# ONALA: Track Expense & Budget — All-in-One Money Manager

> Personal finance manager for tracking expenses, budgeting, and achieving financial goals. (iPhone/iPad app by ONALA House LLC.)

- Source: https://appshunter.io/ios/app/onala-track-expense-and-budget/id6757169237 (this page in markdown: same URL + `.md`)
- Developer: [ONALA House LLC](https://appshunter.io/developer/1860417555)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 82 MB
- Languages: American English
- Released: 2026-01-27
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/onala-track-expense-and-budget/id6757169237/reviews.md

## What is ONALA?

Onala: A Way Has Been Made.
The smart money app that turns confusion into confidence. Track spending, reach goals, and get personalized advice from your Wallet, all in one beautiful place.

See your finances clearly: Open the app to a stunning dashboard showing your monthly spending, daily averages, and transaction count at a glance. The Wallet Mood indicator reveals your spending style each week,  are you Intentional, Balanced, or a little Delusional? Quick-look cards show budget health, goal progress, and powerful insights without the overwhelm.

Insights that actually help: Discover your Bill-Free Income, what's left after all bills are paid. See your Time Cost (hours worked to cover spending), Bills vs Everyday breakdown, and Bill Pressure percentage. Swipe through insight cards that turn numbers into understanding.

Smart budget tracking: Set category budgets and watch your Budget Health Score update in real-time. Green checkmarks for on-track categories, yellow warnings when you're close, and red alerts when you've gone over. A daily spending guide tells you exactly how much you can spend each day to stay on target.

Goals with a clear roadmap: Add a photo of your dream, vacation, new home, emergency fund, or debt payoff. Set your target amount and timeline. The What-If Calculator shows exactly what happens if you save more or less. Track milestones, celebrate personal bests, and watch your progress grow.

Calendar view: Tap any day to see transactions: income in green, expenses in red. Swipe through weeks or expand to month view. Search by payee, amount, category, emoji, or notes. Delete with a simple swipe.

Bill management & insights: See all subscriptions, rent, insurance, and recurring charges organized in one place. Tap the donut chart for deep Bill Insights, year-over-year comparisons, monthly averages, highest and lowest months. Set your Emergency Fund goal from 1-24 months and see exactly what you need to save.

Talk to your Wallet: Your personal finance companion lives in the chat bubble. Ask for an overview, find red flags, celebrate wins, or get tips. The Wallet knows your data and gives personalized, judgment-free advice. Accurate data in = better advice out.

Charts that make sense: View spending and income by week, month, year, or custom range. Tap donut charts to see category breakdowns. Drill into subcategories. Filter by account. See where every dollar goes.

Personalize everything: Add checking, savings, credit cards, investments, or cash accounts, each with custom colors and emojis. See your total net worth at a glance. Reorder accounts, reconcile balances in two taps, and swipe between account details.

Quick transaction entry: Tap the plus button, enter amount, pick a category, done. Mark as recurring, connect to goals, label as bills, attach photos, or add notes. Income, expense, and transfer types. The app learns your payees for faster entry.

Your privacy matters: Secure cloud sync keeps data protected and accessible only to you. No advertisements. No data sharing. No judgment. Your financial life stays private.

Download Onala free, explore with your 7-day trial, then choose monthly or yearly or lifetime. A way has been made... walk it.

Privacy Policy: https://www.onala.app/budget-privacy-policy
Terms of Service: https://www.onala.app/budget-terms-of-service
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Stunning financial dashboard
- Personalized spending insights
- Smart budget tracking with real-time scores
- Goal setting with roadmap and calculator
- Calendar view of transactions
- Bill management and subscription tracking
- AI-powered financial companion

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Onala Budget Yearly | $59.99 | per year |
| Onala Budget Monthly | $5.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Onala Budget Lifetime | $159.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/onala-track-expense-and-budget/id6757169237/reviews.md

### 5/5 — Total Game Changer for My Money Habits

*2026-02-08*

This app completely changed the way I manage my money. I used to track everything in an Excel sheet, but this makes things so much easier and actually shows me spending patterns I never noticed before. Seeing where my money really goes helped me start making better decisions.

One of my favorite features is the budget health score. I always try to keep mine above 80, and when I do, I actually stay within my budget without feeling stressed about it. It feels like a challenge in a good way.

