# One Credit Union

> Mobile banking app for checking balances, transfers, payments, and ATM locations. (iPhone/iPad app by One Credit Union.)

- Source: https://appshunter.io/ios/app/one-credit-union/id626888020 (this page in markdown: same URL + `.md`)
- Developer: [One Credit Union](https://appshunter.io/developer/626888023)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 14 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 95 MB
- Languages: English, French, Spanish
- Released: 2013-04-02
- Data updated: 2026-07-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/one-credit-union/id626888020/reviews.md

## What is One Credit Union?

One Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! 

Features: 
- Check Balances 
- View Transaction History 
- Transfer Funds 
- Mobile Deposit 
- Pay Loans 
- Access to iPay (Bill Payer) 
- Account Activity Graphs 
- Branch/ATM Location Tool (Mobile Locater) 
- Secure Messaging for support 

If you have any questions about this application, please contact One Credit Union at 800-578-5024

## Key features

- Check account balances
- View transaction history
- Transfer funds between accounts
- Mobile check deposit
- Loan payments
- Bill payment services
- Branch and ATM locator

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/one-credit-union/id626888020/reviews.md

### 3/5 — Glitchy but promising

*2026-06-10*

It’s a bit glitchy and clunky, but it gets the job done. Would be great if a feature could be added to allow us to change the display name of each account to make it easier to differentiate from the others.

### 5/5 — Super convenient

*2021-09-14*

I love being able to check on my account from my phone. It is awesome that the credit union has this option for people with smart phones

### 1/5 — MFM?

*2021-09-13*

I can’t login at all. It says this app version requires MFM middleware??????

### 1/5 — Doesn’t work

*2020-06-09*

I don’t know what they did but I can’t log in anymore and it won’t let me enroll. Useless app til they fix it.

### 1/5 — So over it..

*2020-04-22*

This app is trash. It worked for the longest time so perfectly! Never had an issue. All of a sudden I get locked out of online banking completely. One credit tells me they’re working on it and up until the update it hasn’t been fixed and I had to use a web browser to get into my account. Now that the entire program has been updated it doesn’t connect with the web browser whatsoever. My password is completely correct as well as my new username. I was able to sign into the app ONCE today after the update and now it’s tellin  me I have to enroll (again) or make sure my password is correct.. I’m over it. I don’t want to call because 9/10 times I get someone who doesn’t have good customer service skills. Makes me sound like an idiot and doesn’t sound willing to help whatsoever, like I’ve annoyed them. Bout to use a new bank altogether.

### 1/5 — Doesn't work anymore.

*2017-04-08*

This app worked well for a long time.  You could sign in using the fingerprint option, and do most things quickly. Now it closes down, and locks you out.  Not a very good feature.  Can it be fixed?

### 4/5 — Great app

*2015-06-01*

This is so nice I don't have to go any where to do any of my banking

### 1/5 — App ruined my mobile entry

*2014-12-07*

Downloading this app locked me out of accessing my account via mobile through the app itself as well as through Safari. After four attempts to with bank staff I'm still locked out. Don't download!!!

## Frequently asked questions about One Credit Union

### What can I do with One Credit Union?

With One Credit Union, you can check your account balances, view your transaction history, transfer funds between accounts, make mobile deposits, pay loans, and access bill payment services. The app also includes a branch and ATM locator tool.

### Is One Credit Union secure?

The app offers secure messaging for support, indicating a focus on user security. While specific security protocols are not detailed, financial apps typically employ industry-standard encryption to protect user data.

### What devices does One Credit Union support?

One Credit Union is available on iPhone, iPad, and iPod devices. It is designed for iOS users who want to manage their accounts on the go.

### How often is One Credit Union updated?

The latest version is 4.41.135, and the app was last updated on February 4, 2026. This indicates regular updates to maintain functionality and security.

### What is the user rating for One Credit Union?

One Credit Union has a rating of 2.8 stars based on 12 ratings. This suggests that while many users find it functional, there may be areas for improvement based on user feedback.

### Does One Credit Union have ads?

No, One Credit Union does not contain advertisements. The app is free to download and use without interruption from ads.

### Can I pay bills with One Credit Union?

Yes, One Credit Union provides access to iPay, which is a bill payment service. This allows you to manage and pay your bills directly through the mobile app.

### Where can I find branches and ATMs using One Credit Union?

The app includes a Branch/ATM Location Tool, also known as a Mobile Locater. This feature helps you find the nearest One Credit Union branches and ATMs when you need them.

## Version history (last 5 releases)

### 4.41.145 — 2026-06-09

- A self-lock feature
- Minor bug fixes

### 4.41.135 — 2026-02-04

- A self-lock feature
- Minor bug fixes

### 4.41.95 — 2022-02-15

- A self-lock feature
- Minor bug fixes

### 4.32.118 — 2020-04-21

• New features: Apply for a Loan, Credit Cards 
• Improved User Experience 
• Manage Alerts and Scheduled Transfers 
• Unified Messages between Online and Mobile banking

### 4.6.180 — 2017-10-10

- Updated look and feel throughout the app 
- Sliding menu for improved navigation 
- Quick action buttons for popular functions

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## More apps by One Credit Union

- [MyOCUcard](https://appshunter.io/ios/app/myocucard/id6754396955)

All apps by One Credit Union: https://appshunter.io/developer/626888023

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*
