# OneScore: Credit Score App — user reviews

> 32 indexed App Store user reviews of OneScore by Fplabs, rated 4.70/5 from 179,115 ratings.

- Source: https://appshunter.io/ios/app/onescore-credit-score-app/id1462059417/reviews
- App overview in markdown: https://appshunter.io/ios/app/onescore-credit-score-app/id1462059417.md
- Rating breakdown: 5★ 804 · 4★ 65 · 3★ 26 · 2★ 11 · 1★ 25

## Newest reviews (10 of 32)

### 1/5 — No option to delete the account

*2022-06-23*

There was a bug in the app to try alternate number, then I tried to delete the account and try new account 
Unfortunately I understand that there is no option to delete the account 
Even though there’s a document on the site telling that “delete account” option is there in my account page, but I couldn’t find it anywhere 
If anyone could find, please let me know 
Or let me know the process to delete my account

**Developer response:** Hi Xavier, we take any inconvenience caused to our customers very seriously. Kindly allow us to help you with the assistance that you require by dropping us a mail with the screenshot of the error at onescorehelp@fplabs.tech - Ahi

### 5/5 — Simply Awesome

*2022-03-16*

My experience with this app is really great. It’s silk and smooth. The UI is designed is such a way that you will like it at the first go.
The credit scores are also updated and are shown correctly.
Above all these, it has no ads.
Thank you for creating such a beautiful app!

**Developer response:** Hi there, a hearty thanks to you for believing in us. We always aim for the best possible experience for our users. Glad to be of service to you. Kudos! - Ahi

### 5/5 — In love with this app

*2022-02-21*

I have tried many ways to check my credit score none of the apps or websites showed me the correct time in such a less time. Not only that it shows all the credit card informations also correctly. Very useful. 5* from me 👍

**Developer response:** Hello Piya, it's very nice to know you enjoyed the app. Always a pleasure to be of service and help our users maintain and improve their credit health, absolutely free of cost! Grateful that you chose to rate us here. Kudos! - Ahi

### 5/5 — Five stars for the app; zero star for customer support

*2022-01-31*

This app is no doubt a great app, works with absolute smoothness, no bugs. But their customer support is a nightmare. Firstly, getting connected to a representative is totally a good luck. Secondly, if connected to a representative, they take more than the time required to answer your queries. Also, their Twitter handle doesn't reply most of the times. Only, if it is an appreciation tweet, you will get reply very quickly. Else, any complaint tweet will go unanswered, or even unseen. They seriously need to look after their support system.

**Developer response:** Hey Sourav, we have noted your feedback and shall make sure that you are provided with the best service that you rightfully deserve as we are nothing without our Fam. Thanks for reaching out and safe rides ahead!

### 1/5 — Won’t work

*2022-01-30, version 3.14.7*

Wants me to enter a phone number and when I do the app tells me it’s invalid. I have had the same phone number for like 12 years

### 5/5 — ⭐️⭐️⭐️

*2021-12-16*

Amazing app I love it I got my first credit card from one card thanks…. But I have one issue I can’t able to see my Experian score on one score. (I already have Experian score but I can’t able to see it) I think you need to give a refresh button for it( my opinion) thanks…. ⭐️⭐️⭐️

**Developer response:** Hey there, thanks for the feedback. We are happy to know that we were able to be the first one for you and shall ensure that we keep up with your preferences, assisting you in the best way possible. As per your Experian score, request you to kindly write to us at onescorehelp@fplabs.tech and we'll be there to help you further. -Dee 🌸

### 2/5 — One Card app is geo fenced

*2020-12-21, version 3.8.16*

I am very much in India just happens to be using US App Store. 

I downloaded One Score and got all my credit score verified and got redirected to One Card app which I can’t download because that’s geo fenced to India. 

Pleas turn off the geo fencing so that users can use it regardless of their App Store location

### 5/5 — Best Credit Score App

*2020-12-15*

As I come to a financial background so I know the importance of the credit score report for taking loans. One Score is best app which I used till date. This app also in-depth analysis of your score & also help me to improve my score. Keep it up guys. I have also recommended your app for my colleagues & seniors. For Good Score, Get One Score

**Developer response:** Hey Atul, 

We are delighted that you could understand our purpose. 😇

Hurray for the reward points! 🥳

Thank you for leaving an in-depth review.

Vani

### 2/5 — Can’t connect

*2020-11-18, version 3.8.16*

It adds an extra 9 to number so it never connects

### 5/5 — Working perfect and CIBIL sore also now available

*2020-11-06*

Before I unse other credit score application for many years, suddenly come to know about this app, when I try it’s show my score perfectly even show me my CIBIL score also which kind of rare in any other free apps, all my details are showing perfectly.. thanks for such a great work keep it up.

**Developer response:** Hey, thank you so much for the awesome review. We are glad you liked our service and do share the happiness with your friends :) -Yash

## Most critical reviews (10 lowest-rated)

### 1/5 — Junk

*2024-11-13, version 3.14.96*

Never sent a code. This app is a total waste of time and effort look elsewhere.

