

### Is OmniCard free to use?

Based on the provided information, the app appears to be free to use for its core functionalities. There is no mention of subscription fees or in-app purchases for the primary services offered.

### Who is OmniCard for?

OmniCard is designed for employees, particularly those in India, who need an efficient way to manage their corporate expenses. It helps in organizing and submitting expenses, leading to quicker reimbursements and less administrative hassle.

### How do I get started with OmniCard?

To get started, you will typically receive an SMS from your enterprise with a link to download the app. After downloading, you can sign up. Existing users can accept invitations from their enterprise via the pending invitations section in their profile.

## Version history (last 5 releases)

### 1.5.65 — 2026-08-29

Bug fixes and performance improvements.

### 1.5.60 — 2026-08-10

Bug fixes and performance improvements.

### 1.5.55 — 2026-08-01

This update includes a refreshed design, performance improvements, and enhanced security.
Redesigned Pay module with an improved experience for QR Pay, UPI ID Pay, Bank Transfer, and OmniUser Pay.
Refreshed Recharge & DTH interface for smoother navigation.
Updated FASTag Dashboard to help you track your toll transactions more easily.

### 1.5.54 — 2026-07-30

This update includes a refreshed design, performance improvements, and enhanced security.
Redesigned Pay module with an improved experience for QR Pay, UPI ID Pay, Bank Transfer, and OmniUser Pay.
Refreshed Recharge & DTH interface for smoother navigation.
Updated FASTag Dashboard to help you track your toll transactions more easily.

### 1.5.53 — 2026-07-25

This update includes a refreshed design, performance improvements, and enhanced security.
Redesigned Pay module with an improved experience for QR Pay, UPI ID Pay, Bank Transfer, and OmniUser Pay.
Refreshed Recharge & DTH interface for smoother navigation.
Updated FASTag Dashboard to help you track your toll transactions more easily.

## Apps similar to OmniCard

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [Canara ai1- Mobile Banking App](https://appshunter.io/ios/app/canara-ai1-mobile-banking-app/id1408607550) | 3.8 (1,112) | Free | Finance |
| [SBI Card: Manage Credit Card](https://appshunter.io/ios/app/sbi-card-manage-credit-card/id694549848) | 4.3 (249) | Free | Finance |
| [Utkarsh UPI](https://appshunter.io/ios/app/utkarsh-upi/id1575341725) | — | Free | Finance |
| [BHIM PNB](https://appshunter.io/ios/app/bhim-pnb/id1593414513) | — | Free | Finance |
| [AU 0101: Mobile Banking App](https://appshunter.io/ios/app/au-0101-mobile-banking-app/id1532869687) | 3.9 (37) | Free | Finance |

## Related topics

[fyp app](https://appshunter.io/ios/topics/fyp-app) · [omni card](https://appshunter.io/ios/topics/omni-card) · [fyp](https://appshunter.io/ios/topics/fyp) · [ypay](https://appshunter.io/ios/topics/ypay) · [famapp](https://appshunter.io/ios/topics/famapp) · [fampay](https://appshunter.io/ios/topics/fampay) · [omny card](https://appshunter.io/ios/topics/omny-card) · [omny card app](https://appshunter.io/ios/topics/omny-card-app) · [upo](https://appshunter.io/ios/topics/upo) · [omne](https://appshunter.io/ios/topics/omne)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*