# Oportun: Savings & Loans — Build savings, track your loan > Automated savings and loan management app. (iPhone/iPad app by Oportun, Inc.) - Source: https://appshunter.io/ios/app/oportun-savings-and-loans/id1011935076 (this page in markdown: same URL + `.md`) - Developer: [Oportun, Inc](https://appshunter.io/developer/1596442581) - Category: Finance, Productivity - Price: Free - Rating: 4.70/5 from 289,183 App Store ratings · 523 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 191 MB - Languages: American English, European Spanish - Released: 2016-03-08 - Data updated: 2026-09-08 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/oportun-savings-and-loans/id1011935076/reviews.md ## What is Oportun? Whether you’re saving or borrowing, our finance app is here to help you stay in control. Never money alone. PUT YOUR SAVINGS ON AUTOPILOT Reach your savings goals big or small. Set & Save™ learns your income and spending patterns to find the right moments to automatically set aside money toward your goals. Little by little it adds up faster than you think. Our members save over $1,800 per year on average.* > Achieve your goals Turn your goals into real savings. We’ve helped people save over $12.3 billion in total using Set & Save toward 15 million goals, from building an emergency fund to a well-earned vacation and even a first home. We save based on what you can afford, helping you make steady progress without needing to think about it. We look at when your bills are due, when you get paid, and your goals to personalize your savings. > Stay in control Set limits and guidelines on how we save. Pause saves with the push of a button. Transfer your money back to your bank. Move money from one goal to another. It’s your money and you’re the boss. > Set, save, repeat Set Smart Bills goals that save, withdraw, and repeat--all automatically! Save for bills and other recurring expenses without the stress. > Safe and secure Your money is protected every step of the way. Savings held through Oportun are FDIC-insured** up to $250,000 through our partner banks. We use multi-factor authentication, and trusted technology partners to keep your information safe. > How it works 1. Get set up in minutes: Link your bank account to our savings app and set your goals 2. We find smart times to save for you 3. Save automatically: We’ll move money into the savings app toward your goals. Withdraw anytime > Get a 30 day free trial See how much you can save with a 30 day trial of our money saving app. Then just $5.99/mo or $3.99/mo with a yearly plan. Cancel anytime. LOAN MEMBERS, WE’RE HERE FOR YOU Are you an Oportun member with a personal loan? It’s easier to manage it in the app. Check your balance, make payments, set up autopay, and refer friends all in one place. The Oportun app is free for members to use for the purpose of monitoring and paying their loan. Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing. MORE ABOUT US - Oportun is certified by the US Treasury Department as a CDFI - Oportun has an A+ rating by the Better Business Bureau (BBB) - Awarded by USA Today as one of America’s Best Customer Service in Financial Services of 2026 - Formerly known as Digit, our finance app helps you save, budget, and manage your loan. - - - - - - - Oportun offers personal loans in certain states through its partner Pathward®, N.A., and they are subject to credit approval. Standard data charges may apply when downloading the app. *Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending. **Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the “Depository Institutions”). Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution. Oportun does not share information between its affiliates or partners for marketing purposes without consumer consent or as otherwise allowed by law. ## Key features - Automated savings towards goals - Personalized savings based on spending - Pause or transfer savings anytime - FDIC-insured savings - Loan balance tracking - Payment management and autopay ## What do users think of Oportun? Overall sentiment: neutral **Pros** - 💰 Helps save money - 🤖 Automated savings - 📊 Provides financial insights - 🤝 Good customer service - 🎉 Reached savings goals **Cons** - 💸 Excessive/random withdrawals - 🕰️ Slow transfer times - 🚫 Difficulty closing account - 💳 Overdraft fees - 💰 Monthly subscription fee **Commonly reported bugs** - Connectivity issues with bank accounts - Incorrect account balance updates **Most requested features** - Instant transfers - Customizable withdrawal limits - Integration with other financial apps - Bill payment automation - Improved account monitoring ## Recent user reviews (10 of 523) All indexed reviews: https://appshunter.io/ios/app/oportun-savings-and-loans/id1011935076/reviews.md ### 5/5 — The best *2026-08-31, version 4.162.0* All