# OPay Business — user reviews > 68 indexed App Store user reviews of OPay Business by OPay Digital Services Pte.Ltd., rated 3.50/5 from 560 ratings. - Source: https://appshunter.io/ios/app/opay-business/id6467380679/reviews - App overview in markdown: https://appshunter.io/ios/app/opay-business/id6467380679.md - Rating breakdown: 5★ 271 · 4★ 54 · 3★ 52 · 2★ 48 · 1★ 135 ## What do users think of OPay Business? Overall sentiment: negative **Pros** - 👍 Good app functionality overall - 💡 Bill payment feature requested and appreciated **Cons** - 🐛 Missing loan icon in updated version - 🐛 Transaction history not displaying properly - 🐛 Sub-account creation failing on iPhone - 🐛 Sub-account withdrawal not working on iPhone - 🐛 Business account transfer features removed for Apple users - 🐛 Unable to buy airtime and data - 🐛 Unable to pay bills - 🐛 App showing 'Coming Soon' instead of functional features - 🐛 Account freezing issues - 🐛 Frozen accounts not unfreezing - 🐛 'Upgrade to latest version' message with no available update - 🐛 Accept large transfer not working on iOS - 🐛 Cannot register Nigeria phone numbers - 🐛 OTP only available via SMS, not email - 🐛 Money stuck in accounts - 🐛 Discrepancies in account balance - 😞 Poor customer service response - 😞 Confusing UI between OPay and OPay Business - 😞 App slower than previous version - 😞 Less user-friendly than previous version - 😞 iOS version lacks features available on Android - 😞 Forced merchant account integration unwanted by users **Commonly reported bugs** - Loan icon missing from updated app - Transaction history not showing previous transactions - Sub-account creation failing on iPhone - Sub-account withdrawal not working on iPhone - Business account transfer features unavailable for iOS users - Airtime and data purchase not functioning - Bill payment features not working - App displaying 'Coming Soon' for multiple features - Account freezing without clear resolution - Upgrade prompt appearing with no available update in App Store - Accept large transfer stuck on iOS - Nigeria phone number registration not supported - OTP delivery only via SMS, email option missing - Money stuck in accounts with no withdrawal option - Account balance discrepancies - App crashing or not opening - Version mismatch (v2 vs v3) on fresh installations - Restricted accounts unable to perform transactions **Most requested features** - Restore loan icon functionality - Display complete transaction history with totals - Add bill payment capability - Restore airtime and data purchase functionality - Restore electricity bill payment - Enable email-based OTP option - Support for Nigeria phone number registration - Fix sub-account functionality on iPhone - Improve app performance and speed - Parity between iOS and Android features - Option to downgrade from merchant account - Accept pending transfer functionality for business accounts - Restore previous app version features ## Newest reviews (13 of 68) ### 2/5 — Omission of Loan feature *2026-04-08* Unlike the Opay bank app,the business app has no Loan feature ### 2/5 — PAYROLL *2026-03-10, version 4.1.0* Please stop removing that payroll it helps us business owners 😒😒 ### 2/5 — Loan icon *2025-11-18, version 3.8.2* No loan icon on the updated app Please see to it ### 2/5 — Not efficient *2025-11-13* It doesn’t show previous account transactions and it’s stressful for real. You guys should work on that ### 1/5 — Sub Account Withdraw Not Working on iPhone *2025-10-08, version 3.7.6* Hey Good Evening Am Kind Of Not Happy With All the updates u done on this app u have reviewed this withdrawal on Sub Account Not Working on iPhone please review it and work on it. ### 4/5 — Customer service *2025-09-21, version 3.7.5* Stop all community service and family activities ### 1/5 — Is bad for me am not just happy l don’t want OPay business l only want normal OPay *2025-09-06* Is not giving me up the persons l have sent money before ### 4/5 — Sub accounts not working *2025-07-21* App is good. However I can’t create sub accounts no matter what I do. Please look into this glitch for iPhone ### 1/5 — No option to register my Nigeria number *2025-05-03, version 3.2.0* Av not been able to register my Nigeria number ### 1/5 — I cannot buy data or airtime *2025-04-08, version 3.0.1* Does not show im and out of the transaction history….very very slow…..pls I don’t want OPay business,seems I’ll just do away with OPay and use moniepoint ### 1/5 — Email *2025-04-08* You need to work on your app, I couldn't login to my account because my sim card have lost i can only receive OTP through my email and is not in your options . ### 1/5 — This app is nonsense *2025-04-06, version 3.0.1* Please remove my account from this merchant thing .. I just don’t like this particular business Opay app.. the old one is better ### 1/5 — Complain *2025-04-04, version 3.0.1* I can’t buy airtime and pay electricity bill with this version of the app ## Most critical reviews (10 lowest-rated) ### 1/5 — I don’t want this business opay *2026-07-13, version 4.5.0* I want my personal opay Cause the business is not bringing my loan ### 1/5 — Taking peoples money *2026-06-28, version 4.4.1* Fine I was owing you guys Does it mean you guy should tamper with my personal money? Something I was going to use it to go to work Thanks to you guys now I am jobless Well done ### 1/5 — It’s worst *2026-06-28, version 4.4.1* I don’t like it post business pls It’s stressful for me I’m Not doing pos I’m using Opay for my self not for business It’s stressful for me pls I mistakenly deleted the normal app and for me download Opay I saw this pls I need my normal Opay ### 1/5 — Unlink all my personal information and data now *2026-06-22, version 4.4.1* Unlink all my personal information and data now ### 1/5 — This app is not a good one *2026-06-14, version 4.4.0* I can’t send money to any bank after putting account details I won’t be able to click next very bad ill rate the app 1/10 ### 1/5 — I hate this bank *2026-06-12, version 4.3.1* Whenever I want to log in it won’t enter i will have to delete and reinstall it before it works ### 1/5 — Hhjjiu *2026-06-11* Please I need the Normmal opay not they business opay app ### 1/5 — Unsatisfied *2026-06-09, version 4.3.1* I dislike this OPay business why do you remove the main OPay app ? . Will go back using my palmpay app ### 1/5 — Erroneous credit *2026-04-25* I got an erroneous credit alert and called customer care a number of times to sort it and the only option is to use the transfer back option which isn’t available for this transaction… the CS staff don’t have a clue on how to resolve and the only option is to wait till the owner flags it! Why do I have to wait for the own to flag before the money is withdrawn from my account? I’ve not successfully used the bank service, it’s one issue to another… can’t we get more experienced staff to provide better support? ### 1/5 — Need to review *2025-10-16* This update is not user friendly as the previous version allows apple users to transfer funds using the business account, pay bills airtime and data. This new version doesn’t support. Thank you ## Most praised reviews (10 highest-rated) ### 5/5 — OPay personal bank *2026-08-14* I can’t find Opay personal bank on my App Store to download it on my iOS ### 5/5 — Opay personal bank *2026-07-30* I can’t find Opay personal bank on my iPhone apps store to download it only Opay business is available in the IOS store ### 5/5 — Upgrade *2025-06-22* Add bill payment to it please ### 5/5 — Personal *2025-04-12* OPay ### 5/5 — Scammers *2025-04-08* This bizpayment nah scam and you are banging my call to your customers cares ### 5/5 — Email *2025-04-05* Please readd email otp I could not login to my opay because my number has lost and the only way I do get my otp is through email and I cannot get it now ### 5/5 — I don’t want OPay business *2025-04-04* I don’t want OPay business ### 5/5 — ICLOUD.com/Online_WEB *2024-06-20* ICLOUD.com/Onlinewebsite Finances ### 5/5 — Unfreeze my acct *2024-03-10, version 1.0.4* I was unable to unfreeze my acct,what’s the solution to this pls ### 4/5 — Good *2026-07-09, version 4.5.0* I love it --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*