# One wallet. All obligations. — Debt Snowball Tracker

> Debt Snowball Tracker (iPhone/iPad app by Dawid Masny.)

- Source: https://appshunter.io/ios/app/one-wallet-all-obligations/id6759112054 (this page in markdown: same URL + `.md`)
- Developer: [Dawid Masny](https://appshunter.io/developer/1876929610)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 29 MB
- Languages: American English
- Released: 2026-03-02
- Data updated: 2026-06-07
- User reviews in markdown: https://appshunter.io/ios/app/one-wallet-all-obligations/id6759112054/reviews.md

## What is One wallet. All obligations.?

Got a loan, equipment installments, Netflix, Spotify and utility bills? Everything is scattered — in your head, in spreadsheets, across different apps. Debt Snowball Tracker brings it all together.

One wallet. One view. Full picture.

4 categories built for real life:

- Debts — loans, credit cards, personal debts. The app sorts them using the snowball method: start with the smallest, pay it off fast, and build momentum for the next one.
- Installments — equipment, car, or any credit with a fixed schedule. Track remaining installments and repayment progress.
- Subscriptions — Netflix, Spotify, gym. Know exactly how much you spend monthly and when each subscription expires.
- Bills — electricity, gas, internet, phone. Fixed monthly costs, always visible.

What you see on the home screen:

- Total amount of all obligations with a circular progress chart
- Repayment progress bars for debts and installments
- "Pay Off First" badge on your smallest debt (snowball method)
- Monthly amounts for subscriptions and bills

How it works:

You start with a guided onboarding — enter your name, explore the four categories, and add your first obligation. From there, log payments and watch the progress bars grow.

When you pay off a debt or installment, the app shows a congratulations screen. Small wins matter.

Access model:

- Free start — add up to 3 items with no account required
- Free registration — increases your limit to 15 items
- Pro — unlimited items (monthly, yearly, or lifetime purchase)

The app does not connect to your bank, does not calculate interest, and requires no external services. You enter what you want to track — that is it.

Interface languages: English, Polish.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Premium | $39.99 | per year |
| Monthly Premium | $9.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $99.99 | one-time |



## Version history (last 4 releases)

### 1.0.33 — 2026-03-06

Bug fixes

Performance improvements

### 1.0.32 — 2026-03-05

Bug fixes
Performance improvements

### 1.0.31 — 2026-03-05

Bug fixes
Performance improvements

### 1.0.29 — 2026-03-03

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*