# Opt+ Prepaid Card — Manage Money on the Go > Prepaid card management app for tracking, loading, and transferring funds. (iPhone/iPad app by CURO Management LLC.) - Source: https://appshunter.io/ios/app/opt-plus-prepaid-card/id1260608715 (this page in markdown: same URL + `.md`) - Developer: [CURO Management LLC](https://appshunter.io/developer/784028834) - Category: Finance, Lifestyle - Price: Free - Rating: 1.73/5 from 40 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 47 MB - Languages: American English - Released: 2017-08-02 - Data updated: 2026-08-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/opt-plus-prepaid-card/id1260608715/reviews.md ## What is Opt+ Prepaid Card? The Opt+® prepaid card app provides a convenient way to track spending, view your account balance, find load locations, enroll in direct deposit, and transfer money. GET PAID EARLY WITH DIRECT DEPOSIT Need that cash flow yesterday? Sign up for Direct Deposit and you could get paid up to 2 days early*. You can even decide how much of your paycheque gets loaded onto your card. ON-DEMAND ACCOUNT ALERTS Set up alerts for what matters most and receive customized account notifications right to your phone. We’ll let you know when your balance changes, funds are loaded on your card or your friend receives that transfer. Standard message rates may apply. FIND LOAD LOCATIONS Find a location to load funds to your Opt+ prepaid card. Service fees may apply. Visit a Cash Money location to load funds at no charge. CARD-TO-CARD MONEY TRANSFER Whether it’s chipping in for the rent or that late night take-out, money transfers to any other Opt+ cardholder are quick and easy. *Timing of direct deposit posting depends on when we get notice from the payor and may vary from deposit period to deposit period. Direct Deposit is not available to BC residents. This card is issued by PACE Savings & Credit Union Limited pursuant to license by Mastercard™ International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Tap & Go™ is a trademark of Mastercard International Incorporated. Data rates may apply. Card funds are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer or agency. ## Key features - Track spending - View account balance - Find load locations - Direct deposit enrollment - Early pay access - Card-to-card transfers - Account alerts ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/opt-plus-prepaid-card/id1260608715/reviews.md ### 3/5 — It’s not bad *2022-05-07* U can log in just click activate account first even if u already did ### 1/5 — Opt card fraud *2021-10-09* Opt card is total fraud plz don’t buy and do not load money. He cut my all money around $2500 ### 1/5 — Worst App ever *2021-07-20* Rating 1 star because negative 1 star isn’t an option. This App doesn’t accept log in credentials and pops up a message saying authorization fail. A number keypad (no alphabet) appears with no instruction on what number it needs to authenticate your account. If you type nothing another message appears saying the card number cannot be blank. Get frustrated and repeat until your fingers are tired. Absolutely zero help to manage this pre paid card. The website is equally unhelpful. ### 5/5 — Great App (so far) *2020-11-27* I highly recommend this app! I read many reviews before downloading the app, out of all the reviews I read, only one gave a decent review, all the rest were horrible. All of the reviews I read were on the Apple App and the Play Store, every review said they we’re not able to login to the app. This gave me second thoughts about even bothering to download the app and giving it a try. I decided to give it a try and I’m glad I did, although it’s only been one day I have logged in and out of the app every hour to see if I would have any problems. I’ve had no problems logging in, or any other problems. The app is extremely easy to use and gives you all the information you need. ### 1/5 — Bad app *2020-11-05* Loaded app didn’t work waste of time ### 1/5 — No longer works *2020-09-01* Can’t log in.. Only options to reset password but that doesn’t work either. May as well use website. Can login there no problem. ### 1/5 — Terrible *2020-08-15* Can’t login can’t reset password, this whole app is terrible ### 1/5 — Worse App Ever *2020-07-13* Cant login - says need authorization code. No instructions. Waste of time ### 5/5 — Good *2019-10-21* Great app, provides detail about your account, only thing is sometimes there’s a bug in the app that doesn’t let you see your purchase history, very odd at times but nonetheless I am happy with the card & app. Still having the problem of not being able to see my purchase history on the app that’s causing me stress, I tried calling in and I haven’t got any feedback on what to do. ### 1/5 — Too much issues *2019-07-13* You need to change your mobile app provider ## Frequently asked questions about Opt+ Prepaid Card ### How secure is the Opt+ prepaid card app? The app facilitates management of a Mastercard-issued prepaid card. While specific security features of the app itself are not detailed, Mastercard transactions are generally protected by industry-standard security protocols. Card funds are not insured by government deposit insurers. ### Can I link my bank account to Opt+? The app allows for direct deposit enrollment, enabling you to receive your paychecks directly onto the card. It also supports card-to-card transfers between Opt+ users. Linking external bank accounts for general transfers is not explicitly mentioned. ### What are the fees associated with Opt+? The app mentions that service fees may apply when loading funds at certain locations. However, loading funds at a Cash Money location is stated to be free of charge. Specific fee structures are governed by the card's issuing agreement. ### How often is the Opt+ app updated? The latest version of the Opt+ Prepaid Card app is 2222.2, which was last updated on December 29, 2022. This indicates a relatively infrequent update cycle for the application. ### What devices support the Opt+ app? The Opt+ Prepaid Card app is currently supported on iPhone and iPod devices. Compatibility with Android devices is not mentioned in the provided information. ### Does Opt+ offer early access to paychecks? Yes, the app allows users to sign up for Direct Deposit and potentially get paid up to 2 days early. This feature's timing depends on when the payor provides notice and may vary. ### How do I find places to load my Opt+ card? The Opt+ app includes a feature to find load locations. It specifically mentions that Cash Money locations allow for loading funds at no charge, while other locations may have service fees. ### What is the user sentiment for Opt+? The app has a rating of 1.7 stars from 40 ratings, suggesting a generally negative user sentiment. This low rating indicates potential issues with user experience or functionality. ## Version history (last 5 releases) ### 2222.2 — 2022-12-29 Update language on journey. ### 2222.0 — 2022-12-14 Update wording on usage. ### 2221.0 — 2022-12-06 Updated language around end of year plans. ### 2220.1 — 2022-11-29 Update wording on signup page. ### 2220.0 — 2022-11-15 Update wording on user journey. ## More apps by CURO Management LLC - [Cash Money](https://appshunter.io/ios/app/cash-money/id1180099405) - [Revolve Finance](https://appshunter.io/ios/app/revolve-finance/id1444911260) - [Heights Finance](https://appshunter.io/ios/app/heights-finance/id1635793827) - [LendDirect](https://appshunter.io/ios/app/lenddirect/id6744831116) All apps by CURO Management LLC: https://appshunter.io/developer/784028834 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*