# Open Space Finance > AI-powered financial management app for international markets with budgeting, investments, and payments. (iPhone/iPad app by Open Space Financial Services.) - Source: https://appshunter.io/ios/app/open-space-finance/id6758343257 (this page in markdown: same URL + `.md`) - Developer: [Open Space Financial Services](https://appshunter.io/developer/1872398329) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 17+ - Requires: iOS 15.0 · 73 MB - Languages: American English - Released: 2026-06-02 - Data updated: 2026-08-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/open-space-finance/id6758343257/reviews.md ## What is Open Space Finance? OpenSpace is the AI-powered financial management app built for International markets. Whether you're saving for a goal, sending money, paying bills, or building an investment portfolio — OpenSpace brings everything together in one secure, intelligent platform. MEET APRIL, YOUR AI FINANCIAL ADVISOR APRIL learns your financial habits and gives you personalised guidance — from budgeting advice to investment strategies, tax planning, and debt management. Ask anything. Get answers that actually make sense for your life. TRANSFERS & PAYMENTS Send money to any bank account instantly. Pay with QR codes between OpenSpace users. Top up airtime and data, pay electricity, cable TV, internet, water and more — all from one place. SMART BUDGETING & SAVINGS Set budgets across categories and get real-time alerts before you overspend. Create savings goals and watch your progress grow. Use Spend-to-Save automation to round up purchases and build your savings without thinking about it. INVESTMENTS & WEALTH TOOLS Track your investment portfolio, explore investment products, and use built-in calculators to plan your financial future. Access Treasury Bills, savings products, and wealth-building tools designed for investors. SECURITY YOU CAN TRUST Bank-level security with biometric login (Face ID & fingerprint), 6-digit PIN protection, two-factor authentication, configurable session timeouts, and Panic Mode — which instantly hides your balances and locks your account in an emergency. MORE FEATURES • Real-time transaction notifications • Peer-to-peer chat and voice notes • Money requests between users • Downloadable receipts and reports • Complete transaction history and analytics • Dark and light mode OpenSpace is free to download. Certain financial products and services may carry fees disclosed at the point of use. ## Key features - AI financial advisor - Personalized budgeting and savings goals - Instant money transfers and bill payments - Investment portfolio tracking - Bank-level security features - Spend-to-Save automation ## Frequently asked questions about Open Space Finance ### What is Open Space Finance? Open Space Finance is an AI-powered financial management app designed for international markets. It helps users with budgeting, saving, investing, sending money, and paying bills through a secure, intelligent platform. ### Does Open Space Finance have ads? No, Open Space Finance does not contain advertisements. The app is free to download and use without any ad interruptions. ### How secure is Open Space Finance? Open Space Finance employs bank-level security measures, including biometric login (Face ID & fingerprint), a 6-digit PIN, two-factor authentication, and a Panic Mode for emergency account locking. ### What kind of financial guidance does Open Space Finance offer? The app features an AI financial advisor named APRIL, who provides personalized guidance on budgeting, investment strategies, tax planning, and debt management based on your financial habits. ### Can I make payments and transfers with Open Space Finance? Yes, you can send money instantly to any bank account, pay bills like electricity and cable, top up airtime, and make QR code payments between OpenSpace users. ### What are the investment features in Open Space Finance? Open Space Finance allows you to track your investment portfolio, explore investment products, and use built-in calculators for financial planning. It also provides access to Treasury Bills and savings products. ### Is Open Space Finance available on all devices? Open Space Finance is currently supported on iPhone and iPad devices, as indicated by its compatibility with iOS devices. ### How often is Open Space Finance updated? The latest version of Open Space Finance is 1.4, and it was last updated on June 25, 2026. This suggests a relatively active development cycle. ## Version history (last 5 releases) ### 1.6 — 2026-08-04 Bug fixes: statement/receipt downloads on mobile, balance accuracy, investment rate display, and notification tap routing. UI polish for alerts and the announcement banner. ### 1.5 — 2026-07-22 - Get instant push notifications for every completed transaction, including external bank credit and debit alerts - Improved app reliability and faster sign-in after switching apps - Fixed keyboard and layout issues on some screens ### 1.4 — 2026-06-25 • A new celebration when you hit a savings goal • Improved loan calculator and clearer terms • Smoother BVN verification during sign-up • Faster transfers and stability fixes ### 1.3 — 2026-06-18 • See whether you're in Personal or Business Banking at a glance. • One virtual account number now works across the whole app. • Smoother business transfers and a refreshed dashboard. • Faster screen loading and stronger login security checks. • Various stability improvements and bug fixes. ### 1.2 — 2026-06-11 • Face ID / Touch ID now locks and unlocks the app automatically — no sign-in required when returning from background. • Biometric sign-in prompts instantly on the login screen when enabled. • Invitation and account links in emails now open the app directly. • Bug fixes and performance improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*