I can say this is the best app ever to save money. Love love thanks to my late son who told me about this. He knew mommy needed help saving money ### 1/5 — Great app - when it worked *2026-08-30, version 4.162.0* I’ve used this app for quite a while. Loved it. It saved me a lot of money. However, it will not stay connected to my bank account anymore, no matter how many times I reconnect it. Cancelled my subscription because it’s useless now. ### 5/5 — Great for Saving! *2026-08-29, version 4.162.0* Man all I can say is I Love this app!, I forgot I downloaded it a few weeks ago and I was shocked by how much money I had saved! ### 5/5 — Great Way to Save for different options! *2026-08-23, version 4.161.0* I really like the opportunity to set goals and save for multiple things. This app is very helpful with my goals. Highly recommend. ### 1/5 — Terms and conditions *2026-08-20, version 4.161.0* I I’ve been using this app for a couple years now. I just had to reconnect my bank account and I read their terms and conditions. It basically gives them full access to all your transactions and anything in your bank account from a third-party. I’m not sure if this is something new or if I just didn’t know about it. If you do plan to connect your bank account READ THE TERMS AND CONDITIONS!!!!!! I feel really bad about this review because I have used this app for a very long time. ### 5/5 — Positive Vibes Only *2026-08-20, version 4.161.0* Easy app to use ### 5/5 — Opportun is a Nice Save *2026-08-19, version 4.161.0* I have had this for years, would and will recommend this because I trust the way they operate even though their is rocket money this app is made for saving for your goals or saving on the side, it literally takes a few dollars for each goal each day and by the time you hit next month your like “ W T F!! I have this much money saved?!,!” Also just a note might have found a big issue glitch that needs to be addressed asap When you permanently delete a goal with money, the money disappears ### 1/5 — Customer Service *2026-08-17, version 4.161.0* I used Oportun somewhere between 3-5+ years and enjoyed the app and had saved a considerable amount using the app. All of a sudden the app disconnects from my bank and I tried to re-connect it didn’t work. Turns out it was something technical on Oportuns end. I expected someone to take the time to understand my situation and explore options with me. Instead I felt as if I were left to figure it out on my own. What’s more frustrating is that after voicing numerous concerns zero help was ever offered. Even if there were limitations on what Oportun could assist me with, I would have appreciated someone explaining what my options were and making a real effort to assist me. Good customer service should be a forefront of any business. Unfortunately that was not my experience and I would have a hard time recommending this app to others. ### 3/5 — Disconnects frequently *2026-08-11, version 4.159.0* I love the concept for set it and forget, I’ve saved a lot more without thinking or noticing which I love. My gripe is that it frequently disconnects from my bank account, every few weeks. This has been going on the 1.5 years I’ve been using the app but the frequency seems to be more recently. ### 5/5 — Thanks *2026-08-11, version 4.159.0* Thanks ## Frequently asked questions about Oportun ### What does the Oportun app do? The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app. ### How does the automated savings feature work? The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time. ### What is the cost of using the Oportun app? The app offers a 30-day free trial. After the trial, it costs $5.99 per month, or $3.99 per month when billed annually. The app is free for existing loan members to use for loan management purposes. ### Is my money safe with Oportun? Yes, your savings are protected and FDIC-insured up to $250,000 through partner banks. The app uses bank-level encryption, multi-factor authentication, and trusted partners like Plaid to ensure your information is secure. ### Who is the Oportun app for? This app is designed for individuals who want to automate their savings and make progress towards financial goals without constant manual effort. It's also beneficial for existing Oportun loan members who need a convenient way to manage their loan accounts. ## Version history (last 5 releases) ### 4.163.0 — 2026-09-03 This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates" ### 4.162.0 — 2026-08-20 This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates" ### 4.161.0 — 2026-08-14 This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates" ### 4.160.0 — 2026-08-11 This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates" ### 4.159.0 — 2026-08-06 This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*