# OneLedger — Net worth tracker, offline > Net worth tracker, offline (iPhone/iPad app by Damien Zilka.) - Source: https://appshunter.io/ios/app/oneledger/id6758046465 (this page in markdown: same URL + `.md`) - Developer: [Damien Zilka](https://appshunter.io/developer/1795288222) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.0 · 23 MB - Languages: American English, French (France), European Spanish - Released: 2026-03-26 - Data updated: 2026-08-10 - User reviews in markdown: https://appshunter.io/ios/app/oneledger/id6758046465/reviews.md ## What is OneLedger? Track, project and simulate your net worth — 100% on your device, no bank connection. OneLedger brings together accounts, portfolios (stocks, ETFs, crypto), real estate, and loans in one app, on iPhone, iPad, and Mac. Think long term, track your objectives Building wealth takes years. OneLedger is built for a long-term view: you set your goals (retirement, property purchase, project savings) and follow how your situation evolves over time. Dashboard, projection charts, and wealth evolution give you a clear picture of where you stand and where you’re heading. Savings and accounts Centralise your bank and savings accounts (checking, savings, brokerage…). See totals, history, and breakdown by category. Portfolios: stocks, ETFs and crypto Create portfolios by goal (retirement, project, liquidity). Add positions in stocks, ETFs, or crypto (BTC, ETH…) with quantity and purchase price. Track the value and performance of each portfolio, refreshed automatically via an optional API key. Real estate and loans Record your properties and their linked loans. Run repayment scenarios (rate, term, monthly payment) and compare the impact on your cash flow. You get a clear view of debt and net real estate wealth. Scenarios and analysis Use scenarios to project your savings and goals over time. The Expert module offers macro indicators (liquidity, valuation, economic cycle) and tools such as rate stress tests to support your long-term thinking. Privacy by design No bank connection, no account to create, no server: your data is encrypted and stays on your device, with local encrypted backups. A single one-time purchase unlocks the full version — no subscription. Who is it for? Individuals who want a single view of their wealth, without relying on a bank connection or a mandatory cloud subscription. 14-day free trial, English interface, available on iPhone, iPad, and Mac. Also available from Siri, Spotlight and the Shortcuts app, without opening it. Download OneLedger and take control of your net worth. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Full Version | $17.99 | one-time | ## Version history (last 5 releases) ### V2.6 — 2026-08-04 What's New This update strengthens your monthly wealth check-in and clarifies what the full version unlocks. • Monthly update — a new screen chains the entry of all your accounts, portfolios and properties into one flow, instead of navigating to each one separately. It ends with a recap of how your net worth has changed since your last visit. • Siri, Spotlight and the Shortcuts app — "See my net worth", "Update my accounts" and "Add an account" are now available without opening the app. • A clearer full version — a new screen shows exactly what the full version unlocks, right when you need it. Real estate is now part of the free tier (1 property). • Account categories — the category field is now fully free text and always displays exactly as you wrote it, in every app language. • Monthly reminder — the day and time of the notification are now configurable in Settings. • Security — a PIN fallback is now always available if Touch ID or Face ID fails, and exporting your data in plain text now comes with an explicit warning. • Fixes — the waterfall charts on the Accounts and Categories screens sometimes showed a raw number instead of a currency amount; several English and Spanish translations were reviewed, including the app's main tab. Your financial data stays on your device. Thank you for using OneLedger. ### V2.5 — 2026-08-01 OneLedger has been redesigned from top to bottom, and a set of calculation and security fixes come with it. • A new look — Every screen has been redesigned around a calmer palette and flat, readable cards, in both light and dark mode, on iPhone and iPad. The dashboard leads with your net worth and its trend, followed by your asset breakdown. Navigation, forms and charts all follow the same design. • Finding your way around — New users get a short introduction video. If you already use the app, a brief guided tour points out what moved; you can replay it any time from Settings. • Less clutter — Settings are grouped into collapsible sections. Secondary navigation sections are now hidden by default and can be switched on as you need them, so the app starts simple and grows with you. • More accurate figures — Several calculation issues have been fixed: debts in a currency other than your reference currency are no longer converted twice, net worth is consistent between the dashboard and the Analysis screens, the exported balance sheet now matches what you see on screen, portfolio history is rebuilt from actual purchase dates, and tax estimates apply social contributions correctly. The app also warns you when an exchange rate is missing, instead of silently treating two currencies as equal. • Expert mode — Economic cycle detection has been corrected: recessions were being reported as expansions. • Security — After several incorrect PIN codes, entry pauses for an increasing delay, so a PIN can no longer be found by trying every combination. PIN fields now show the numeric keypad. All data at rest is encrypted, and Settings now explains which backup format can be restored on another device. • Fixes — Scrolling on iPad has been fixed throughout the app, and card actions moved into press-and-hold menus. Your financial data stays on your device. Thank you for using OneLedger. ### V2.4 — 2026-06-22 Crypto portfolios * New Crypto portfolio type alongside Stocks and ETFs. * Track 10 major cryptocurrencies (BTC, ETH, LTC, BCH, XRP, ADA, DOT, LINK, BNB, SOL) with a dedicated picker, fractional quantities (up to 8 decimals), and quote currency selection. * Live and historical prices via Alpha Vantage (digital currency API), with a dedicated cache keyed by symbol, type, and quote currency. Dashboard * New Crypto tracking section: consolidated allocation chart, 90-day trend, holdings list, cost basis, and unrealized gain/loss. * Summary tiles for total crypto value and overall crypto performance (% since purchase). * One-tap price refresh for all crypto holdings. Portfolios & charts * Crypto-aware price refresh and evolution charts (holding and portfolio level). * Portfolio cards show crypto-specific icon and performance. * Traditional portfolio performance metrics exclude crypto portfolios. Patrimony analysis * Crypto portfolios are classified in the Satellite pocket (high-risk assets), separate from Goals. Other * More reliable portfolio/holding updates in the UI after price refreshes. Bug fixes ### V2.3 — 2026-06-06 OneLedger 2.3 — iPhone and interface This release focuses on the iPhone experience while keeping iPad and Mac supported. iPhone navigation New 4-tab structure: Dashboard, Wealth, Analysis, and Settings. Grouped access to accounts, portfolios, real estate, balance sheet, and analysis tools without cluttering the screen. Readability and charts Layouts adapted for small screens (lists, cards, forms). Clearer charts: year axes and amounts (k/M) on loans and the dashboard. Loan scenario comparison: current vs simulated shown as stacked bars. Portfolios: period selector (1M, 3M, 1Y…) adapted for iPhone. Account and Category analysis: stacked layout on iPhone; help on cumulative waterfall chart scale. Wealth and dashboard Wealth summary: Cash flow & credit section with interest vs principal on loan repayments. Dashboard: refined indicators and projection labels (including net real estate wealth). Appearance and settings Enhanced visual themes (light/dark modes). Settings: aligned lists and pickers; welcome screen and discovery guide match the chosen theme. Miscellaneous Savings projects and scenarios: simplified interfaces. Display and stability fixes across several screens. ### V2.2 — 2026-05-31 - Fixed a rare edge case bug that could occasionally cause the application to crash. ## More apps by Damien Zilka - [Voyel : Travel Planner & AI](https://appshunter.io/ios/app/voyel-travel-planner-and-ai/id6755695921) - [BookScout: Library Manager](https://appshunter.io/ios/app/bookscout-library-manager/id6757407087) All apps by Damien Zilka: https://appshunter.io/developer/1795288222 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*