# Onmo - Mobile Money — Your money, at your fingertips > UK credit and debit account provider for smarter money management. (iPhone/iPad app by Onmo Limited.) - Source: https://appshunter.io/ios/app/onmo-mobile-money/id1577185385 (this page in markdown: same URL + `.md`) - Developer: [Onmo Limited](https://appshunter.io/developer/1709972738) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 12.0 · 39 MB - Languages: American English - Released: 2022-08-04 - Data updated: 2026-08-16 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/onmo-mobile-money/id1577185385/reviews.md ## What is Onmo? Onmo is one of the UK’s newest credit card and debit account providers. We help people make smarter decisions with money, so they can get more out of life. Our products are easy to use, we are transparent with our charges - and we always put our customers first. This app is a great way to keep track of your spending, pay bills, seek help, or freeze your card. And if you have multiple Onmo products, you will be able to view and control everything in one place. We are working with our customers to build an account that adds real value to their lives. It's already pretty good. And thanks to your continual input, it's going to be something rather special. - Intuitive dashboard where you can view all your Onmo activity in one place - Set up one-off payments, standing orders or Direct Debits - Delve into details when money arrives into your account - Authorised and regulated by the FCA. Reg number: 940604 ## Key features - Track spending - Pay bills - Freeze card - View all accounts - Set up payments - Intuitive dashboard ## What do users think of Onmo? Overall sentiment: negative **Pros** - 👍 User-friendly app - 🚀 Quick and easy application process - 💡 Innovative approach to banking - 🔒 Secure app with passcode and biometric options **Cons** - 🐛 App crashes and freezes - ⚠️ Unreliable card functionality (declined transactions) - 🔍 Lack of customer support responsiveness - 💳 Issues with payments and account access **Commonly reported bugs** - Login issues (wrong passcode, black screen) - Forgot password link not working - Compatibility problems with newer iOS versions **Most requested features** - Online portal for account management - Virtual card option for immediate use - Improved customer support channels ## Recent user reviews (10 of 101) All indexed reviews: https://appshunter.io/ios/app/onmo-mobile-money/id1577185385/reviews.md ### 1/5 — Stan *2025-04-30, version 1.3.36* The app doesn’t work won’t open . How am I supposed to clear my credit ?? ### 1/5 — Frauds *2025-04-13, version 1.3.36* I keep getting transactions that wasn’t made from myself and now I cancelled and request a new card & I haven’t received the card & now cannot view my account!!! Absolutely disgusting & robbery ### 5/5 — Onmo *2025-03-21, version 1.3.36* I downloaded the new app but it doesn’t work ### 1/5 — Don’t do it! *2025-03-18, version 1.3.36* They entice you in with a low apr and then increase your credit and soon as you spend on it they bump the apr up ridiculously high! I’ve just cancelled mine. ### 1/5 — Crashes all the time *2025-02-15, version 1.3.36* App crashes all the time and takes ages to load ### 1/5 — Stressful *2025-02-01, version 1.3.36* Not very good at due to being unable to make payments. Luckily I have a direct debit set up so I won’t miss payments but I like to pay extra throughout the month. ### 1/5 — Poor communication and broken all *2025-01-08, version 1.3.36* Just avoid this company. Something seems off with how they operate too. ### 1/5 — Terrible app and bank *2025-01-04, version 1.3.36* Horrible app - has not worked for the last 8 months, it never works. Never can can get hold of customer service. They just do not care. Can’t use app, can’t use the card, can’t make payments. Total shambles. ### 1/5 — Can’t apply *2024-12-13, version 1.3.36* Very not good they don’t recognise My Number so stupid ### 1/5 — Phone number not working *2024-11-13, version 1.3.36* Can’t get a verification text message. ## Frequently asked questions about Onmo ### What does Onmo do? Onmo is a UK-based provider of credit and debit accounts designed to help users make smarter financial decisions. It offers tools to track spending, pay bills, manage accounts, and freeze cards, all accessible through a mobile app. ### What are the key features of the Onmo app? The app features an intuitive dashboard to view all your Onmo activity, the ability to set up one-off payments, standing orders, and Direct Debits, and options to view transaction details. You can also freeze your card for security. ### Is Onmo free to use? Based on the information provided, the app itself is free to download and use. Onmo is a credit card and debit account provider, and while the app is free, there may be charges associated with the financial products themselves, which the app aims to make transparent. ### Who is Onmo for? Onmo is for individuals in the UK who are looking for a straightforward and transparent way to manage their credit and debit accounts. It's designed for those who want to track their spending, pay bills easily, and have control over their finances through a mobile app. ### How does Onmo help users manage their money? The app provides an intuitive dashboard to monitor all your financial activity in one place. You can track your spending, set up various types of payments, and gain detailed insights into your transactions, empowering you to make more informed financial choices. ## Version history (last 5 releases) ### 1.3.36 — 2024-10-03 Bug fixes - remove hard-coded cancel text when ordering a new credit card ### 1.3.35 — 2024-10-02 Bug fixes ### 1.3.34 — 2024-07-16 Update so new live-chat is only available to supported OS versions ### 1.3.33 — 2024-07-15 Preparation for use of new live-chat provider and enhanced logging ### 1.3.32 — 2024-06-05 Enhanced capability to view and download Legal Documents as PDF ## Apps similar to Onmo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Dorothy Perkins Card](https://appshunter.io/ios/app/dorothy-perkins-card/id907465210) | — | Free | Finance | | [Kixy](https://appshunter.io/ios/app/kixy/id1606900427) | 5.0 (7) | Free | Finance | | [AlRayan Bank UK Business](https://appshunter.io/ios/app/alrayan-bank-uk-business/id1499475534) | — | Free | Finance | | [Altery](https://appshunter.io/ios/app/altery/id6444398013) | 3.0 (6) | Free | Finance | | [Swan Community Bank](https://appshunter.io/ios/app/swan-community-bank/id1473482967) | — | Free | Finance | | [newealth](https://appshunter.io/ios/app/newealth/id1533526876) | — | Free | Finance | ## More apps by Onmo Limited - [Onmo - Credit, Simplified](https://appshunter.io/ios/app/onmo-credit-simplified/id6498719371) All apps by Onmo Limited: https://appshunter.io/developer/1709972738 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*