# OnPoint Mobile

> Mobile banking app for personal and business accounts with comprehensive financial management features. (iPhone/iPad app by OnPoint Community Credit Union.)

- Source: https://appshunter.io/ios/app/onpoint-mobile/id1243092558 (this page in markdown: same URL + `.md`)
- Developer: [OnPoint Community Credit Union](https://appshunter.io/developer/464747630)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 23,563 App Store ratings · 1,757 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 133 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2017-08-07
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/onpoint-mobile/id1243092558/reviews.md

## What is OnPoint Mobile?

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime.
 
With OnPoint Mobile you can:
 
• Sign in securely with Touch ID and Face ID (on supported devices).
• Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills.
• Send money to anyone in the U.S. with a phone number or email address.
• Transfer funds between your OnPoint accounts and your accounts at other financial institutions.
• Set travel notifications for your OnPoint debit or credit cards.
• Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced).
• Deposit checks without the need to visit a branch or ATM.
• View cleared check images and mobile deposit check images.
• Customize account nicknames, preferences, and alerts.
• Search transactions to quickly and easily find a specific transaction without endless scrolling.
• View eStatements.
 
Additionally, business members can:
 
• Add entitled users and set and control their access rights and limits.
• Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

## Key features

- Secure sign-in with biometrics
- Bill management and payments
- Send money to contacts
- Account fund transfers
- Card management (travel notifications, freeze)
- Mobile check deposit
- Transaction search and eStatements

## What do users think of OnPoint Mobile?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly app
- 🚀 Convenient mobile banking features
- 🔒 Robust security with biometric login
- 💡 Helpful customer service

**Cons**

- 🐛 Buggy mobile deposit feature
- ⏱️ Slow transaction updates
- 🔀 Confusing account management
- 🤔 Lack of customization options

**Commonly reported bugs**

- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process

**Most requested features**

- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators

## Recent user reviews (10 of 1,757)

All indexed reviews: https://appshunter.io/ios/app/onpoint-mobile/id1243092558/reviews.md

### 5/5 — Good

*2026-08-25, version 9.1.260601*

I like it

### 2/5 — App keeps crashing

*2026-08-25, version 9.1.260601*

Won’t load up half the time! You have to offload the app. Or turn your phone off then back on for the app to work.

### 5/5 — Its fast

*2026-08-25, version 9.1.260601*

I really love the different pictures that show up

### 5/5 — Love it absolutely

*2026-08-24, version 9.1.260601*

Excellent and easy to use. Rock solid also. Always there when I need it.  Super super easy to understand. Layout makes so much sense. I always know where to go!!!

### 5/5 — Great

*2026-08-23, version 9.1.260601*

Easy to navigate

### 5/5 — OnPoint mobile App

*2026-08-23, version 9.1.260601*

Works great!

### 5/5 — It’s Great

*2026-08-23, version 9.1.260601*

It is easy to use and I can deposit checks quickly so I don’t have to go to the credit union to deposit them. A real time saver!

### 5/5 — OnPoint App

*2026-08-22, version 9.1.260601*

Love it!

### 5/5 — So convenient!

*2026-08-21, version 9.1.260601*

Being able to make deposits from my living room is amazingly easy and gonvenient!

### 5/5 — Easy to use

*2026-08-21, version 9.1.260601*

Clear headings, convenient and secure.
Safe too!

## Frequently asked questions about OnPoint Mobile

### What can I do with this banking app?

This app allows you to securely check account balances, transfer funds between your accounts and to other institutions, pay bills, send money to contacts, and deposit checks remotely. You can also manage your debit and credit cards by setting travel notifications or freezing them if lost. Business members have additional features for user management and ACH payments.

### Is this app free to use?

The app itself is free to download and use. While the description mentions in-app purchases, it does not specify what these are. Standard banking transactions may be subject to fees depending on your account type and the specific service used.

### How secure is my financial information with this app?

The app prioritizes security by offering secure sign-in options like Touch ID and Face ID on supported devices. It also provides features like card freezing for peace of mind and secure transaction management to protect your financial data.

### Can I deposit checks using this app?

Yes, you can deposit checks directly through the app without needing to visit a branch or ATM. The app allows you to view cleared check images and mobile deposit check images for your records.

### What are the business-specific features?

For business members, the app offers the ability to add entitled users and control their access rights and limits. It also facilitates the generation of ACH payments, such as for payroll, though an ACH Agreement is required prior to using these services.

## Version history (last 5 releases)

### 9.1.260601 — 2026-07-21

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.

### 9.0.260601 — 2026-06-30

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.

### 8.0.260100 — 2026-05-12

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.

### 7.0.251100 — 2025-12-09

Enhancements to Card Management Functionality

### 7.0.250900 — 2025-11-10

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.

## Apps similar to OnPoint Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FNB Direct](https://appshunter.io/ios/app/fnb-direct/id524987109) | 4.8 (51,482) | Free | Finance |
| [Security Service Mobile](https://appshunter.io/ios/app/security-service-mobile/id1542856207) | 2.6 (1,101) | Free | Finance |
| [Woodforest Mobile Banking](https://appshunter.io/ios/app/woodforest-mobile-banking/id346205023) | 4.8 (65,175) | Free | Finance |
| [Fifth Third: 53 Mobile Banking](https://appshunter.io/ios/app/fifth-third-53-mobile-banking/id468738585) | 4.8 (648,338) | Free | Finance |
| [Mission Fed Mobile Banking](https://appshunter.io/ios/app/mission-fed-mobile-banking/id444540712) | 4.8 (17,659) | Free | Finance |
| [Wings CU (prev. Ent)](https://appshunter.io/ios/app/wings-cu-prev-ent/id464301726) | 4.8 (57,099) | Free | Finance |

## More apps by OnPoint Community Credit Union

- [OnPoint Card Manager](https://appshunter.io/ios/app/onpoint-card-manager/id1608204487)

All apps by OnPoint Community Credit Union: https://appshunter.io/developer/464747630

## Related topics

[onpoint mobile banking](https://appshunter.io/ios/topics/onpoint-mobile-banking) · [onpoint](https://appshunter.io/ios/topics/onpoint) · [onpoint mobile](https://appshunter.io/ios/topics/onpoint-mobile) · [onpointe mobile](https://appshunter.io/ios/topics/onpointe-mobile) · [aims mobile pay](https://appshunter.io/ios/topics/aims-mobile-pay) · [touchpoint mobile](https://appshunter.io/ios/topics/touchpoint-mobile) · [surepay mobile](https://appshunter.io/ios/topics/surepay-mobile) · [offpoint](https://appshunter.io/ios/topics/offpoint) · [clickpay mobile](https://appshunter.io/ios/topics/clickpay-mobile) · [onpay mobile](https://appshunter.io/ios/topics/onpay-mobile) · [onshift mobile](https://appshunter.io/ios/topics/onshift-mobile)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*