# OPay-Beyond Banking — user reviews > 1,953 indexed App Store user reviews of OPay by OPAY DIGITAL SERVICES PTE. LTD., rated 4.49/5 from 96,630 ratings. - Source: https://appshunter.io/ios/app/opay-beyond-banking/id1463776084/reviews - App overview in markdown: https://appshunter.io/ios/app/opay-beyond-banking/id1463776084.md - Rating breakdown: 5★ 24,701 · 4★ 3,491 · 3★ 2,137 · 2★ 1,689 · 1★ 2,730 ## What do users think of OPay? Overall sentiment: neutral **Pros** - 🚀 Fast and reliable transactions - 👍 Convenient and user-friendly - 💰 Helpful savings and cashback features **Cons** - 🐛 Issues with account upgrades and verification - 🔒 Weak security measures (no biometrics) - 🤖 Poor customer service and support **Commonly reported bugs** - Failed and pending transactions not properly handled - Inconsistent app behavior after updates - Inability to retrieve lost/stolen account access **Most requested features** - Dark mode option - Biometric login support - Improved transaction notifications - Seamless account upgrade process ## Newest reviews (17 of 1,953) ### 2/5 — Opay is full of scam *2026-07-05, version 8.11.0* They debit me over 6 days and not refund the money back to me i have been hearing about this for long i don’t believe it until it happens to me this is full of scam People ### 3/5 — Fast *2026-07-04, version 8.11.0* Smooth transactions ### 5/5 — Alex *2026-07-04, version 8.11.0* Wonderful App ### 5/5 — Fast *2026-07-04, version 8.11.0* Trust and reliable to use for transaction ### 5/5 — Review *2026-07-03, version 8.11.0* Excellent ### 5/5 — One of a kind *2026-07-03, version 8.11.0* The best send app I’ve ever used ### 5/5 — Love this app *2026-07-03, version 8.11.0* I love OPay Keep increasing my cash back ### 3/5 — Wahala pupo *2026-07-03, version 8.11.0* Una wahala too much with review jhare ### 5/5 — Review *2026-07-03, version 8.11.0* Perfect ### 5/5 — Good *2026-07-03, version 8.11.0* Good ### 4/5 — Best app *2026-07-02, version 8.11.0* Best experience ### 5/5 — B *2026-07-02, version 8.10.0* C ### 5/5 — Ope *2026-07-02, version 8.10.0* Nice 👍 ### 5/5 — Mr. Collins *2026-07-02, version 8.10.0* Best I ever had ### 5/5 — Mr *2026-07-02, version 8.10.0* Good ### 5/5 — Opay is Excellent *2026-07-02, version 8.10.0* Am always enjoying every transaction I make with my Opay app. Thanks for always being accurate Opay ### 5/5 — Nice *2026-07-01, version 8.10.0* Nice ## Most critical reviews (10 lowest-rated) ### 1/5 — Slow *2026-07-05, version 8.11.0* Your app is slow and lagging please fix this rubbish ### 1/5 — Late Alert *2026-07-04, version 8.11.0* When it comes down to receiving money the app alert do come late, ### 1/5 — Opay is full of scam *2026-07-03, version 8.11.0* They debit me over 48 hours and not refund the money back to me i have been hearing about this for long i don’t believe it until it happens to me this is full of scam People ### 1/5 — Apex *2026-06-07, version 8.8.0* Why I can’t update my Opay on my apple store ### 1/5 — Poor connection *2026-05-29, version 8.8.0* Poor connection ### 1/5 — Betting Notifications *2026-05-19, version 8.8.0* Stop sending betting notifications please ### 1/5 — Mayowa *2026-05-17, version 8.7.0* May ### 1/5 — Good app *2026-05-14, version 8.7.0* I love the the service ### 1/5 — Slow *2026-05-07, version 8.7.0* Not smart ### 1/5 — BAD *2026-05-07, version 8.7.0* Na god go punish you with your frustrating banking network idiot people ## Most praised reviews (10 highest-rated) ### 5/5 — Banking with no stress *2026-07-06, version 8.11.0* Good Service ### 5/5 — Bbb *2026-07-06, version 8.11.0* Interesting ### 5/5 — The best banking *2026-07-05, version 8.11.0* OPay has been my number bank over the years, that I don’t even use my other banks no more. Because OPay serves my well. ### 5/5 — Good *2026-07-05, version 8.11.0* Best ### 5/5 — Best *2026-07-05, version 8.11.0* Good banking ### 5/5 — Opay review *2026-07-05, version 8.11.0* Excellent ### 5/5 — Great bank *2026-07-04, version 8.11.0* Very easy and flexible to use ### 5/5 — Best bank *2026-07-04, version 8.11.0* Most secured mini bank ever 💯 ### 5/5 — Excellently good *2026-07-04, version 8.11.0* So reliable ### 5/5 — G *2026-07-04, version 8.11.0* 😇 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*