### 1/5 — It won’t let me change the country code for a USA telephone number

*2024-10-17*

I can’t even complete setting up my profile, because the app won’t let me change the country code on the telephone number. It is defaulted to +91

### 1/5 — Frauds - they sell you personal information

*2024-10-01, version 3.14.91*

I used my mobile number to get OTP on their mobile app. Starting within the next 15 minutes, I started to receive some text messages from different unknown numbers and those seems to be scam. It looks like one score sold my mobile number information someone to someone.

### 1/5 — Zero Stars for app & customer support

*2024-08-23*

I have installed this app in 2024 Jan, unfortunately I’m unable to fetch neither CIBIL or Experian score due to some issues in app for which I have reached out to customer support, they didn’t respond to my emails even after multiple follow ups but after few months somehow I was able to fetch CIBIL score only, still having issue with Experian.

It’s been nearly 8 months but they didn’t fix this issue & not bothered to respond to me on the issue.

Finally I have received a call from customer support on 18th Aug saying this is an issue for many users for which they are looking into it. He didn’t provide any proper response on my query “why it took 8 months to reach out to me ?”

Today they have given surprise to me,  I am unable to fetch my CIBIL score also now.

**Developer response:** Hi Buddy! We can understand that there is something that is bothering you and we would like to know more to give the best service. 
Request you please elaborate on your issue and write to us at onescorehelp@onescore.app with your registered email ID and share the allotted ticket number here, so we can look into this 
further. - Suchi

### 1/5 — Customer support is terrible

*2024-03-30*

This app doesn’t show my experian score. When I raised a request, the customer support said I have registered from two different email address (having same pan number) because of which this issue is happening. When I asked them to fix it, they said they can’t fix it.
First of all they should have a validation when creating new user. They didn’t have it. Now they could fix it from the backend, but they straight away tell they can’t do it.

**Developer response:** Hey Shibasis,  We apologize for the disappointment you've expressed. Your feedback is heard, and we're here to make amends. We request you to drop us an email at onescorehelp@onescore.app with your registered email ID so that we can help you in a better way. -Yuki

### 1/5 — Not working on IOS

*2024-01-06, version 3.14.79*

IOS functionality for One card is not available

### 1/5 — Unable to unregister, could be a scam

*2023-12-03*

This app seems like a potential trap. Upon registering, I've been bombarded with numerous calls from OneCard aggressively promoting their credit card. Even on WhatsApp, their spam messages persist. Despite attempting to unregister within the app, the process proved convoluted—they created a ticket, only to cancel it a few days later, citing my alleged unreachability without any valid reason. The complexity involved in deleting an account raises suspicions.

Adding to my concerns, I've observed an unexplained two-point drop in my credit score. Given that I haven't undertaken any new financial activities, I suspect the app may be continuously fetching my credit score, contributing to this unexpected decline. These experiences collectively contribute to my perception that this could be one of those financial scam apps frequently highlighted in the news.

**Developer response:** Hey buddy, this is not the experience we want you to have! Let's connect & discuss this further, drop us a mail with your registered email ID at onescorehelp@onescore.app. Also, share your allotted ticket ID here for quick assistance. See you then! - Srish☕️

### 1/5 — Not Working

*2023-11-01, version 3.14.71*

App is not working properly.
West of time

### 1/5 — App is fine, but they will harass you to take OneCard

*2022-08-10*

DO NOT INSTALL. I downloaded OneScore to keep track of credit score. It was pretty good in getting my credit score. But once the company realised I had a good credit score, they started annoying me continuously to take OneCard. Multiple messages everyday, from different numbers, that I couldn’t block them all. Then they also started calling me with automated messages. Super annoying. Crappy app for taking advantage of my score this way. Never gonna recommend OneScore or card to anyone.

**Developer response:** Hi there, let’s get this checked for you. All you have to do is share your issue at  onescorehelp@fplabs.tech along with your registered mobile number and a screenshot of the error if any so that we can check and help you further. Cheers! - Ahi

### 1/5 — Total waste app, can’t register on it.

*2022-08-03, version 3.14.18*

After verifying by giving phone number and OTP the app asked for first and last Name (as per PAN) my last name is an initial which is one character but the app keeps asking for 2 characters (as per PAN) in my last name without that it doesn’t proceed. What to do without a full last name. Can’t proceed with first name alone also. Total waste and bakwas app.

## Most praised reviews (10 highest-rated)

### 5/5 — Best Greedy cibil score app

*2026-08-13*

Hi Team,
I have been using your app for the last couple of years ( around 4 ) and this is one of the apps that has provided me with one of the most accurate scores of cibil and experion. I will always be grateful to you guys for helping me to plan my financial things until this very last update that you have made to your application. I hope you guys have a great greedy endeavor ahead and may all your profits be increased by many holds from your fellow poor users. I wish all the team behind the plan of making the cibil score a subscription based bussiness model success in their life. 

