# OneAmerica Retirement — OneAmerica Retirement Services

> Retirement account management and financial wellness for OneAmerica participants. (iPhone/iPad app by American United Life Insurance Co Inc.)

- Source: https://appshunter.io/ios/app/oneamerica-retirement/id1556568275 (this page in markdown: same URL + `.md`)
- Developer: [American United Life Insurance Co Inc](https://appshunter.io/developer/1536431283)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 8,407 App Store ratings · 87 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 27 MB
- Languages: English
- Released: 2021-04-18
- Data updated: 2026-07-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/oneamerica-retirement/id1556568275/reviews.md

## What is OneAmerica Retirement?

Take control of your financial future anytime, anywhere through the modern and intuitive design of the OneAmerica Financial app. The app provides access to financial wellness resources and allows you to complete the retirement account management transactions and activities that are most important to you. Additionally, OneAmerica Financial meets you where you are by providing the app experience in English and Spanish, depending on your language preference.
Using the app, you can:
· Register and enroll
· Use biometrics to log-in
· View current account balance
· View and change contribution amount
· View and change investment allocations
· View quarterly statements

We understand that account security is top-of-mind, and we take the safety and security of your data very seriously. We invest significant resources in people, processes, and technologies to safeguard the confidentiality, integrity, and availability of your data. Our information security program helps ensure that your data is well managed and protected at all times.

Please note, the OneAmerica Financial app only supports retirement plan participants. If you participate in, or own, other OneAmerica Financial products, such as life insurance, employee benefits or annuities, you will not be able to access your account via the app.

For app support, contact us at support@oneamerica.com or visit www.oneamerica.com/contactus.

OneAmerica Financial® is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by American United Life Insurance Company® (AUL), a OneAmerica Financial company. Administrative and recordkeeping services provided by AUL and OneAmerica Retirement Services LLC, which are not broker/dealers or investment advisors.

## Key features

- Retirement account management
- Financial wellness resources
- Biometric login
- View/change contributions
- View/change investment allocations
- Account security

## What do users think of OneAmerica Retirement?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Simple and intuitive
- 💡 Potential for improvements

**Cons**

- 🐛 Frequent login issues
- 🐛 Biometric login problems
- 🐛 Buggy and unstable
- 🔍 Minimal functionality
- 🔍 Lacks important features

**Commonly reported bugs**

- App crashes frequently
- Login credentials not working
- Unexpected errors and app closures
- Forced app updates causing issues

**Most requested features**

- Ability to view Roth vs. Traditional 401(k) balances
- Graphical performance tracking and growth charts
- Detailed transaction history and contribution tracking

## Recent user reviews (10 of 87)

All indexed reviews: https://appshunter.io/ios/app/oneamerica-retirement/id1556568275/reviews.md

### 1/5 — No reply to distribution request

*2026-03-26, version 6.4.2*

Twice filed not a response

### 1/5 — Awful app

*2026-02-28, version 6.4.2*

The Face ID login seems to only last 27 seconds before you have enter your password again

### 1/5 — Horrible!!!!

*2026-02-23, version 6.4.2*

Have never had an issue with this app, it has always been available to me and never any issues. In the last couple months, it has become the most irritating, annoying and frustrating app I have ever had to deal with… the website isn’t any better lately. I literally have not been able to access my accounts via app or website. When I’m on the phone, I’m told there’s no known issues, yet there’s an issue. 
Super annoyed!!!

### 1/5 — Vague information. Not helpful

*2026-02-01, version 6.4.2*

The information they give is very basic and not much you can do with it. Can’t even see account transactions. Better just using a browser.

### 1/5 — Worst Retirement App

*2026-01-30, version 6.4.2*

I can never see my balance until my statement gets released quarterly. I have no idea how much I’m contributing and am not able to change any of my investment strategies. The website will not even let me log in just glitches every time I click log in saying I’m already logged in. Absolutely horrendous I wish my employer used any other service.

### 2/5 — FaceID keeps failing

*2026-01-16, version 6.4.2*

Authentication keeps failing and resetting every 2 weeks or so. I have to manually re-enable FaceID every other week, which is really annoying.

### 3/5 — Meh…

*2025-10-14, version 6.4.2*

Shows a value, but cannot change intervals to see over time. It could use a line graph to show you a value. Simple output at best.

### 1/5 — Poor app on phone

*2025-08-12, version 6.4.2*

I hope the developers are using this app on their own phones.
— several concerns—
Too difficult to see recent contributions, yearly contributions to date 
— the percent return on a monthly basis and three month basis changes to dramatically every day, must be a math problem
— too hard to compare my returns to the appropriate ETF group in the market

### 1/5 — Good but…

*2025-07-07, version 6.4.2*

The app is ok and serves its purpose, but the biometric login really needs to be fixed. What’s the point of having it when it forgets the face id and makes me enter my password again and re-enable biometric login literally every time? Please fix!
Edit: Downgrading to 2 stars. The login problem is still not fixed and I’m tired of it! Not a good user experience at all!
Edit 2: 1 star. They obviously just don’t care.

### 2/5 — No Contribution?

*2025-06-26, version 6.4.2*

No Contribution?

## Frequently asked questions about OneAmerica Retirement

### What does the OneAmerica Financial app do?

The OneAmerica Financial app allows retirement plan participants to manage their accounts on the go. It provides access to financial wellness resources and enables users to perform key retirement account management transactions and activities.

### What are the key features of the app?

Key features include registering and enrolling, using biometrics for login, viewing current account balances, changing contribution amounts, modifying investment allocations, and viewing quarterly statements. The app also prioritizes data security.

### Is the app free to use?

Based on the provided information, the app is free to use. There are no mentions of in-app purchases or subscription fees for accessing its features.

### Who can use the OneAmerica Financial app?

This app is exclusively for retirement plan participants of OneAmerica Financial. It does not support access to other OneAmerica Financial products like life insurance, employee benefits, or annuities.

### What languages does the app support?

The app is available in both English and Spanish, allowing users to select their preferred language for the app experience. This caters to a broader range of users.

## Version history (last 5 releases)

### 6.4.2 — 2025-05-14

Minor bug fixes

### 6.4.1 — 2025-05-06

Base platform updates to keep our app running smooth

### 6.4.0 — 2025-02-27

Base platform updates to keep our app running smooth

### 6.3.4 — 2024-11-21

Minor bug fixes

### 6.3.3 — 2024-08-13

Base platform updates to keep our app running smooth

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## More apps by American United Life Insurance Co Inc

- [Tower Fitness](https://appshunter.io/ios/app/tower-fitness/id1547256464)

All apps by American United Life Insurance Co Inc: https://appshunter.io/developer/1536431283

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*