# Omuti — Build wealth > Build wealth (iPhone/iPad app by Bowline Knot Company Limited.) - Source: https://appshunter.io/ios/app/omuti/id6779298867 (this page in markdown: same URL + `.md`) - Developer: [Bowline Knot Company Limited](https://appshunter.io/developer/6779298869) - Category: Finance - Price: Free - Age rating: 17+ - Requires: iOS 16.4 · 58 MB - Languages: American English - Released: 2026-07-14 - Data updated: 2026-10-12 ## What is Omuti? Omuti is a savings-club (chama / SACCO / VSLA) app for Uganda. Create a club with people you trust, set the rules together, contribute on a schedule, and watch your shared tree grow with every shilling recorded and visible to members. WHAT YOU CAN DO • Start a club or join one with an invite - Duo (two people, equal stakes) or a larger group • Set contribution amounts, frequency and due dates that members agree on • Contribute to a shared wallet and see every transaction in a clear, dated history • Pool funds and invest together in regulated unit trusts managed by licensed fund managers • Request a member advance from your club's own pooled savings, approved by member vote • Track each member's standing, contributions and repayments transparently • Get notified the moment money moves - contributions, approvals, payouts and reminders BUILT ON TRUST AND TRANSPARENCY Every action is logged to a shared ledger. Rule changes and advances need member approval, so no one moves the group's money alone. Sensitive actions are protected with a PIN and Face ID. A NOTE ON ADVANCES Member advances are made by your savings club from its own pooled member contributions and governed by member votes. Omuti is a coordination and record-keeping platform - not a lender. We do not originate, fund, guarantee or collect any advance, and we charge no finance or processing fee. INVESTMENTS Group investments are placed in unit trusts issued and managed by licensed fund managers. Omuti does not hold client funds or provide investment advice. The value of investments can go up or down. WHO IT'S FOR Friends, families, work groups, and community savings circles in Uganda who want to save and grow money together - with the transparency and reminders that keep everyone on the same page. Omuti is offered to adults resident in Uganda. By Bowline Knot Company Limited. ## Is Omuti safe? Not enough ratings yet to assess Omuti. ## Is Omuti legit? Omuti has limited verification signals. The AppsHunter Legitimacy Score for Omuti is 50 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.0.13 — 2026-09-26 • Club levies: raise money for a shared cost and pay it with your monthly contribution in one checkout • Club expenses are paid out only after the whole club votes • Clubs can let new members buy in at the club's value, in monthly parts • Savings clubs can start from a past first due date • Your club return is now your share less what you put in, and OUT dividends count in your return • Smoother and more stable Happy Saving and Investing. ### 1.0.12 — 2026-09-23 Enhanced dark mode visibility, Learn as you go, with pop up to ensure you understand before you decide Create multiple bank accounts and choose your desired pay out method Happy Saving and Investing ### 1.0.11 — 2026-09-12 1. Improved details on Club reports. The club report now carries the rules in force, each member's standing, what the club is owed, the loan book, and how the club's value changed over the period, the year and since inception. 2. Contributions, your way. Choose the months you are paying for and clear several in one go, arrears first. 3. Officers get a notification for every contribution, and a club can automatically top up a fund it already holds. Happy Saving and Investing. ### 1.0.10 — 2026-09-07 Moments Every milestone you cross is now something worth sharing. Six months of saving in a row. A year with your club. A goal funded. Omuti turns it into a card, and you decide what it says before it goes anywhere. Choose one of three styles. Choose whether the card names your club. Amounts stay off unless you switch them on. Then share it, or save it to your photos. Your moments keep living in your profile, so you can go back and share one again later. Club goals Your club's chairman or treasurer can name what the club is saving for, set a target and a date, and Omuti marks every quarter of the way. Everyone in the club sees the same progress, and every mark is one more thing worth celebrating together. Also in this version Omuti opens with your balances and charts already there, instead of loading everything from scratch each time. Amounts are readable again in dark mode. Your app version now shows in your profile. ### 1.0.9 — 2026-08-31 > Fixed a crash some users hit when opening the app. > Smoothed out the account setup flow so it fits your screen without extra scrolling. > Cleaned up a few visual details on the sign in and PIN screens. > General performance and stability improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-12.*