# OPay Business

> Financial management app for Nigerian businesses with payment collection and employee management. (iPhone/iPad app by OPay Digital Services Pte.Ltd..)

- Source: https://appshunter.io/ios/app/opay-business/id6467380679 (this page in markdown: same URL + `.md`)
- Developer: [OPay Digital Services Pte.Ltd.](https://appshunter.io/developer/1699757184)
- Category: Finance
- Price: Free
- Rating: 3.50/5 from 560 App Store ratings · 68 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.1 · 99 MB
- Languages: American English
- Released: 2023-11-22
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/opay-business/id6467380679/reviews.md

## What is OPay Business?

OPay is a well-known and leading financial service company in Nigeria with 40 million+ users who trust, rely on, and use the platform. OPay consistently adheres to its mission which is "make financial services more inclusive through technology" and keeps advancing its infrastructure and product to provide services that are "Beyond Banking" in Nigeria. 
OPay Business App addresses the retail needs for all kinds of business providing omnichannel collection methods, employee & store management, bill payments, and other excellent features to make your business secure, profitable, and more efficient.

With the OPay Business App, you can:
• Collect payments in any way you want
• Get a unique account for receiving transfers
• Apply for and manage your OPay POS easily
• Manage your branches and employees in one app
• Download statements and reports that bring insight to your business
• Access to over 200 billers…airtime, data, utilities and more

Take your business to the next level with OPay Business.

Contact us
We have a dedicated support team available 24/7 for all your questions and complaints.
Helplines: 07008888329
Website: https://opayweb.com/merchants/
Facebook: @OPay agents

## Key features

- Omnichannel payment collection
- Unique account for transfers
- POS application and management
- Branch and employee management
- Downloadable business statements
- Access to 200+ billers

## Chart rankings

- #90 in Top Free · Finance (US App Store)

## What do users think of OPay Business?

Overall sentiment: negative

**Pros**

- 👍 Good app functionality overall
- 💡 Bill payment feature requested and appreciated

**Cons**

- 🐛 Missing loan icon in updated version
- 🐛 Transaction history not displaying properly
- 🐛 Sub-account creation failing on iPhone
- 🐛 Sub-account withdrawal not working on iPhone
- 🐛 Business account transfer features removed for Apple users
- 🐛 Unable to buy airtime and data
- 🐛 Unable to pay bills
- 🐛 App showing 'Coming Soon' instead of functional features
- 🐛 Account freezing issues
- 🐛 Frozen accounts not unfreezing
- 🐛 'Upgrade to latest version' message with no available update
- 🐛 Accept large transfer not working on iOS
- 🐛 Cannot register Nigeria phone numbers
- 🐛 OTP only available via SMS, not email
- 🐛 Money stuck in accounts
- 🐛 Discrepancies in account balance
- 😞 Poor customer service response
- 😞 Confusing UI between OPay and OPay Business
- 😞 App slower than previous version
- 😞 Less user-friendly than previous version
- 😞 iOS version lacks features available on Android
- 😞 Forced merchant account integration unwanted by users

**Commonly reported bugs**

- Loan icon missing from updated app
- Transaction history not showing previous transactions
- Sub-account creation failing on iPhone
- Sub-account withdrawal not working on iPhone
- Business account transfer features unavailable for iOS users
- Airtime and data purchase not functioning
- Bill payment features not working
- App displaying 'Coming Soon' for multiple features
- Account freezing without clear resolution
- Upgrade prompt appearing with no available update in App Store
- Accept large transfer stuck on iOS
- Nigeria phone number registration not supported
- OTP delivery only via SMS, email option missing
- Money stuck in accounts with no withdrawal option
- Account balance discrepancies
- App crashing or not opening
- Version mismatch (v2 vs v3) on fresh installations
- Restricted accounts unable to perform transactions

**Most requested features**

- Restore loan icon functionality
- Display complete transaction history with totals
- Add bill payment capability
- Restore airtime and data purchase functionality
- Restore electricity bill payment
- Enable email-based OTP option
- Support for Nigeria phone number registration
- Fix sub-account functionality on iPhone
- Improve app performance and speed
- Parity between iOS and Android features
- Option to downgrade from merchant account
- Accept pending transfer functionality for business accounts
- Restore previous app version features

## Recent user reviews (10 of 68)

All indexed reviews: https://appshunter.io/ios/app/opay-business/id6467380679/reviews.md