I also like the daily spending notifications. I turned them on so I know how much I should spend each day. If I overspend, I can adjust for the rest of the week instead of just ignoring it and going over budget.

Another cool thing is being able to text my wallet and ask questions, like where I’m spending the most or what category is taking most of my money. It makes understanding my finances so much easier.

Honestly, this app is a game changer for me and I’d recommend it to anyone trying to get better with their money.

### 5/5 — This App Gave Me a Reality Check… and I’m Obsessed

*2026-02-08*

This app completely changed how I think about my money. My favorite feature is the Weekly Wallet Mode it gives me a funny, honest breakdown of my spending and basically roasts me (lovingly) every week. I actually look forward to seeing my wallet’s “mood.”

The time cost feature is a game changer. Seeing purchases in terms of time worked instead of dollars has helped me spend way more intentionally. I also love being able to text my wallet to get insights on my spending patterns, cash flow, and whether I’m on track.

The bill tracking and iOS widgets on my home screen keep everything top of mind, and I’ve genuinely saved more money since using this app. It’s intuitive, fun, and actually works.

10/10!!  I’m seriously obsessed.😍

## Frequently asked questions about ONALA

### What is ONALA's primary function?

ONALA is a personal finance app designed to help users track expenses, create budgets, and set financial goals. It aims to simplify money management and provide clear insights into spending habits.

### How does ONALA help with budgeting?

ONALA allows you to set category budgets and provides a real-time Budget Health Score. It uses color-coded indicators (green, yellow, red) to show if you are on track, close to exceeding, or have gone over your budget for specific categories.

### Can ONALA help me save for specific goals?

Yes, ONALA supports goal setting for various objectives like vacations, down payments, or debt payoff. You can add a photo, set a target amount and timeline, and use the What-If Calculator to see how different saving amounts impact your progress.

### Is ONALA secure for my financial data?

ONALA emphasizes privacy with secure cloud sync to protect your data. It is designed to be a reliable tool for managing sensitive financial information.

### What kind of financial insights does ONALA provide?

ONALA offers insights like Bill-Free Income, Time Cost (hours worked to cover spending), Bills vs. Everyday spending breakdowns, and Bill Pressure percentages. It also provides charts for spending and income analysis.

### Does ONALA have ads?

No, ONALA is ad-free, allowing for an uninterrupted user experience focused solely on managing your finances.

### What devices is ONALA available on?

ONALA is available on iPhone, iPad, and iPod, making it accessible across various Apple devices.

### How often is ONALA updated?

ONALA was last updated on March 26, 2026, with version 1.0.5. This indicates a commitment to ongoing development and improvements for the app.

## Version history (last 5 releases)

### 1.0.5 — 2026-03-26

• Performance & polish, Smoother navigation, faster load times, and refined details throughout.

### 1.0.4 — 2026-03-17

This update brings meaningful refinements to help you walk your financial path with more confidence:
• Wallet Mood, Your weekly spending personality is here. Find out if you've been Intentional, Balanced, or a little Delusional with your money (no judgment  just clarity).
• Bill-Free Income, Now front and center. See exactly what's left after every bill is paid, so you know your real breathing room.
• What-If Calculator, Visualize your goal timeline in real time. Adjust your savings rate and watch your milestone dates shift instantly.
• Improved transaction search, Find anything by payee, amount, category, emoji, or note. Your history, searchable in seconds.
• Performance & polish, Smoother navigation, faster load times, and refined details throughout.
Accurate data in. Better advice out. Your Wallet is listening.

### 1.0.3 — 2026-02-18

Talk to Your Wallet: Your new financial companion! Tap the chat bubble for personalized insights, red flags, wins, and tips — judgment-free advice based on your real spending.

### 1.0.2 — 2026-02-03

Fixed layout overflow issues on iPhone Pro devices in the Budget and Tutorial pages
Improved grid layout responsiveness across different screen sizes

### 1.0 — 2026-01-27

No release notes.

## More apps by ONALA House LLC

- [ONALA: Daily Lifestyle Planner](https://appshunter.io/ios/app/onala-daily-lifestyle-planner/id6756390343)

All apps by ONALA House LLC: https://appshunter.io/developer/1860417555

## Related topics

[onala](https://appshunter.io/ios/topics/onala)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*