Yours regards
A middle class user

**Developer response:** Hi there, we’re sorry to hear that your experience with OneScore didn’t meet your expectations. Your feedback is valuable to us, and we’re committed to making improvements. Please reach out to our support team at onescorehelp@onescore.app so we can address your concerns directly. Thank you! - Ahi

### 5/5 — Great app

*2026-06-30*

Really one of the best app for every credit score related matters. I am using this app since it’s beginning. I really helps me to update myself about my Credit score and also helps me track any unwanted entry in my account. Thanks a Ton one score team for supporting us without charging a penny. Love this app ❤️

**Developer response:** Hi there, thank you for the wonderful 5-star shout-out! Knowing that you walked away completely happy is our biggest achievement, and we are so glad we could meet your expectations. Your fantastic review inspires us to keep innovating and delivering the best possible service. - Shri

### 5/5 — Little more details

*2025-03-02*

One of my active loan shows DCB under category others. Not getting which loan it is and when my score goes low or high it would be good for what reason it went down like “missed SBI card payment “ or “x times loan enquiry “ etc

**Developer response:** Hey there!

We’re always here to assist you.

At OneScore, we fetch data directly from the bureaus, ensuring you get accurate and up-to-date information!
If you notice any errors in your report, you can easily report them via the OneScore app.

📌 Simply head to the Insights tab, click on "Report an Error," and you’ll be redirected to the bureau’s site to raise a dispute.

Need further assistance? Feel free to share your concern with us at onescorehelp@onescore.app and drop your allotted ticket ID here - we’ll work our magic to light up those remaining stars! ✨
~Misha

### 5/5 — The Best Free Credit Score Checking App in the Market

*2024-10-12*

I’ve got to say, right from the UI to the design to the options and to the availability of services - OneScore is a time saver and a quick go to option for regularly updated Credit/CIBIL Score. If you are tired of having to shell out money to check your credit score then having the OneScore app is a must as it shows you a regularly updated CIBIL & Experian Score simultaneously and also offers to show you your active and closed loan accounts with utmost precision. OneScore is by far the most must have financial apps for your financial needs especially your loan needs. It has helped me with planning my loans so well that I’m never dropping the OneScore and OneCredit company services! OneScore you are a life saver and you deserve 5/5 stars even 10! Make a wise decision and download this wonderful app todayyy!

**Developer response:** Hi there, the true secret of happiness lies in taking a genuine interest in all the details of everyday life. 🫶
Thanks for coming up with such a kind response & a fabulous rating. 
We feel blessed & highly encouraged by your appreciation for our efforts. ✌🏻 
Have a glorious day ahead. 🥳  - Eddy

### 5/5 — Late Update

*2024-05-29*

Somehow, I figured out every time I check on one score my civil score! it was not giving me the right info according to my current civil. It was little bit backdated for two months or more. I will request if you cannot provide the right civil score and present time, please fix the issue as soon as possible.

**Developer response:** Hey Fam, Your satisfaction holds the utmost importance to us, and we are wholeheartedly dedicated to ensuring that you enjoy the best possible experience! If you're facing any issues or have concerns, kindly share them with us at onescorehelp@onescore.app using your registered email ID. Our dedicated team is here to assist you promptly! -Yuki

### 5/5 — Credit card and score

*2024-02-23*

One of the best app for checking credit scores from Cibil and Experian. Shows the loans and utilization and reminds for the payment dues. 
But i face a issue in app it shows your credit card is approved but in one card it shows the offer is expired.

**Developer response:** Hey Friend! Your review is like a burst of sunlight in our world! Your positive experience is the wind beneath our wings, and we're committed to always setting the bar higher. Thank you for your kind words and your steadfast support! -Geet☀️

### 5/5 — Genuinely thank you

*2024-02-19*

I wrote this review because I love the service received from one score my cibil score was down because of Hero finance they frayed with me and because of them I lost my trust and my credit but thanks to one score my score went up genuinely I appreciated the team for guiding me well Thums up to one score 🤟🏻😎

### 5/5 — Inconsistent contact details

*2024-01-07*

I have only one number and I have my own house that is one. How is it inconsistent contact details. If so then how all my credit cards are paid every month. This is a creative idea of cibil and experian to put me down on the credit score. Fine if there is something send me an email with the inconsistent contact details which I provided. I  dare you both rating giants.

**Developer response:** Hey Ali, Your satisfaction holds the utmost importance to us, and we are wholeheartedly dedicated to ensuring that you enjoy the best possible experience! If you're facing any issues or have concerns, kindly share them with us at help@getonecard.app using your registered email ID. Our dedicated team is here to assist you promptly! -Yuki

### 5/5 — Account Details

*2022-10-23, version 3.14.18*

It really helped me to know what all accounts I hold. There were few accounts which I was not using but were in my name as Active. I closed them. Now I have only ones which I am using. This app is really good way to know your account, credit card and loan details.

### 5/5 — The Best app to look at your credit score

*2022-08-17*

I’ve been using OneScore for almost 3 months now, and it is one of the best Credit score apps I’ve ever seen. The ease of use is amazing, the tips to increase Credit Score are wonderful, making you more credit aware. Also the best part is no ads, so I’m not constantly bugged with them.

**Developer response:** Hi there, we live for the days when we see such amazing responses from our users. These ratings that you have left will get us to the moon with the help of those lovely stars. There are "no faults in our stars"! - Ahi

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