### 5/5 — OPay personal bank

*2026-08-14*

I can’t find Opay personal bank on my App Store to download it on my iOS

### 5/5 — Opay personal bank

*2026-07-30*

I can’t find Opay personal bank on my iPhone apps store  to download it only Opay business is available in the IOS store

### 1/5 — I don’t want this business opay

*2026-07-13, version 4.5.0*

I want my personal opay 
Cause the business is not bringing my loan

### 4/5 — Good

*2026-07-09, version 4.5.0*

I love it

### 1/5 — Taking peoples money

*2026-06-28, version 4.4.1*

Fine I was owing you guys 
Does it mean you guy should tamper with my personal money?
Something I was going to use it to go to work 
Thanks to you guys now I am jobless 
Well done

### 1/5 — It’s worst

*2026-06-28, version 4.4.1*

I don’t like it post business pls
It’s stressful for me I’m
Not doing pos 
I’m using Opay for my self not for business 
It’s stressful for me pls
I mistakenly deleted the normal app and for me download Opay I saw this pls I need my normal Opay

### 1/5 — Unlink all my personal information and data now

*2026-06-22, version 4.4.1*

Unlink all my personal information and data now

### 1/5 — This app is not a good one

*2026-06-14, version 4.4.0*

I can’t send money to any bank after putting account details I won’t be able to click next very bad ill rate the app 1/10

### 1/5 — I hate this bank

*2026-06-12, version 4.3.1*

Whenever I want to log in it won’t enter i will have to delete and reinstall it before it works

### 1/5 — Hhjjiu

*2026-06-11*

Please I need the Normmal  opay not they business opay app

## Frequently asked questions about OPay Business

### What does the OPay Business app do?

The OPay Business app is designed for Nigerian retail businesses to manage their finances and operations. It provides tools for collecting payments through various methods, managing employees and stores, applying for and managing POS devices, and accessing over 200 billers for services like airtime and utilities.

### What are the key features of OPay Business?

Key features include omnichannel payment collection, a unique account for receiving transfers, easy application and management of OPay POS devices, the ability to manage branches and employees within one app, downloading insightful business statements and reports, and access to over 200 billers for essential services.

### Is OPay Business free to use?

Based on the provided information, the OPay Business app is free to use. There is no mention of subscription fees, paid features, or in-app purchases within the app's description.

### Who is the OPay Business app for?

This app is intended for all kinds of businesses in Nigeria, particularly those in the retail sector, looking to enhance their financial services, streamline operations, and increase efficiency through technology.

### How can I get support for OPay Business?

OPay Business offers a dedicated support team available 24/7 for any questions or complaints. You can contact them via helplines at 07008888329, visit their website at https://opayweb.com/merchants/, or reach out through their Facebook page @OPay agents.

## Version history (last 5 releases)

### 4.6.0 — 2026-08-26

- Refreshed homepage
- Clearer view of your assets
- Improved transaction history
OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

### 4.5.5 — 2026-07-31

- Optimized transfer features
- Enhanced face verification experience
- Improved user experience
OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

### 4.5.0 — 2026-07-03

- Optimized transaction features
- Improved user experience
OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

### 4.4.5 — 2026-07-01

- Added support for custom daily payout limits
- Improved user experience
OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

### 4.4.1 — 2026-06-19

- Improved user experience
OPay Business is dedicated to supporting your business. Update your OPay Business app and discover more features now! We look forward to your feedback.

## Apps similar to OPay Business

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [OPay-Beyond Banking](https://appshunter.io/ios/app/opay-beyond-banking/id1463776084) | 4.5 (96,630) | Free | Finance |
| [Moniepoint Business Banking](https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941) | 4.6 (15,118) | Free | Finance |
| [Kuda Business](https://appshunter.io/ios/app/kuda-business/id1608792902) | 4.6 (986) | Free | Finance |
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| [ALAT](https://appshunter.io/ios/app/alat/id1222853161) | 3.5 (2,342) | Free | Finance |
| [FairMoney: Save, Spend, Credit](https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223) | 4.6 (14,343) | Free | Finance |

## More apps by OPay Digital Services Pte.Ltd.

- [OPay-Beyond Banking](https://appshunter.io/ios/app/opay-beyond-banking/id1463776084)
- [Finja](https://appshunter.io/ios/app/finja/id1498761778)
- [OPay \| Recharge and Pay Bills](https://appshunter.io/ios/app/opay-recharge-and-pay-bills/id1590264641)

All apps by OPay Digital Services Pte.Ltd.: https://appshunter.io/developer/1699757184

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*