# ONE VIP — ONE VIP by Urban One > Mobile account management for a VIP card with rewards and no hidden fees. (iPhone/iPad app by Urban One, Inc..) - Source: https://appshunter.io/ios/app/one-vip/id1487577433 (this page in markdown: same URL + `.md`) - Developer: [Urban One, Inc.](https://appshunter.io/developer/409075053) - Category: Finance, Business - Price: Free - Rating: 4.68/5 from 900 App Store ratings · 24 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 65 MB - Languages: Dutch, English, French, German, Hungarian, Icelandic, Italian, Polish, Portuguese, Romanian and 2 more - Released: 2020-09-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/one-vip/id1487577433/reviews.md ## What is ONE VIP? Easily and securely access your ONE VIP card account anytime, anywhere right from your mobile device. Now, let’s get straight to the points! Here’s the gist: •Low monthly fee •No hidden fees •No credit check •No minimum balance •No overdraft fees •Earn 1 point for every $2 spent on every day purchases •Earn 1.5 points for every $1 spent at your favorite brands like Netflix, Uber, Sephora and more •Redeem any amount and your rewards points never expire •Apply your cash back credits to your ONE VIP account •Make a charitable donation to Urban One Community Works Foundation to support esteemed charities doing great work in Urban communities. What you can do with the App: • View balances and transaction history • Set up transaction alerts via email, text or push notifications • Turn card on/off with Card Controls • Set up your mobile wallet • Use the Locator Services for ATM, reload locations and more ## Key features - Secure account access - Earn rewards points - Redeem rewards for cash back - Charitable donation option - Transaction alerts - Card on/off controls - Mobile wallet setup ## What do users think of ONE VIP? Overall sentiment: negative **Pros** - 💰 Accepted everywhere - 📱 Wonderful mobile banking app - 👨‍💻 Great customer service - 🤝 Benefit to the African American community **Cons** - 🔒 Account locked without reason - 💸 High fees - ⛔ Unable to deposit checks - 🤖 Poor customer support - 🚫 Transactions declined without explanation - 💰 Funds disappearing from account - 🤑 Potential scam **Commonly reported bugs** - Unable to reset username or access account - Funds not showing up on card after transfer **Most requested features** - Make p2p transfers to other OneVIP accounts available ## Recent user reviews (10 of 24) All indexed reviews: https://appshunter.io/ios/app/one-vip/id1487577433/reviews.md ### 1/5 — They are scammers *2024-12-29* My card has been locked since October without a reason I have $1087 on my card when I call they just tell me to hold to see what they can do but they won’t do nothing after the wait I would be told to send a email to their customer service email but they are not going to respond I have called multiple times I was not given a solution I have sent multiple emails and nothing has been done I’m sure that is why they closed their card so that they can run off with people money ### 2/5 — Where is my money? *2024-11-18* Currently working with my employer to find out why my $$$ was not put on my card. To be fair to all parties- I don’t yet know the exact cause of the hiccup. Everything has worked well for about two months or so …. And now this. 😟 ### 1/5 — Card Declined *2024-10-14* After depositing $1.2k, I can’t make a purchase with my card online. Any transaction is automatically declined. I call the bank and after a long conversation, they said I should try again and I got the same payment declined. I won’t recommend to anyone ### 1/5 — Eh *2024-08-26* Based on the reviews, I’ll pass, I have the card, but I won’t be using it ### 5/5 — Scam *2024-08-16* I received my refunds with this card and they lock my funds I have been trying to contact the support but they told me my account was lock without refunding my money this card is a scam they are stealing from people don’t fall victim like me ### 1/5 — Not receiving card *2024-07-22* I have order my card couple of times and never received it onevip need to get that issue resolved asap ### 1/5 — SCAM SCAM SCAM *2024-05-01* Worst app ever, I think there scam cos how on earth would $1645 being deposited into my account my SSI money and you locked my account after few hours even before I closed from work? No wonder you wouldn’t let anyone send out there money from your card unless they withdraw. Y’all kindly note that these people are HERE TO DAMAGE YOU AND STEAL YOUR MONEY, DO NOT YOU I REPEAT