# OnPath CU — Bank 24/7!

> Mobile banking app for account management, payments, and credit insights. (iPhone/iPad app by OnPath Federal Credit Union.)

- Source: https://appshunter.io/ios/app/onpath-cu/id1564980714 (this page in markdown: same URL + `.md`)
- Developer: [OnPath Federal Credit Union](https://appshunter.io/developer/868954867)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.81/5 from 2,805 App Store ratings · 47 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 81 MB
- Languages: English, Spanish
- Released: 2021-06-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/onpath-cu/id1564980714/reviews.md

## What is OnPath CU?

Effortlessly manage your finances with the OnPath Mobile App. Enjoy the freedom of 24/7 access to your accounts. 
Key Features:
•	Account Management: 
o	Check balances and transaction history across all your linked accounts, including checking, savings, and loans.   
o	Deposit Checks with our Remote Deposit Capabilities. 
o	View account statements, download transaction history, and set up account alerts.
•	Seamless Payments: 
o	Send and receive money instantly with Zelle® for fast and secure peer-to-peer payments.   
o	Pay bills with ease using our bill pay features, schedule payments, and manage recurring bills.
•	Credit Score Insights with Savvy Money: 
o	Access your credit score directly within the app using Savvy Money and get personalized tips on how to improve your credit plus offers on great financial products tailored to you. 
•	Loan Management: 
o	Make loan payments, view loan balances and due dates, and track your loan progress.
•	Multi-Bank Aggregation: 
o	Connect and manage accounts from other banks and financial institutions in one convenient location.
•	Security Features: 
o	Experience peace of mind with our advanced security features, including fingerprint or facial recognition login.
•	Member Support: 
o	Our dedicated Member support team is available to assist you via chat during business hours.

## Key features

- Account management
- Remote check deposit
- Zelle® peer-to-peer payments
- Bill pay
- Credit score insights
- Loan management
- Multi-bank aggregation

## What do users think of OnPath CU?

Overall sentiment: negative

**Pros**

- 👍 Satisfactory banking experience
- 💎 Loyal, long-term customers
- 🏆 Favorite bank for financial services

**Cons**

- 🐛 Buggy app updates
- 🤖 Poor customer service and support
- 🔒 Security and account access issues

**Commonly reported bugs**

- App crashes and login issues
- Persistent notification badges
- Camera feature not working

**Most requested features**

- Add Zelle integration
- Improve deposit options
- Introduce card locking feature

## Recent user reviews (10 of 47)

All indexed reviews: https://appshunter.io/ios/app/onpath-cu/id1564980714/reviews.md

### 1/5 — Bad

*2025-03-01, version 2024.10.2.12*

Usually bad

### 1/5 — Absolutely horrible

*2025-02-21*

If you have already signed up for Onpath let me just tell you how sorry I am that you have to deal with this kind of trash. If you have not, run don’t walk find another lender. This company is absolutely horrid. You will never be able to get them on the phone. They will ask you to verify yourself 300 times if you do get on the phone and then after that, they will hang up on you. They can’t spell customer service. With it written down in front of them. They really need to be ashamed of themselves for how they treat people.

### 5/5 — Ilene Barton

*2025-01-14, version 2024.10.01*

I love this Bank very respectfully can’t get no better then federal Credit Union

### 5/5 — Satisfactio

*2025-01-10*

We have been members of On Path for decades now. We had a debit card early on, have borrowed money and used all their service. We have always been satisfied. Thanks for your years of service. We are sad that the teller will be no more. We will miss that hometown community feel.

### 5/5 — Favorite bank

*2024-05-19, version 2024.01.01*

Great bank for anything financial

### 3/5 — hello ?

*2024-04-25, version 2024.01.01*

when is ZELLE COMING & when you can lock your bank card ? everybody have it but us ?

### 3/5 — Clearing Notification

*2024-02-22, version 2023.03*

I have a notification that doesn’t seem to clear regardless of what I do.

### 4/5 — Notification

*2024-02-19*

I have a notification that will not go away. There’s no unread messages. I have even checked on the browser.

### 1/5 — FRAUD

*2024-02-08, version 2023.03*

This bank is fraud every corner of the way. DO NOT USE THIS BANK.

### 4/5 — Been working fine for years

*2024-02-03*

The app has been working fine. Doesn’t offer anything but the bare essentials, and that’s fine. Recently there’s a notification badge that won’t go away. I even tried deleting and reinstalling the app. No luck. It’s kind of annoying.

## Frequently asked questions about OnPath CU

### What can I do with the OnPath Mobile App?

The app allows you to manage your finances 24/7. You can check account balances and transaction history, deposit checks remotely, pay bills, send money via Zelle®, manage loans, and view your credit score with personalized tips.

### How do I improve my credit score using the app?

The app integrates with Savvy Money, allowing you to access your credit score directly. You'll also receive personalized tips on how to improve your credit and offers for financial products tailored to your needs.

### Is the OnPath Mobile App free to use?

Yes, the app is free to download and use. While the app itself is free, standard message and data rates from your mobile carrier may apply for certain features.

### What devices is the OnPath Mobile App compatible with?

The app is designed for mobile devices, offering features like fingerprint or facial recognition login for enhanced security. Specific compatibility details for operating systems like iOS and Android are typically found in the app store listing.

### Can I manage accounts from other banks in this app?

Yes, the app features multi-bank aggregation, allowing you to connect and manage accounts from other banks and financial institutions all in one convenient location.

## Version history (last 5 releases)

### 2024.10.2.12 — 2025-01-16

This update features general improvements and a refreshed user experience that reflects our brand.

### 2024.10.01 — 2024-12-03

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.4.0.10 — 2024-06-25

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.01.01 — 2024-03-26

- Improved login flow for those using biometrics
- Increased visibility for closed accounts within account details screen
- Various additional enhancements and bug fixes

### 2023.03 — 2023-06-21

- Navigation bar icon color fixed for iOS 15 and above
- User data is removed when app is deleted and new app downloaded from App Store
- Various additional enhancements and bug fixes

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## More apps by OnPath Federal Credit Union

- [OnPath Mobile](https://appshunter.io/ios/app/onpath-mobile/id1159014990)
- [OnPath FCU Business](https://appshunter.io/ios/app/onpath-fcu-business/id1567419832)

All apps by OnPath Federal Credit Union: https://appshunter.io/developer/868954867

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