DO NOT USE. ### 5/5 — Magnificent !!! *2024-04-26* Card is accepted everywhere and they have a wonderful mobile banking app, great customer service, and that it’s benefit to the African American community is the proverbial “cherry on top” . I absolutely recommend 💰💰💰 ### 5/5 — Waiting for card *2024-04-25* I am waiting for my card to come, but from the looks of these reviews I’m going to stay with chime. I will not be using this card and who charges fees anymore absolutely not. This is not the way you get your people to support you. ### 5/5 — Make p2p too another onevip account available *2024-04-15* Make p2p too another onevip account available ## Frequently asked questions about ONE VIP ### What does the ONE VIP app do? The ONE VIP app allows you to securely access and manage your ONE VIP card account from your mobile device. You can view balances and transaction history, set up alerts, control your card, and set up your mobile wallet. ### How do I earn rewards with ONE VIP? You earn rewards points on every purchase. You'll earn 1 point for every $2 spent on everyday purchases and 1.5 points for every $1 spent at select favorite brands like Netflix, Uber, and Sephora. Your rewards points never expire. ### Is there a fee to use the ONE VIP app or card? The app offers a low monthly fee with no hidden fees. There is no credit check, no minimum balance required, and no overdraft fees associated with the ONE VIP card. ### What can I do with my earned rewards points? You can redeem your rewards points for cash back credits that can be applied to your ONE VIP account. Additionally, you have the option to make a charitable donation to the Urban One Community Works Foundation. ### Can I control my card using the app? Yes, the app features Card Controls that allow you to easily turn your card on or off directly from your mobile device for added security and peace of mind. ## Version history (last 5 releases) ### 1.0.15 — 2024-06-24 We regularly update our app to provide you with the best possible experience. Here are our latest changes: • User experience updates, compliance enhancements and defect fixes ### 1.0.14 — 2024-03-18 We regularly update our app to provide you with the best possible experience. Here are our latest changes: • User experience updates, compliance enhancements and defect fixes ### 1.0.13 — 2023-07-20 We regularly update our app to provide you with the best possible experience. Here are our latest changes: • User experience updates, compliance enhancements and defect fixes ### 1.0.12 — 2023-03-20 We regularly update our app to provide you with the best possible experience. Here are our latest changes: • User experience updates, compliance enhancements and defect fixes ### 1.0.11 — 2022-10-06 We regularly update our app to provide you with the best possible experience. Here are our latest changes: - You can now use your website credentials to sign-in to the ONE VIP app. We’ve made this change to simplify the login process by leveraging your existing website username and password for both channels. - Added the ability to activate your Prepaid card on the mobile app - Use the "register" option if you do not have website credentials ## Apps similar to ONE VIP | App | Rating | Price | Category | | --- | --- | --- | --- | | [Control Card Prepaid](https://appshunter.io/ios/app/control-card-prepaid/id485467914) | 3.2 (44) | Free | Finance | | [Found: Business Banking](https://appshunter.io/ios/app/found-business-banking/id1477267167) | 4.8 (31,404) | Free | Finance | | [Spend App](https://appshunter.io/ios/app/spend-app/id1357740381) | 4.0 (326) | Free | Finance | | [Vast Bank Mobile](https://appshunter.io/ios/app/vast-bank-mobile/id1572241586) | 3.4 (83) | Free | Finance | | [CARD Prepaid Debit](https://appshunter.io/ios/app/card-prepaid-debit/id661772976) | 3.6 (2,803) | Free | Finance | | [MOVO - SEND TO SPEND](https://appshunter.io/ios/app/movo-send-to-spend/id1538828856) | 4.3 (372) | Free | Finance | ## More apps by Urban One, Inc. - [93 WIBC](https://appshunter.io/ios/app/93-wibc/id336914733) - [93.1 WZAK](https://appshunter.io/ios/app/931-wzak/id384365067) - [Praise 94.5](https://appshunter.io/ios/app/praise-945/id384365736) - [Z 107.9](https://appshunter.io/ios/app/z-1079/id384366236) - [News Talk 1490](https://appshunter.io/ios/app/news-talk-1490/id384371906) - [Majic 107.5 / 97.5](https://appshunter.io/ios/app/majic-1075-975/id385497824) All apps by Urban One, Inc.: https://appshunter.io/developer/409075053 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*